B3 · BRL
BMIN3
Banco Mercantil de Investimentos S.A.
- Day's range
- R$19.50 – R$19.50
- Day's volume
- R$2k
- 52-week range
- R$19.50 – R$22.00
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See how BMIN3 weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountBMIN3 in numbers
- Market cap
- R$94.8m
- P/E
- 7.35
- P/B
- 0.63
- Dividend yield (12m)
- 2.62%
The 12-month dividend yield of BMIN3 is 2.62%, below its 5-year average of 3.47%.
BMIN3 price history
BMIN3 risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | -13.16% | -10.90% | +17.18% |
| Volatility (annualised) | 9.33% | 41.29% | 40.09% |
| Largest drawdown | -13.16% | -38.98% | -38.98% |
| Positive months | 0/12 | 10/36 | 19/60 |
How much did investing in BMIN3 return?
R$1,000.00 invested on 01/09/2021 would be worth R$1,037.51 today.
- Value today in BMIN3
- R$1,037.51
- Return over the period
- +3.75%
- Return per year
- +0.74%
- In the Ibovespa
- R$1,657.66
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
BMIN3 fundamentals
Valuation
- P/E7.35
- P/B0.63
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue1.48
- P/EBIT—
- P/S1.48
- P/OCF-2.29
- P/FCF43.00
- Earnings yield—
- PEG ratio0.16
- Earnings per shareR$2.65
- Book value per shareR$30.98
Debt
- Net debt—
- Net debt/EBITDA—
- Net debt/Equity—
- Debt/Equity—
- Current ratio1.33
- Quick ratio0.00
- Cash ratio—
Efficiency
- Gross margin-13.02%
- EBITDA margin—
- Operating margin—
- Net margin19.99%
- Asset turnover0.11
Profitability
- ROE8.56%
- ROA2.12%
- ROIC—
- Payout19.29%
Growth
- Revenue CAGR (5 years)41.86%
- Earnings CAGR (5 years)—
- Revenue growth (year)81.64%
- Earnings growth (year)44.65%
- Revenue growth (quarter)15.66%
- Earnings growth (quarter)43.04%
What is BMIN3's fair price?
Two classic value formulas, with today's numbers. The current price is R$19.50.
- Graham's fair price
- R$43.00
- 120.54% above the price
√(22.50 × R$2.65 × R$30.98)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- R$11.99
- 38.52% below the price
R$0.72 (5-year average) ÷ 6%
Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.
Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.
BMIN3 indicators by year
Multiples at each year's closing price; margins and returns from that year's accounts.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 10.67 | 13.09 | 13.28 | 9.64 | — | — | — | — |
| P/B | 0.78 | 0.67 | 0.73 | 0.71 | — | — | — | — |
| Dividend yield | 1.54% | 6.53% | 7.10% | 0.00% | 2.20% | 7.00% | 0.64% | 0.00% |
| Earnings per share | R$2.15 | R$1.49 | R$1.51 | R$2.02 | R$0.00 | R$0.00 | R$0.00 | R$0.00 |
| Book value per share | R$29.47 | R$29.03 | R$27.49 | R$27.38 | — | — | — | — |
| ROE | 7.31% | 5.13% | 5.48% | 7.39% | — | — | — | — |
| Gross margin | 6.48% | 45.53% | 59.71% | 53.40% | 67.46% | 81.20% | 77.36% | 79.44% |
| Net margin | 14.50% | 18.21% | 20.53% | 23.54% | 0.00% | 0.00% | 0.00% | 0.00% |
BMIN3 financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | R$71.7m | R$39.5m | R$35.4m | R$41.4m | R$18.5m | R$11.2m |
| Cost of sales | -R$67m | -R$21.5m | -R$14.3m | -R$19.3m | -R$6m | -R$2.1m |
| Gross profit | R$4.6m | R$18m | R$21.1m | R$22.1m | R$12.5m | R$9.1m |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Net finance result | — | — | — | — | — | — |
| Profit before tax | R$10.7m | R$11.7m | R$12m | R$12.9m | R$6.6m | R$4.2m |
| Income tax | -R$334k | -R$4.5m | -R$4.8m | -R$3.1m | R$8k | R$0 |
| Net income | R$10.4m | R$7.2m | R$7.3m | R$9.8m | R$0 | R$0 |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
BMIN3 against its sector
The same indicators for the company's other shares and the sector's largest stocks.
| Stock | P/E | P/B | Dividend yield (12m) | ROE | Market cap |
|---|---|---|---|---|---|
| BMIN3Banco Mercantil De Investimentos | 7.35 | 0.63 | 2.62% | 8.56% | R$94.8m |
| ITUB4ITAU UNIBANCO HOLDING S.A. | 10.43 | 2.24 | 7.15% | 21.50% | R$511.8bn |
| ITUB3ITAU UNIBANCO HOLDING S.A. | 11.41 | 2.45 | 6.53% | 21.50% | R$511.8bn |
| BPAC3BCO BTG PACTUAL S.A. | 15.68 | 3.48 | 1.91% | 22.20% | R$271.9bn |
| BPAC5BCO BTG PACTUAL S.A. | 13.14 | 2.92 | 2.28% | 22.20% | R$271.9bn |
| BBDC4BCO BRADESCO S.A. | 7.92 | 1.08 | 6.80% | 13.66% | R$183.9bn |
| BBDC3BCO BRADESCO S.A. | 6.94 | 0.95 | 7.05% | 13.66% | R$183.9bn |
Does BMIN3 pay dividends?
Dividend yield per year
- 0.07%2017
- 0.00%2018
- 0.64%2019
- 7.00%2020
- 2.20%2021
- 0.00%2022
- 7.10%2023
- 6.53%2024
- 1.54%2025
- 2.62%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 06/03/2026 | 18/03/2026 | R$0.51 |
| Dividend | 07/02/2025 | 19/02/2025 | R$0.35 |
| Interest on equity | 30/01/2024 | 07/02/2024 | R$0.42 |
| Dividend | 30/01/2024 | 07/02/2024 | R$0.85 |
| Interest on equity | 10/03/2023 | 17/03/2023 | R$1.42 |
| Interest on equity | 17/08/2021 | 31/08/2021 | R$0.55 |
| Interest on equity | 03/03/2020 | 24/03/2020 | R$1.40 |
| Interest on equity | 06/03/2019 | 02/04/2019 | R$0.04 |
| Interest on equity | 31/12/2018 | 02/04/2019 | R$0.03 |
| Dividend | 05/03/2018 | 02/04/2019 | R$0.03 |
| Interest on equity | 03/03/2017 | 29/03/2017 | R$0.02 |
| Interest on equity | 30/12/2016 | 29/03/2017 | R$0.02 |
See all 53 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Interest on equity | 17/03/2016 | 14/04/2016 | R$0.00 |
| Interest on equity | 31/12/2015 | 14/04/2016 | R$0.00 |
| Interest on equity | 14/08/2015 | 09/09/2015 | R$0.00 |
| Interest on equity | 25/02/2015 | 18/03/2015 | R$0.00 |
| Interest on equity | 18/08/2014 | 10/09/2014 | R$0.00 |
| Interest on equity | 25/02/2014 | 25/03/2014 | R$0.00 |
| Interest on equity | 21/08/2013 | 12/09/2013 | R$0.00 |
| Interest on equity | 21/02/2013 | 13/03/2013 | R$0.00 |
| Interest on equity | 17/08/2012 | 12/09/2012 | R$0.01 |
| Interest on equity | 16/02/2012 | 13/03/2012 | R$0.00 |
| Interest on equity | 11/08/2011 | 31/08/2011 | R$0.00 |
| Interest on equity | 21/02/2011 | 15/03/2011 | R$0.00 |
| Interest on equity | 12/08/2010 | 08/09/2010 | R$0.00 |
| Interest on equity | 09/03/2010 | 08/04/2010 | R$0.00 |
| Interest on equity | 23/07/2009 | 25/08/2009 | R$0.01 |
| Interest on equity | 20/01/2009 | 17/02/2009 | R$0.00 |
| Interest on equity | 21/08/2008 | 18/09/2008 | R$0.00 |
| Interest on equity | 29/01/2008 | 25/02/2008 | R$0.00 |
| Interest on equity | 21/08/2007 | 10/09/2007 | R$0.00 |
| Interest on equity | 16/01/2007 | — | R$0.00 |
| Interest on equity | 21/08/2006 | — | R$0.00 |
| Interest on equity | 20/01/2006 | — | R$0.00 |
| Interest on equity | 01/09/2005 | — | R$0.00 |
| Interest on equity | 12/01/2005 | — | R$0.01 |
| Interest on equity | 16/08/2004 | — | R$0.00 |
| Interest on equity | 09/01/2004 | — | R$0.00 |
| Interest on equity | 19/08/2003 | — | R$0.01 |
| Interest on equity | 16/08/2002 | — | R$2.00 |
| Dividend | 01/04/2002 | — | R$0.60 |
| Dividend | 28/08/2001 | — | R$1.40 |
| Dividend | 07/02/2001 | — | R$0.78 |
| Dividend | 09/08/2000 | — | R$0.12 |
| Dividend | 01/03/2000 | — | R$0.36 |
| Dividend | 16/08/1999 | — | R$0.19 |
| Dividend | 02/03/1999 | — | R$0.98 |
| Dividend | 24/08/1998 | — | R$0.12 |
| Interest on equity | 14/01/1998 | — | R$4.59 |
| Interest on equity | 13/08/1997 | — | R$2.80 |
| Dividend | 24/02/1997 | — | R$1.40 |
| Dividend | 27/08/1996 | — | R$3.50 |
| Dividend | 12/02/1996 | — | R$2.30 |
| Event | Last day to own | Ratio |
|---|---|---|
| Share consolidation | 12/09/2017 | 1 for 100 |
| Bonus shares | 24/07/1987 | 99.90% in shares |
About Banco Mercantil De Investimentos
- Sector
- Serviços Financeiros
- Segment
- Bancos
- Listing segment
- Traditional
- Tag along
- 80.00%
- Free float
- 7.47%
- Shares issued
- 4.12m ordinary · 710.14k preferred
- Average daily trading
- R$956.8
- Listed since
- 06/05/1983
- CNPJ
- 34.169.557/0001-72
O Banco Mercantil de Investimentos S.A., negociado na B3 como BMIN3, integra o grupo econômico ligado ao Mercantil e atua no segmento bancário com foco em operações financeiras e de investimento. A instituição está estruturada como banco e participa de atividades de intermediação, administração de recursos e operações associadas ao mercado financeiro, conforme seu escopo societário e regulatório no Brasil. No contexto do grupo, a companhia funciona como veículo bancário especializado, complementando as operações de varejo e serviços financeiros de outras empresas relacionadas. O desempenho tende a acompanhar condições de juros, mercado de capitais e demanda por produtos financeiros de maior sofisticação. O emissor listado em BMIN3 corresponde ao Banco Mercantil de Investimentos, e não ao banco digital Banco Inter, que possui estrutura societária e ticker diferentes.
Investor website| Shareholder | Ordinary | Preferred | Total |
|---|---|---|---|
| Banco Mercantil do Brasil S.A.Controlling | 98.22% | 59.56% | 92.53% |
| Outros | 1.78% | 40.44% | 7.47% |
Questions about BMIN3
How much is BMIN3 today?
BMIN3 is at R$19.50 (0.00% on the day), last traded on 30/09/2026.
How much did BMIN3 pay in dividends in 2025?
BMIN3 paid R$0.35 per share in 2025, a dividend yield of 1.54%.
What are the P/E and P/B of BMIN3?
BMIN3 trades at a P/E of 7.35 and a P/B of 0.63.
How much did BMIN3 return in 12 months?
BMIN3 returned -13.16% in 12 months, with annualised volatility of 9.33% and a largest drawdown of -13.16%.
What sector is BMIN3 in?
Banco Mercantil De Investimentos is in the Serviços Financeiros sector, Bancos segment.