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B3 · BRL

BNBR3

Banco do Nordeste do Brasil S.A.

R$110.00+1.83% (R$1.98)
Day's range
R$110.00 – R$110.00
Day's volume
R$11k
52-week range
R$97.52 – R$129.74

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See how BNBR3 weighs in your net worth, what it has paid you and how far it is from your target allocation.

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BNBR3 in numbers

Market cap
R$10.9bn
P/E
0.49
P/B
0.08
Dividend yield (12m)
6.30%

The 12-month dividend yield of BNBR3 is 6.30%, below its 5-year average of 7.21%.

BNBR3 price history

01/10/202530/09/2026
Compare with

BNBR3 risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return+13.72%+42.05%+110.19%
Volatility (annualised)18.18%23.56%23.74%
Largest drawdown-13.01%-19.38%-19.38%
Positive months8/1220/3634/60

How much did investing in BNBR3 return?

R$1,000.00 invested on 01/09/2021 would be worth R$2,182.58 today.

Value today in BNBR3
R$2,182.58
Return over the period
+118.26%
Return per year
+16.90%
In the Ibovespa
R$1,657.66

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

BNBR3 fundamentals

Valuation

  • P/E
    0.49
  • P/B
    0.08
  • EV/EBITDA
    —
  • EV/EBIT
    —
  • EV/Revenue
    1.02
  • P/EBIT
    —
  • P/S
    1.02
  • P/OCF
    1.50
  • P/FCF
    1.67
  • Earnings yield
    —
  • PEG ratio
    0.26
  • Earnings per share
    R$223.65
  • Book value per share
    R$1,363.78

Debt

  • Net debt
    —
  • Net debt/EBITDA
    —
  • Net debt/Equity
    —
  • Debt/Equity
    —
  • Current ratio
    1.26
  • Quick ratio
    0.16
  • Cash ratio
    —

Efficiency

  • Gross margin
    42.90%
  • EBITDA margin
    —
  • Operating margin
    —
  • Net margin
    25.85%
  • Asset turnover
    0.13

Profitability

  • ROE
    16.40%
  • ROA
    3.40%
  • ROIC
    —
  • Payout
    3.10%

Growth

  • Revenue CAGR (5 years)
    22.12%
  • Earnings CAGR (5 years)
    9.78%
  • Revenue growth (year)
    21.72%
  • Earnings growth (year)
    31.63%
  • Revenue growth (quarter)
    17.75%
  • Earnings growth (quarter)
    1.89%

What is BNBR3's fair price?

Two classic value formulas, with today's numbers. The current price is R$110.00.

Graham's fair price
R$2,619.68
2,281.53% above the price

√(22.50 × R$223.65 × R$1,363.78)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
R$111.49
1.35% above the price

R$6.69 (5-year average) ÷ 6%

Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.

Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.

BNBR3 indicators by year

Multiples at each year's closing price; margins and returns from that year's accounts.

Indicator20252024202320222021202020192018
P/E0.440.530.643.213.896.44——
P/B0.080.090.130.720.841.06——
Dividend yield5.49%5.98%8.79%9.29%6.54%6.10%3.88%7.41%
Earnings per shareR$250.12R$190.02R$170.20R$23.33R$18.74R$11.80R$0.00R$0.00
Book value per shareR$1,303.20R$1,131.65R$868.62R$104.16R$86.59R$71.46——
ROE19.19%16.79%19.59%22.40%21.64%16.51%——
Gross margin50.51%47.50%45.96%45.53%63.30%57.57%45.68%30.07%
Net margin30.51%28.21%24.52%24.51%32.34%25.83%0.00%0.00%

BNBR3 financial statements

Line202520242023202220212020
Net revenueR$10.1bnR$8.3bnR$8.6bnR$8.2bnR$5bnR$3.9bn
Cost of sales-R$5bn-R$4.4bn-R$4.6bn-R$4.5bn-R$1.8bn-R$1.7bn
Gross profitR$5.1bnR$3.9bnR$3.9bnR$3.7bnR$3.2bnR$2.3bn
EBITDA——————
EBIT——————
Net finance result——————
Profit before taxR$4.9bnR$4.3bnR$3.4bnR$3.3bnR$2.8bnR$1.6bn
Income tax-R$1.5bn-R$1.7bn-R$1.2bn-R$1.2bn-R$1.1bn-R$502.2m
Net incomeR$3.1bnR$2.3bnR$2.1bnR$2bnR$1.6bnR$1bn

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

BNBR3 against its sector

The same indicators for the company's other shares and the sector's largest stocks.

StockP/EP/BDividend yield (12m)ROEMarket cap
BNBR3Banco Nordeste Do Brasil0.490.086.30%16.40%R$10.9bn
ITUB4ITAU UNIBANCO HOLDING S.A.10.432.247.15%21.50%R$511.8bn
ITUB3ITAU UNIBANCO HOLDING S.A.11.412.456.53%21.50%R$511.8bn
BPAC3BCO BTG PACTUAL S.A.15.683.481.91%22.20%R$271.9bn
BPAC5BCO BTG PACTUAL S.A.13.142.922.28%22.20%R$271.9bn
BBDC4BCO BRADESCO S.A.7.921.086.80%13.66%R$183.9bn
BBDC3BCO BRADESCO S.A.6.940.957.05%13.66%R$183.9bn

Does BNBR3 pay dividends?

Dividend yield per year

  • 6.00%2017
  • 7.41%2018
  • 3.88%2019
  • 6.10%2020
  • 6.54%2021
  • 9.29%2022
  • 8.79%2023
  • 5.98%2024
  • 5.49%2025
  • 6.30%2026
Payment history
TypeLast day to ownPaymentPer share
Interest on equity19/08/202626/08/2026R$2.69
Interest on equity23/03/202630/03/2026R$4.10
Income23/03/202630/03/2026R$0.14
Interest on equity20/08/202527/08/2025R$2.78
Interest on equity19/02/202526/02/2025R$3.19
Income19/02/202526/02/2025R$0.06
Interest on equity26/08/202402/09/2024R$2.81
Income26/03/202403/04/2024R$0.09
Interest on equity26/03/202403/04/2024R$3.16
Interest on equity24/08/202331/08/2023R$2.53
Interest on equity31/03/202306/04/2023R$3.54
Interest on equity30/12/202206/04/2023R$3.54
See all 113 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Interest on equity26/08/202206/09/2022R$1.93
Dividend28/03/202207/04/2022R$0.11
Interest on equity28/03/202207/04/2022R$2.44
Dividend28/03/202206/04/2022R$0.11
Interest on equity28/03/202206/04/2022R$2.37
Dividend29/10/202110/11/2021R$0.09
Interest on equity29/10/202110/11/2021R$1.88
Interest on equity31/03/202112/04/2021R$2.80
Dividend27/03/202030/04/2020R$0.00
Interest on equity27/03/202013/04/2020R$1.92
Dividend27/03/202008/04/2020R$0.78
Interest on equity27/03/202008/04/2020R$1.94
Interest on equity19/08/201928/08/2019R$1.93
Dividend19/08/201928/08/2019R$0.20
Interest on equity25/04/201908/05/2019R$1.56
Interest on equity16/08/201829/08/2018R$0.62
Interest on equity26/03/201810/04/2018R$1.11
Interest on equity26/03/201809/04/2018R$1.09
Interest on equity11/08/201729/08/2017R$0.80
Interest on equity24/03/201711/04/2017R$1.42
Interest on equity11/08/201629/08/2016R$0.63
Interest on equity31/03/201622/04/2016R$0.21
Interest on equity05/08/201528/08/2015R$0.62
Interest on equity31/03/201515/04/2015R$0.87
Dividend31/03/201515/04/2015R$4.13
Interest on equity14/08/201428/08/2014R$0.87
Dividend14/08/201428/08/2014R$0.39
Interest on equity28/03/201409/04/2014R$0.57
Dividend31/07/201314/08/2013R$1.19
Interest on equity22/03/201309/04/2013R$0.71
Interest on equity30/03/201217/04/2012R$0.08
Dividend01/04/201115/04/2011R$0.97
Interest on equity01/04/201115/04/2011R$0.12
Interest on equity20/12/201029/12/2010R$0.55
Interest on equity06/08/201023/08/2010R$0.64
Interest on equity30/03/201014/04/2010R$0.82
Dividend30/03/201014/04/2010R$1.44
Interest on equity07/08/200921/08/2009R$0.38
Dividend30/03/200914/04/2009R$0.65
Interest on equity30/03/200914/04/2009R$0.54
Dividend08/08/200821/08/2008R$0.64
Interest on equity08/08/200821/08/2008R$0.54
Dividend17/03/200804/04/2008R$0.02
Interest on equity22/08/200705/09/2007R$0.05
Income31/03/2023—R$0.12
Income31/03/2021—R$0.02
Income27/03/2020—R$0.01
Interest on equity25/04/2019—R$1.52
Income31/03/2015—R$0.03
Income31/03/2015—R$0.13
Dividend31/03/2015—R$4.00
Income28/03/2014—R$0.01
Interest on equity28/03/2014—R$0.55
Interest on equity31/07/2013—R$0.75
Income22/03/2013—R$0.00
Income22/03/2013—R$0.01
Dividend22/03/2013—R$0.01
Interest on equity22/03/2013—R$0.70
Dividend14/08/2012—R$0.61
Interest on equity14/08/2012—R$0.74
Interest on equity11/08/2011—R$0.70
Dividend11/08/2011—R$1.01
Income01/04/2011—R$0.00
Income01/04/2011—R$0.03
Interest on equity01/04/2011—R$0.12
Dividend01/04/2011—R$0.94
Income30/03/2010—R$0.02
Income30/03/2010—R$0.03
Income30/03/2009—R$0.02
Income30/03/2009—R$0.02
Income17/03/2008—R$0.00
Income17/03/2008—R$0.00
Interest on equity17/03/2008—R$0.06
Income27/03/2007—R$0.00
Interest on equity27/03/2007—R$0.09
Dividend28/07/2006—R$0.01
Income28/03/2006—R$0.00
Dividend28/03/2006—R$0.03
Income31/03/2005—R$0.00
Dividend31/03/2005—R$0.04
Dividend28/07/2004—R$0.02
Income26/03/2004—R$0.00
Dividend26/03/2004—R$0.02
Dividend05/09/2003—R$0.01
Income13/08/2001—R$0.00
Dividend13/08/2001—R$0.03
Income10/05/2001—R$0.00
Dividend10/05/2001—R$0.09
Income30/08/2000—R$0.00
Dividend30/08/2000—R$0.09
Income26/01/2000—R$0.00
Dividend26/01/2000—R$0.15
Income26/07/1999—R$0.00
Dividend26/07/1999—R$0.10
Dividend22/01/1999—R$0.14
Dividend23/07/1998—R$0.16
Dividend26/01/1998—R$0.21
Dividend04/08/1997—R$0.21
Dividend27/01/1997—R$0.19
Dividend31/07/1996—R$0.50
Dividend06/02/1996—R$0.69
Splits, share consolidations and bonus shares
EventLast day to ownRatio
Share consolidation11/07/20080.0001 for 1
Bonus shares20/02/19901.00% in shares

About Banco Nordeste Do Brasil

Sector
Serviços Financeiros
Segment
Bancos
Listing segment
Traditional
Tag along
80.00%
Free float
0.63%
Shares issued
98.7m ordinary
Average daily trading
R$27k
Listed since
02/05/1968
CNPJ
07.237.373/0001-20

O Banco do Nordeste do Brasil S.A. é uma sociedade de economia mista e banco de desenvolvimento regional com sede em Fortaleza, voltado ao financiamento de atividades produtivas na área de atuação do Nordeste, norte de Minas Gerais e Espírito Santo. A instituição opera como banco múltiplo, com crédito para empresas, agronegócio e pessoas físicas, além de administrar instrumentos de política pública, como linhas de microcrédito produtivo e recursos de fundos constitucionais. No sistema financeiro brasileiro, o BNB tem papel relevante na execução de políticas de desenvolvimento regional e inclusão financeira, com rede de agências e unidades de atendimento em milhares de municípios. O resultado da companhia é influenciado por juros, inadimplência, orçamento de programas públicos e demanda por crédito regional. As ações ordinárias são negociadas na B3 pelo ticker BNBR3.

Investor website
ShareholdersAs of 31/12/2026, from the Formulário de Referência filed with the CVM.
ShareholderOrdinaryPreferredTotal
União FederalControlling62.21%0.00%62.21%
FINANCIADORA DE ESTUDOS E PROJETOS (FINEP)30.88%0.00%30.88%
BB FGO PRONAMPE FUNDO DE INVESTIMENTO EM AÇÕES6.29%0.00%6.29%
Outros0.63%0.00%0.63%

Questions about BNBR3

How much is BNBR3 today?

BNBR3 is at R$110.00 (1.83% on the day), last traded on 30/09/2026.

How much did BNBR3 pay in dividends in 2025?

BNBR3 paid R$6.04 per share in 2025, a dividend yield of 5.49%.

What are the P/E and P/B of BNBR3?

BNBR3 trades at a P/E of 0.49 and a P/B of 0.08.

How much did BNBR3 return in 12 months?

BNBR3 returned 13.72% in 12 months, with annualised volatility of 18.18% and a largest drawdown of -13.01%.

What sector is BNBR3 in?

Banco Nordeste Do Brasil is in the Serviços Financeiros sector, Bancos segment.