B3 · BRL
CURY3
Cury Construtora e Incorporadora SA
- Day's range
- R$27.17 – R$28.39
- Day's volume
- R$144.1m
- 52-week range
- R$26.63 – R$41.76
Follow CURY3 on Fuolio
See how CURY3 weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountCURY3 in numbers
- Market cap
- R$8.4bn
- P/E
- 7.67
- P/B
- 5.09
- Dividend yield (12m)
- 15.74%
- Net debt/EBITDA
- -0.19
The 12-month dividend yield of CURY3 is 15.74%, above its 5-year average of 8.60%.
CURY3 price history
CURY3 risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | -7.05% | +129.23% | +501.27% |
| Volatility (annualised) | 40.94% | 36.87% | 38.66% |
| Largest drawdown | -25.93% | -28.56% | -28.56% |
| Positive months | 7/12 | 25/36 | 39/60 |
How much did investing in CURY3 return?
R$1,000.00 invested on 01/09/2021 would be worth R$6,012.69 today.
- Value today in CURY3
- R$6,012.69
- Return over the period
- +501.27%
- Return per year
- +43.16%
- In the Ibovespa
- R$1,679.06
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
CURY3 fundamentals
Valuation
- P/E7.67
- P/B5.09
- EV/EBITDA5.46
- EV/EBIT5.59
- EV/Revenue1.33
- P/EBIT5.79
- P/S1.37
- P/OCF10.34
- P/FCF8.29
- Earnings yield17.89%
- PEG ratio0.19
- Earnings per shareR$3.57
- Book value per shareR$5.37
Debt
- Net debt-R$290.6m
- Net debt/EBITDA-0.19
- Net debt/Equity-0.14
- Debt/Equity0.66
- Current ratio1.92
- Quick ratio1.29
- Cash ratio0.86
Efficiency
- Gross margin39.69%
- EBITDA margin24.28%
- Operating margin23.72%
- Net margin20.24%
- Asset turnover0.98
Profitability
- ROE66.38%
- ROA19.79%
- ROIC73.22%
- Payout120.77%
Growth
- Revenue CAGR (5 years)33.25%
- Earnings CAGR (5 years)34.90%
- Revenue growth (year)37.52%
- Earnings growth (year)50.12%
- Revenue growth (quarter)31.94%
- Earnings growth (quarter)39.68%
What is CURY3's fair price?
Two classic value formulas, with today's numbers. The current price is R$27.37.
- Graham's fair price
- R$20.76
- 24.14% below the price
√(22.50 × R$3.57 × R$5.37)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- R$28.95
- 5.78% above the price
R$1.74 (5-year average) ÷ 6%
Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.
Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.
CURY3 indicators by year
Multiples at each year's closing price; margins and returns from that year's accounts.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| P/E | 10.18 | 7.84 | 10.90 | 11.20 | 6.44 | 18.88 | — |
| P/B | 5.97 | 3.89 | 5.27 | 4.21 | 2.74 | 4.73 | — |
| EV/EBITDA | 7.38 | 5.48 | 8.02 | 7.85 | 4.55 | 12.72 | — |
| Dividend yield | 14.91% | 9.55% | 6.30% | 4.07% | 8.17% | — | — |
| Earnings per share | R$3.17 | R$2.23 | R$1.65 | R$1.13 | R$1.07 | R$0.55 | R$0.52 |
| Book value per share | R$5.40 | R$4.49 | R$3.42 | R$3.01 | R$2.53 | R$2.20 | R$1.18 |
| ROE | 58.69% | 49.62% | 48.32% | 37.58% | 42.50% | 25.03% | 44.02% |
| ROIC | 83.48% | 82.57% | 82.15% | 64.90% | 77.05% | 40.50% | 63.72% |
| Gross margin | 39.76% | 38.53% | 37.95% | 37.08% | 37.09% | 37.42% | 34.92% |
| EBITDA margin | 24.13% | 21.67% | 21.06% | 19.11% | 21.73% | 19.78% | 23.42% |
| Net margin | 18.07% | 16.55% | 16.69% | 14.61% | 18.05% | 14.05% | 15.71% |
| Net debt/EBITDA | -0.24 | -0.51 | -0.62 | -0.72 | -0.79 | -0.68 | -0.11 |
CURY3 financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | R$5.4bn | R$3.9bn | R$2.9bn | R$2.3bn | R$1.7bn | R$1.1bn |
| Cost of sales | -R$3.3bn | -R$2.4bn | -R$1.8bn | -R$1.4bn | -R$1.1bn | -R$716.3m |
| Gross profit | R$2.1bn | R$1.5bn | R$1.1bn | R$836.9m | R$644.7m | R$428.4m |
| EBITDA | R$1.3bn | R$850.8m | R$607.8m | R$431.3m | R$377.8m | R$226.4m |
| EBIT | R$1.3bn | R$819.7m | R$581.9m | R$429.4m | R$376.4m | R$225m |
| Net finance result | -R$47.8m | -R$31.1m | -R$13.9m | -R$24.4m | -R$24.7m | -R$8.8m |
| Profit before tax | R$1.2bn | R$788.6m | R$568m | R$405m | R$351.6m | R$216.2m |
| Income tax | -R$139m | -R$89.8m | -R$72.4m | -R$56.6m | -R$36.3m | -R$26.2m |
| Net income | R$975.5m | R$649.8m | R$481.8m | R$329.9m | R$313.8m | R$160.8m |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
CURY3 against its sector
The same indicators for the company's other shares and the sector's largest stocks.
| Stock | P/E | P/B | Dividend yield (12m) | ROE | Market cap |
|---|---|---|---|---|---|
| CURY3Cury Construtora E Incorporadora | 7.67 | 5.09 | 15.74% | 66.38% | R$8.4bn |
| ITUB4ITAU UNIBANCO HOLDING S.A. | 10.40 | 2.24 | 7.17% | 21.50% | R$509.4bn |
| ITUB3ITAU UNIBANCO HOLDING S.A. | 11.34 | 2.44 | 6.57% | 21.50% | R$509.4bn |
| BPAC3BCO BTG PACTUAL S.A. | 15.66 | 3.48 | 1.91% | 22.20% | R$270.2bn |
| BPAC5BCO BTG PACTUAL S.A. | 12.94 | 2.87 | 2.31% | 22.20% | R$270.2bn |
| BBDC4BCO BRADESCO S.A. | 7.94 | 1.09 | 6.78% | 13.66% | R$184.7bn |
| BBDC3BCO BRADESCO S.A. | 6.97 | 0.95 | 7.02% | 13.66% | R$184.7bn |
Does CURY3 pay dividends?
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 04/02/2026 | 31/12/2026 | R$0.10 |
Dividend yield per year
- 8.17%2021
- 4.07%2022
- 6.30%2023
- 9.55%2024
- 14.91%2025
- 5.46%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 14/08/2026 | 08/09/2026 | R$0.62 |
| Dividend | 15/05/2026 | 28/05/2026 | R$0.52 |
| Dividend | 04/02/2026 | 07/04/2026 | R$0.36 |
| Dividend | 16/12/2025 | 23/12/2025 | R$1.86 |
| Dividend | 27/11/2025 | 04/12/2025 | R$0.86 |
| Dividend | 30/09/2025 | 07/10/2025 | R$0.69 |
| Dividend | 17/04/2025 | 06/05/2025 | R$0.53 |
| Dividend | 17/04/2025 | 06/05/2025 | R$0.27 |
| Dividend | 10/02/2025 | 20/02/2025 | R$0.60 |
| Dividend | 04/10/2024 | 31/10/2024 | R$0.34 |
| Dividend | 08/05/2024 | 10/07/2024 | R$0.91 |
| Dividend | 30/04/2024 | 13/05/2024 | R$0.41 |
See all 20 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 04/12/2023 | 13/12/2023 | R$0.34 |
| Dividend | 22/09/2023 | 03/10/2023 | R$0.52 |
| Dividend | 28/04/2023 | 25/05/2023 | R$0.06 |
| Dividend | 24/01/2023 | 16/02/2023 | R$0.21 |
| Dividend | 29/04/2022 | 30/09/2022 | R$0.52 |
| Dividend | 07/12/2021 | 16/12/2021 | R$0.11 |
| Dividend | 07/12/2021 | 16/12/2021 | R$0.06 |
| Dividend | 23/04/2021 | 30/07/2021 | R$0.39 |
About Cury Construtora E Incorporadora
- Sector
- Construção e Imobiliário
- Segment
- Incorporações
- Listing segment
- Novo Mercado
- Tag along
- 100.00%
- Free float
- 52.26%
- Shares issued
- 308.05m ordinary
- Average daily trading
- R$120.7m
- Ibovespa weight
- 0.17%
- Listed since
- 21/09/2020
- CNPJ
- 08.797.760/0001-83
A Cury Construtora e Incorporadora S.A. desenvolve empreendimentos residenciais, com concentração em projetos de média e baixa renda, incluindo produtos enquadrados em programas habitacionais e crédito imobiliário de grande escala. A companhia atua principalmente nas regiões metropolitanas de São Paulo e Rio de Janeiro, desde a incorporação e aprovação até construção, vendas e entrega de unidades, com estrutura comercial própria e parcerias de distribuição. No segmento de incorporações listado em B3, a Cury se posiciona entre as empresas com maior velocidade de vendas em seu nicho e foco em giro de capital. O modelo de negócio prioriza padronização construtiva, controle de custos por obra e disciplina de lançamentos, com geração de resultado condicionada a preço de terrenos, repasses bancários, custos de construção e demanda por habitação financiada.
Investor website| Shareholder | Ordinary | Preferred | Total |
|---|---|---|---|
| FABIO ELIAS CURYControlling | 18.69% | 0.00% | 18.69% |
| CYRELA BRAZIL REALTY S/A EMPREENDIMENTOS E PARTICIPAÇÕESControlling | 15.08% | 0.00% | 15.08% |
| Cury Empreendimentos Imobiliários S.A.Controlling | 12.00% | 0.00% | 12.00% |
| PAULO SERGIO BEYRUTI CURIControlling | 1.34% | 0.00% | 1.34% |
| RONALDO CURY DE CAPUAControlling | 0.32% | 0.00% | 0.32% |
| LEONARDO MESQUITA DA CRUZControlling | 0.30% | 0.00% | 0.30% |
| Outros | 52.26% | 0.00% | 52.26% |
Questions about CURY3
How much is CURY3 today?
CURY3 is at R$27.37 (-1.33% on the day), last traded on 02/10/2026.
How much did CURY3 pay in dividends in 2025?
CURY3 paid R$4.80 per share in 2025, a dividend yield of 14.91%.
When is the next CURY3 dividend?
The next announced payment is R$0.10 per share on 31/12/2026.
What are the P/E and P/B of CURY3?
CURY3 trades at a P/E of 7.67 and a P/B of 5.09.
How much did CURY3 return in 12 months?
CURY3 returned -7.05% in 12 months, with annualised volatility of 40.94% and a largest drawdown of -25.93%.
What sector is CURY3 in?
Cury Construtora E Incorporadora is in the Construção e Imobiliário sector, Incorporações segment.