B3 · BRL
SANB11
Banco Santander (Brasil) S.A. Units Cons of 1 Sh + 1 Pfd Sh
- Day's range
- R$28.69 – R$29.79
- Day's volume
- R$94.6m
- 52-week range
- R$25.18 – R$37.83
Follow SANB11 on Fuolio
See how SANB11 weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountSANB11 in numbers
- Market cap
- R$107.5bn
- P/E
- 6.52
- P/B
- 0.85
- Dividend yield (12m)
- 8.03%
The 12-month dividend yield of SANB11 is 8.03%, above its 5-year average of 6.96%.
SANB11 price history
SANB11 risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | +8.69% | +38.52% | +22.02% |
| Volatility (annualised) | 23.56% | 23.74% | 24.25% |
| Largest drawdown | -24.94% | -24.94% | -24.94% |
| Positive months | 6/12 | 18/36 | 29/60 |
How much did investing in SANB11 return?
R$1,000.00 invested on 01/09/2021 would be worth R$1,220.16 today.
- Value today in SANB11
- R$1,220.16
- Return over the period
- +22.02%
- Return per year
- +4.06%
- In the Ibovespa
- R$1,657.66
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
SANB11 fundamentals
Valuation
- P/E6.52
- P/B0.85
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue0.64
- P/EBIT—
- P/S0.64
- P/OCF3.62
- P/FCF3.23
- Earnings yield—
- PEG ratio0.17
- Earnings per shareR$4.41
- Book value per shareR$33.95
Debt
- Net debt—
- Net debt/EBITDA—
- Net debt/Equity—
- Debt/Equity—
- Current ratio1.11
- Quick ratio0.24
- Cash ratio—
Efficiency
- Gross margin35.46%
- EBITDA margin—
- Operating margin—
- Net margin9.45%
- Asset turnover0.13
Profitability
- ROE12.99%
- ROA1.23%
- ROIC—
- Payout52.30%
Growth
- Revenue CAGR (5 years)21.62%
- Earnings CAGR (5 years)-5.10%
- Revenue growth (year)18.45%
- Earnings growth (year)18.63%
- Revenue growth (quarter)11.48%
- Earnings growth (quarter)39.46%
What is SANB11's fair price?
Two classic value formulas, with today's numbers. The current price is R$28.75.
- Graham's fair price
- R$58.05
- 101.90% above the price
√(22.50 × R$4.41 × R$33.95)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- R$34.11
- 18.63% above the price
R$2.05 (5-year average) ÷ 6%
Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.
Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.
SANB11 indicators by year
Multiples at each year's closing price; margins and returns from that year's accounts.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 16.52 | 13.70 | 27.32 | 17.11 | 15.07 | 24.24 | 21.63 | 24.56 |
| P/B | 2.02 | 1.49 | 2.11 | 1.91 | 2.13 | 3.07 | 3.65 | 3.37 |
| Dividend yield | 5.51% | 6.76% | 5.16% | 7.95% | 9.41% | 6.47% | 4.42% | 4.28% |
| Earnings per share | R$2.06 | R$1.74 | R$1.18 | R$1.65 | R$2.00 | R$1.79 | R$2.19 | R$1.68 |
| Book value per share | R$16.88 | R$15.98 | R$15.32 | R$14.76 | R$14.13 | R$14.15 | R$12.96 | R$12.22 |
| ROE | 12.22% | 10.88% | 7.72% | 11.17% | 14.15% | 12.65% | 16.88% | 13.74% |
| Gross margin | 35.47% | 41.32% | 36.55% | 41.23% | 65.80% | 70.80% | 60.85% | 59.48% |
| Net margin | 9.52% | 9.50% | 6.91% | 10.73% | 19.23% | 21.38% | 22.52% | 17.85% |
SANB11 financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | R$162.5bn | R$137.2bn | R$128.3bn | R$115.2bn | R$78bn | R$62.8bn |
| Cost of sales | -R$104.9bn | -R$80.5bn | -R$81.4bn | -R$67.7bn | -R$26.7bn | -R$18.3bn |
| Gross profit | R$57.6bn | R$56.7bn | R$46.9bn | R$47.5bn | R$51.3bn | R$44.4bn |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Net finance result | — | — | — | — | — | — |
| Profit before tax | R$16.7bn | R$19.2bn | R$11.9bn | R$19.6bn | R$24.8bn | R$9.7bn |
| Income tax | -R$3.8bn | -R$5.8bn | -R$2.4bn | -R$5.2bn | -R$9.2bn | R$3.8bn |
| Net income | R$15.5bn | R$13bn | R$8.9bn | R$12.4bn | R$15bn | R$13.4bn |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
SANB11 against its sector
The same indicators for the company's other shares and the sector's largest stocks.
| Stock | P/E | P/B | Dividend yield (12m) | ROE | Market cap |
|---|---|---|---|---|---|
| SANB11Banco Santander (brasil) | 6.52 | 0.85 | 8.03% | 12.99% | R$107.5bn |
| ITUB4ITAU UNIBANCO HOLDING S.A. | 10.43 | 2.24 | 7.15% | 21.50% | R$511.8bn |
| ITUB3ITAU UNIBANCO HOLDING S.A. | 11.41 | 2.45 | 6.53% | 21.50% | R$511.8bn |
| BPAC3BCO BTG PACTUAL S.A. | 15.68 | 3.48 | 1.91% | 22.20% | R$271.9bn |
| BPAC5BCO BTG PACTUAL S.A. | 13.14 | 2.92 | 2.28% | 22.20% | R$271.9bn |
| BBDC4BCO BRADESCO S.A. | 7.92 | 1.08 | 6.80% | 13.66% | R$183.9bn |
| BBDC3BCO BRADESCO S.A. | 6.94 | 0.95 | 7.05% | 13.66% | R$183.9bn |
Does SANB11 pay dividends?
Dividend yield per year
- 4.83%2017
- 4.28%2018
- 4.42%2019
- 6.47%2020
- 9.41%2021
- 7.95%2022
- 5.16%2023
- 6.76%2024
- 5.51%2025
- 6.16%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Interest on equity | 21/07/2026 | 06/08/2026 | R$0.53 |
| Interest on equity | 20/04/2026 | 07/05/2026 | R$0.53 |
| Interest on equity | 20/01/2026 | 05/02/2026 | R$0.54 |
| Interest on equity | 02/01/2026 | 05/02/2026 | R$0.17 |
| Interest on equity | 21/10/2025 | 07/11/2025 | R$0.54 |
| Interest on equity | 17/07/2025 | 08/08/2025 | R$0.54 |
| Interest on equity | 17/04/2025 | 08/05/2025 | R$0.40 |
| Interest on equity | 22/01/2025 | 12/02/2025 | R$0.40 |
| Interest on equity | 17/10/2024 | 08/11/2024 | R$0.35 |
| Dividend | 17/10/2024 | 08/11/2024 | R$0.05 |
| Interest on equity | 19/07/2024 | 09/08/2024 | R$0.40 |
| Interest on equity | 19/04/2024 | 15/05/2024 | R$0.40 |
See all 91 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Interest on equity | 19/01/2024 | 08/02/2024 | R$0.40 |
| Dividend | 19/10/2023 | 10/11/2023 | R$0.10 |
| Interest on equity | 19/10/2023 | 10/11/2023 | R$0.30 |
| Interest on equity | 20/07/2023 | 16/08/2023 | R$0.40 |
| Interest on equity | 24/04/2023 | 15/05/2023 | R$0.40 |
| Interest on equity | 26/01/2023 | 06/03/2023 | R$0.46 |
| Dividend | 21/10/2022 | 22/11/2022 | R$0.22 |
| Interest on equity | 21/10/2022 | 22/11/2022 | R$0.24 |
| Interest on equity | 12/08/2022 | 06/09/2022 | R$0.46 |
| Dividend | 20/04/2022 | 16/05/2022 | R$0.19 |
| Interest on equity | 20/04/2022 | 16/05/2022 | R$0.27 |
| Dividend | 10/02/2022 | 04/03/2022 | R$0.35 |
| Interest on equity | 10/02/2022 | 04/03/2022 | R$0.46 |
| Interest on equity | 07/01/2022 | 03/02/2022 | R$0.07 |
| Dividend | 04/11/2021 | 03/12/2021 | R$0.80 |
| Interest on equity | 04/08/2021 | 03/09/2021 | R$0.91 |
| Dividend | 07/05/2021 | 02/06/2021 | R$0.80 |
| Dividend | 12/02/2021 | 03/03/2021 | R$0.14 |
| Interest on equity | 08/01/2021 | 01/02/2021 | R$0.18 |
| Interest on equity | 04/11/2020 | 23/12/2020 | R$0.27 |
| Interest on equity | 06/08/2020 | 25/09/2020 | R$0.21 |
| Interest on equity | 07/05/2020 | 26/06/2020 | R$0.24 |
| Interest on equity | 03/01/2020 | 21/02/2020 | R$0.27 |
| Dividend | 03/01/2020 | 21/02/2020 | R$1.82 |
| Interest on equity | 08/10/2019 | 30/10/2019 | R$0.27 |
| Interest on equity | 05/07/2019 | 31/07/2019 | R$0.27 |
| Interest on equity | 05/04/2019 | 29/04/2019 | R$0.27 |
| Interest on equity | 07/01/2019 | 26/02/2019 | R$0.77 |
| Dividend | 07/01/2019 | 26/02/2019 | R$0.51 |
| Interest on equity | 05/10/2018 | 26/10/2018 | R$0.16 |
| Dividend | 04/07/2018 | 27/07/2018 | R$0.16 |
| Interest on equity | 05/04/2018 | 26/04/2018 | R$0.16 |
| Dividend | 05/01/2018 | 26/02/2018 | R$0.67 |
| Interest on equity | 05/01/2018 | 26/02/2018 | R$0.61 |
| Interest on equity | 06/10/2017 | 26/10/2017 | R$0.13 |
| Interest on equity | 02/08/2017 | 25/08/2017 | R$0.13 |
| Interest on equity | 03/05/2017 | 26/05/2017 | R$0.13 |
| Dividend | 04/01/2017 | 23/02/2017 | R$0.19 |
| Interest on equity | 04/01/2017 | 23/02/2017 | R$0.89 |
| Interest on equity | 06/07/2016 | 26/08/2016 | R$0.13 |
| Interest on equity | 30/12/2015 | 25/02/2016 | R$0.37 |
| Dividend | 30/12/2015 | 24/02/2016 | R$0.43 |
| Dividend | 09/09/2015 | 05/10/2015 | R$0.81 |
| Dividend | 27/03/2015 | 27/08/2015 | R$0.04 |
| Dividend | 25/09/2014 | 26/02/2015 | R$0.06 |
| Interest on equity | 30/12/2014 | 25/02/2015 | R$0.18 |
| Dividend | 26/03/2014 | 28/08/2014 | R$0.03 |
| Dividend | 26/03/2014 | 28/08/2014 | R$0.03 |
| Dividend | 25/06/2014 | 27/08/2014 | R$0.11 |
| Dividend | 26/09/2013 | 26/02/2014 | R$0.12 |
| Interest on equity | 27/03/2013 | 29/08/2013 | R$0.08 |
| Dividend | 19/12/2012 | 26/02/2013 | R$0.07 |
| Interest on equity | 28/03/2012 | 29/08/2012 | R$0.11 |
| Dividend | 21/12/2011 | 28/02/2012 | R$0.20 |
| Interest on equity | 22/09/2011 | 28/02/2012 | R$0.11 |
| Interest on equity | 21/06/2011 | 29/08/2011 | R$0.14 |
| Dividend | 21/06/2011 | 29/08/2011 | R$0.03 |
| Dividend | 31/05/2011 | 29/08/2011 | R$0.07 |
| Interest on equity | 24/03/2011 | 29/08/2011 | R$0.16 |
| Dividend | 22/12/2010 | 25/02/2011 | R$0.34 |
| Interest on equity | 30/06/2010 | 25/08/2010 | R$0.11 |
| Dividend | 30/06/2010 | 25/08/2010 | R$0.13 |
| Interest on equity | 22/03/2010 | 25/08/2010 | R$0.11 |
| Interest on equity | 28/12/2009 | 22/02/2010 | R$0.05 |
| Dividend | 28/12/2009 | 22/02/2010 | R$0.09 |
| Dividend | 28/12/2009 | 22/02/2010 | R$0.11 |
| Other | 14/01/2014 | — | R$1.59 |
| Dividend | 30/12/2013 | — | R$0.08 |
| Dividend | 30/12/2013 | — | R$0.19 |
| Dividend | 25/06/2013 | — | R$0.17 |
| Interest on equity | 19/12/2012 | — | R$0.12 |
| Dividend | 26/09/2012 | — | R$0.09 |
| Dividend | 26/09/2012 | — | R$0.04 |
| Interest on equity | 28/06/2012 | — | R$0.04 |
| Dividend | 28/06/2012 | — | R$0.13 |
| Dividend | 28/06/2012 | — | R$0.11 |
| Dividend | 31/05/2011 | — | R$0.13 |
| Interest on equity | 22/12/2010 | — | R$0.11 |
| Interest on equity | 22/09/2010 | — | R$0.14 |
| Event | Last day to own | Ratio |
|---|---|---|
| Share consolidation | 30/05/2014 | 1 for 55 |
| Bonus shares | 27/05/2014 | 4.80% in shares |
About Banco Santander (brasil)
- Sector
- Serviços Financeiros
- Segment
- Bancos
- Listing segment
- Traditional
- Tag along
- Set by the bylaws
- Free float
- 9.87%
- Shares issued
- 3.82bn ordinary · 3.68bn preferred
- Average daily trading
- R$133.6m
- Ibovespa weight
- 0.39%
- Listed since
- 03/04/2007
- CNPJ
- 90.400.888/0001-42
O Banco Santander (Brasil) S.A., negociado na B3 pelo ticker SANB11, foi fundado em 1982 e atua no setor bancário brasileiro. A instituição integra o Grupo Santander e opera como uma das maiores plataformas do conglomerado fora da Europa. A atuação cobre varejo bancário, crédito, cartões, serviços para empresas, seguros, gestão de ativos e outros serviços financeiros. O banco combina canais físicos e digitais para atendimento de pessoas físicas e jurídicas, com foco em produtos de intermediação financeira e serviços transacionais. No cenário competitivo, o Santander Brasil disputa mercado com os principais bancos de grande porte do país em crédito, captação e serviços. O desempenho do negócio é influenciado por ciclo econômico doméstico, dinâmica de juros, inadimplência e competição em canais digitais. A instituição tem cobertura nacional e base ampla de clientes e operações. Em escala, reportou 49.661 empregados e posição relevante em ativos e carteira de crédito no sistema financeiro brasileiro, com ações listadas na B3 e ADRs em Nova York.
Investor website| Shareholder | Ordinary | Preferred | Total |
|---|---|---|---|
| Sterrebeeck B.V | 47.39% | 47.11% | 47.25% |
| Grupo Empresarial Santander, S.L | 42.63% | 41.85% | 42.25% |
| Banco Santander S/A Espanha | 0.07% | 0.00% | 0.04% |
| Outros | 9.55% | 10.67% | 10.10% |
| Ações Tesouraria | 0.36% | 0.38% | 0.37% |
Questions about SANB11
How much is SANB11 today?
SANB11 is at R$28.75 (-2.77% on the day), last traded on 01/10/2026.
How much did SANB11 pay in dividends in 2025?
SANB11 paid R$1.88 per share in 2025, a dividend yield of 5.51%.
What are the P/E and P/B of SANB11?
SANB11 trades at a P/E of 6.52 and a P/B of 0.85.
How much did SANB11 return in 12 months?
SANB11 returned 8.69% in 12 months, with annualised volatility of 23.56% and a largest drawdown of -24.94%.
What sector is SANB11 in?
Banco Santander (brasil) is in the Serviços Financeiros sector, Bancos segment.