B3 · BRL
BBSE3
BB Seguridade Participacoes SA
- Day's range
- R$38.92 – R$39.49
- Day's volume
- R$204M
- 52-week range
- R$31.68 – R$42.98
Follow BBSE3 in the Fuolio
See how BBSE3 weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountBBSE3 in numbers
- Market cap
- R$76.1B
- P/E
- 8.28
- P/B
- 6.98
- Dividend yield (12m)
- 11.72%
The 12-month dividend yield of BBSE3 is 11.72%, above its 5-year average of 8.02%.
BBSE3 price history
BBSE3 risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | +31.58% | +69.87% | +217.27% |
| Volatility (annualized) | 14.31% | 16.64% | 19.19% |
| Largest drawdown | -4.03% | -21.21% | -21.21% |
| Positive months | 8/12 | 23/36 | 38/60 |
How much did investing in BBSE3 return?
R$1,000.00 invested on 09/01/2021 would be worth R$3,172.70 today.
- Value today in BBSE3
- R$3,172.70
- Return over the period
- +217.27%
- Return per year
- +25.98%
- In the Ibovespa
- R$1,657.66
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
BBSE3 fundamentals
Valuation
- P/E8.28
- P/B6.98
- EV/EBITDA7.63
- EV/EBIT7.63
- EV/Revenue—
- P/EBIT7.63
- P/S—
- P/OCF21.97
- P/FCF9.62
- Earnings yield13.11%
- PEG ratio2.68
- Earnings per shareR$4.73
- Book value per shareR$5.61
Debt
- Net debt—
- Net debt/EBITDA—
- Net debt/Equity—
- Debt/Equity—
- Current ratio1.15
- Quick ratio—
- Cash ratio0.90
Efficiency
- Gross margin—
- EBITDA margin—
- Operating margin—
- Net margin—
- Asset turnover0.00
Profitability
- ROE84.38%
- ROA41.91%
- ROIC91.59%
- Payout96.97%
Growth
- Revenue CAGR (5 years)—
- Earnings CAGR (5 years)19.68%
- Revenue growth (year)—
- Earnings growth (year)3.61%
- Revenue growth (quarter)—
- Earnings growth (quarter)3.05%
What is BBSE3's fair price?
Two classic value formulas, with today's numbers. The current price is R$39.18.
- Graham's fair price
- R$24.44
- 37.62% below the price
√(22.50 × R$4.73 × R$5.61)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- R$44.55
- 13.70% above the price
R$2.67 (5-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
BBSE3's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 7.78 | 8.31 | 8.47 | 11.15 | 10.62 | 15.39 | 11.32 | 15.59 |
| P/B | 6.76 | 7.46 | 6.86 | 8.88 | 5.74 | 9.27 | 14.37 | 8.08 |
| EV/EBITDA | 7.11 | 7.42 | 7.56 | 17.21 | 12.80 | 20.16 | 11.02 | 20.24 |
| Dividend yield | 11.79% | 7.33% | 10.36% | 5.83% | 4.77% | 14.01% | 7.80% | 6.33% |
| Earnings per share | R$4.64 | R$4.35 | R$3.97 | R$3.02 | R$1.97 | R$1.93 | R$3.33 | R$1.77 |
| Book value per share | R$5.35 | R$4.85 | R$4.91 | R$3.80 | R$3.64 | R$3.19 | R$2.62 | R$3.42 |
| ROE | 86.84% | 89.77% | 80.96% | 79.57% | 54.02% | 60.27% | 126.86% | 51.82% |
| ROIC | 95.01% | 100.64% | 90.72% | 103.86% | 59.37% | 51.74% | — | 124.23% |
| Net debt/EBITDA | — | — | — | -1.10 | -0.66 | -0.27 | -0.99 | -1.94 |
BBSE3's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | R$0 | R$0 | R$0 | R$0 | R$0 | R$0 |
| Cost of revenue | — | — | — | R$0 | R$0 | R$0 |
| Gross profit | R$0 | R$0 | R$0 | R$0 | R$0 | R$0 |
| EBITDA | R$9.9B | R$9.8B | R$8.9B | R$3.7B | R$3.1B | R$2.9B |
| EBIT | R$9.9B | R$9.8B | R$8.9B | R$3.7B | R$3.1B | R$2.9B |
| Financial result | R$1.1B | R$653.7M | R$587.5M | R$3.4B | R$1.8B | R$1.9B |
| Income before tax | R$10.9B | R$10.4B | R$9.5B | R$7B | R$4.9B | R$4.8B |
| Income tax | — | — | — | R$502.6M | R$147.2M | R$111.2M |
| Net income | R$9B | R$8.7B | R$7.9B | R$6B | R$3.9B | R$3.9B |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
BBSE3 against its sector
The same indicators for the company's other shares and the sector's largest stocks.
| Stock | P/E | P/B | Dividend yield (12m) | ROE | Market cap |
|---|---|---|---|---|---|
| BBSE3Bb Seguridade Participações | 8.28 | 6.98 | 11.72% | 84.38% | R$76.1B |
| ITUB4ITAU UNIBANCO HOLDING S.A. | 10.43 | 2.24 | 7.15% | 21.50% | R$511.8B |
| ITUB3ITAU UNIBANCO HOLDING S.A. | 11.41 | 2.45 | 6.53% | 21.50% | R$511.8B |
| BPAC3BCO BTG PACTUAL S.A. | 15.68 | 3.48 | 1.91% | 22.20% | R$271.9B |
| BPAC5BCO BTG PACTUAL S.A. | 13.14 | 2.92 | 2.28% | 22.20% | R$271.9B |
| BBDC4BCO BRADESCO S.A. | 7.92 | 1.08 | 6.80% | 13.66% | R$183.9B |
| BBDC3BCO BRADESCO S.A. | 6.94 | 0.95 | 7.05% | 13.66% | R$183.9B |
Does BBSE3 pay dividends?
Dividend yield per year
- 5.77%2017
- 6.33%2018
- 7.80%2019
- 14.01%2020
- 4.77%2021
- 5.83%2022
- 10.36%2023
- 7.33%2024
- 11.79%2025
- 11.72%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 08/06/2026 | 09/03/2026 | R$1.98 |
| Income | 02/12/2026 | 03/02/2026 | R$0.06 |
| Dividend | 02/12/2026 | 03/02/2026 | R$2.55 |
| Dividend | 08/14/2025 | 08/26/2025 | R$1.94 |
| Dividend | 02/20/2025 | 03/06/2025 | R$2.27 |
| Income | 02/20/2025 | 03/06/2025 | R$0.05 |
| Dividend | 08/16/2024 | 08/30/2024 | R$1.39 |
| Income | 02/08/2024 | 02/22/2024 | R$0.02 |
| Dividend | 02/08/2024 | 02/22/2024 | R$1.24 |
| Dividend | 08/16/2023 | 08/28/2023 | R$1.61 |
| Dividend | 02/14/2023 | 03/01/2023 | R$1.84 |
| Income | 02/14/2023 | 03/01/2023 | R$0.04 |
See all 47 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 08/17/2022 | 08/29/2022 | R$1.04 |
| Dividend | 02/10/2022 | 02/23/2022 | R$0.93 |
| Dividend | 08/11/2021 | 08/23/2021 | R$0.52 |
| Dividend | 02/11/2021 | 02/25/2021 | R$0.48 |
| Income | 02/13/2020 | 08/27/2020 | R$0.01 |
| Dividend | 08/12/2020 | 08/24/2020 | R$0.88 |
| Other | 01/09/2020 | 04/30/2020 | R$1.35 |
| Dividend | 02/13/2020 | 02/27/2020 | R$1.91 |
| Dividend | 08/09/2019 | 08/21/2019 | R$0.90 |
| Income | 02/14/2019 | 02/26/2019 | R$0.01 |
| Dividend | 02/14/2019 | 02/26/2019 | R$0.68 |
| Dividend | 12/11/2018 | 01/02/2019 | R$1.35 |
| Dividend | 08/09/2018 | 08/21/2018 | R$0.79 |
| Dividend | 02/22/2018 | 03/06/2018 | R$0.96 |
| Dividend | 08/10/2017 | 08/22/2017 | R$0.79 |
| Dividend | 02/16/2017 | 03/02/2017 | R$0.85 |
| Income | 08/11/2016 | 08/24/2016 | R$0.02 |
| Dividend | 08/11/2016 | 08/24/2016 | R$0.83 |
| Interest on equity | 02/23/2016 | 03/07/2016 | R$0.02 |
| Dividend | 02/23/2016 | 03/07/2016 | R$0.84 |
| Income | 08/12/2015 | 08/25/2015 | R$0.02 |
| Dividend | 08/12/2015 | 08/25/2015 | R$0.87 |
| Dividend | 08/12/2015 | 08/25/2015 | R$0.88 |
| Income | 02/12/2015 | 02/26/2015 | R$0.01 |
| Dividend | 02/12/2015 | 02/26/2015 | R$0.79 |
| Dividend | 02/12/2015 | 02/26/2015 | R$0.80 |
| Dividend | 08/18/2014 | 08/29/2014 | R$0.61 |
| Income | 08/18/2014 | 08/29/2014 | R$0.01 |
| Dividend | 08/18/2014 | 08/28/2014 | R$0.60 |
| Dividend | 02/14/2014 | 02/26/2014 | R$0.58 |
| Income | 02/14/2014 | 02/26/2014 | R$0.01 |
| Dividend | 02/14/2014 | 02/26/2014 | R$0.59 |
| Income | 08/19/2013 | 08/30/2013 | R$0.01 |
| Dividend | 08/19/2013 | 08/30/2013 | R$0.41 |
| Dividend | 08/19/2013 | 08/30/2013 | R$0.41 |
About Bb Seguridade Participações
- Sector
- Serviços Financeiros
- Segment
- Seguradoras
- Listing segment
- Novo Mercado
- Tag along
- 100.00%
- Free float
- 31.74%
- Shares issued
- 1.94B common
- Average daily trading
- R$234.6M
- Ibovespa weight
- 0.93%
- Listed since
- 04/29/2013
- CNPJ
- 17.344.597/0001-94
A BB Seguridade Participações S.A. é uma holding de negócios de seguros, previdência aberta, capitalização e corretagem, com distribuição concentrada no canal do Banco do Brasil. A companhia estrutura suas operações por meio de participações societárias em empresas dos diferentes ramos do setor securitário. Criada em 2012, a empresa foi listada na B3 em 2013 e manteve o Banco do Brasil como acionista controlador. O modelo de negócio é baseado em parcerias e joint ventures com grupos especializados, com foco em escala de distribuição e eficiência de capital. A receita e o resultado refletem principalmente desempenho operacional das investidas e resultados de distribuição no ecossistema bancário. A companhia permanece exposta à dinâmica de prêmios, sinistralidade, previdência e produtos de acumulação de longo prazo.
Investor website| Shareholder | Common | Preferred | Total |
|---|---|---|---|
| BANCO DO BRASIL S.A.Controlling | 68.25% | 0.00% | 68.25% |
| Outros | 31.74% | 0.00% | 31.74% |
| Ações Tesouraria | 0.01% | 0.00% | 0.01% |
Questions about BBSE3
How much is BBSE3 today?
BBSE3 is at R$39.18 (1.08% on the day), last traded on 10/01/2026.
How much did BBSE3 pay in dividends in 2025?
BBSE3 paid R$4.26 per share in 2025, a dividend yield of 11.79%.
What are the P/E and P/B of BBSE3?
BBSE3 trades at a P/E of 8.28 and a P/B of 6.98.
How much did BBSE3 return in 12 months?
BBSE3 returned 31.58% in 12 months, with annualized volatility of 14.31% and a largest drawdown of -4.03%.
What sector is BBSE3 in?
Bb Seguridade Participações is in the Serviços Financeiros sector, Seguradoras segment.