B3 · BRL
BMGB4
Banco Bmg SA BMG Pfd Registered Shs -144A- Reg S
- Day's range
- R$6.10 – R$6.38
- Day's volume
- R$14.8M
- 52-week range
- R$3.78 – R$6.38
Follow BMGB4 in the Fuolio
See how BMGB4 weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountBMGB4 in numbers
- Market cap
- R$4.1B
- P/E
- 6.54
- P/B
- 0.82
- Dividend yield (12m)
- 8.57%
The 12-month dividend yield of BMGB4 is 8.57%, below its 5-year average of 15.52%.
BMGB4 price history
BMGB4 risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | +77.65% | +296.15% | +286.15% |
| Volatility (annualized) | 21.69% | 29.83% | 30.91% |
| Largest drawdown | -4.24% | -16.05% | -24.57% |
| Positive months | 10/12 | 25/36 | 36/60 |
How much did investing in BMGB4 return?
R$1,000.00 invested on 10/01/2021 would be worth R$3,861.54 today.
- Value today in BMGB4
- R$3,861.54
- Return over the period
- +286.15%
- Return per year
- +31.05%
- In the Ibovespa
- R$1,777.43
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
BMGB4 fundamentals
Valuation
- P/E6.54
- P/B0.82
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue0.45
- P/EBIT—
- P/S0.45
- P/OCF214.87
- P/FCF-11.92
- Earnings yield—
- PEG ratio0.06
- Earnings per shareR$0.98
- Book value per shareR$7.82
Debt
- Net debt—
- Net debt/EBITDA—
- Net debt/Equity—
- Debt/Equity—
- Current ratio1.11
- Quick ratio0.06
- Cash ratio—
Efficiency
- Gross margin33.52%
- EBITDA margin—
- Operating margin—
- Net margin6.81%
- Asset turnover0.19
Profitability
- ROE12.48%
- ROA1.26%
- ROIC—
- Payout56.08%
Growth
- Revenue CAGR (5 years)16.81%
- Earnings CAGR (5 years)16.15%
- Revenue growth (year)-0.11%
- Earnings growth (year)129.16%
- Revenue growth (quarter)1.17%
- Earnings growth (quarter)108.01%
What is BMGB4's fair price?
Two classic value formulas, with today's numbers. The current price is R$6.38.
- Graham's fair price
- R$13.10
- 105.30% above the price
√(22.50 × R$0.98 × R$7.82)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- R$7.74
- 21.24% above the price
R$0.46 (5-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
BMGB4's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 5.54 | 8.60 | 7.12 | 21.26 | 10.35 | 11.58 | 14.95 | — |
| P/B | 0.69 | 0.49 | 0.46 | 0.31 | 0.46 | 0.88 | 1.42 | — |
| Dividend yield | 8.08% | 18.92% | 5.05% | 39.60% | 5.93% | 4.01% | — | — |
| Earnings per share | R$0.89 | R$0.43 | R$0.46 | R$0.10 | R$0.29 | R$0.54 | R$0.65 | R$0.44 |
| Book value per share | R$7.16 | R$7.56 | R$7.17 | R$7.08 | R$6.56 | R$7.12 | R$6.88 | R$5.25 |
| ROE | 12.48% | 5.74% | 6.41% | 1.46% | 4.44% | 7.55% | 9.52% | 8.37% |
| Gross margin | 30.00% | 53.91% | 35.80% | 41.43% | 59.02% | 72.18% | 63.17% | 55.09% |
| Net margin | 6.63% | 2.89% | 3.62% | 0.96% | 3.70% | 7.79% | 11.03% | 7.51% |
BMGB4's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | R$8.7B | R$8.7B | R$7.4B | R$6.3B | R$4.6B | R$4B |
| Cost of revenue | -R$6.1B | -R$4B | -R$4.8B | -R$3.7B | -R$1.9B | -R$1.1B |
| Gross profit | R$2.6B | R$4.7B | R$2.6B | R$2.6B | R$2.7B | R$2.9B |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | R$368.8M | R$121.9M | R$141.3M | -R$251.1M | -R$59.2M | R$354.6M |
| Income tax | R$218.5M | R$157.4M | R$146M | R$316.4M | R$231.3M | -R$44.5M |
| Net income | R$579.5M | R$252.9M | R$267.9M | R$60.3M | R$169.7M | R$313.7M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
BMGB4 against its sector
The same indicators for the company's other shares and the sector's largest stocks.
| Stock | P/E | P/B | Dividend yield (12m) | ROE | Market cap |
|---|---|---|---|---|---|
| BMGB4Banco Bmg | 6.54 | 0.82 | 8.57% | 12.48% | R$4.1B |
| ITUB4ITAU UNIBANCO HOLDING S.A. | 10.43 | 2.24 | 7.15% | 21.50% | R$511.8B |
| ITUB3ITAU UNIBANCO HOLDING S.A. | 11.41 | 2.45 | 6.53% | 21.50% | R$511.8B |
| BPAC3BCO BTG PACTUAL S.A. | 15.68 | 3.48 | 1.91% | 22.20% | R$271.9B |
| BPAC5BCO BTG PACTUAL S.A. | 13.14 | 2.92 | 2.28% | 22.20% | R$271.9B |
| BBDC4BCO BRADESCO S.A. | 7.92 | 1.08 | 6.80% | 13.66% | R$183.9B |
| BBDC3BCO BRADESCO S.A. | 6.94 | 0.95 | 7.05% | 13.66% | R$183.9B |
Does BMGB4 pay dividends?
Dividend yield per year
- 4.01%2020
- 5.93%2021
- 39.60%2022
- 5.05%2023
- 18.92%2024
- 8.08%2025
- 5.44%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Interest on equity | 08/21/2026 | 09/04/2026 | R$0.10 |
| Interest on equity | 05/11/2026 | 05/21/2026 | R$0.10 |
| Interest on equity | 12/22/2025 | 01/14/2026 | R$0.15 |
| Interest on equity | 12/11/2025 | 12/23/2025 | R$0.10 |
| Interest on equity | 11/11/2025 | 11/25/2025 | R$0.10 |
| Interest on equity | 07/24/2025 | 08/21/2025 | R$0.10 |
| Interest on equity | 04/02/2025 | 04/15/2025 | R$0.10 |
| Interest on equity | 12/04/2024 | 12/18/2024 | R$0.12 |
| Interest on equity | 10/21/2024 | 11/08/2024 | R$0.08 |
| Interest on equity | 07/22/2024 | 08/15/2024 | R$0.08 |
| Interest on equity | 04/22/2024 | 05/16/2024 | R$0.08 |
| Interest on equity | 12/21/2023 | 02/15/2024 | R$0.34 |
See all 20 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Interest on equity | 10/23/2023 | 11/14/2023 | R$0.02 |
| Interest on equity | 04/24/2023 | 05/16/2023 | R$0.02 |
| Interest on equity | 12/22/2022 | 02/16/2023 | R$0.13 |
| Interest on equity | 10/21/2022 | 11/16/2022 | R$0.24 |
| Dividend | 12/27/2021 | 02/18/2022 | R$0.32 |
| Interest on equity | 12/27/2021 | 02/18/2022 | R$0.32 |
| Interest on equity | 12/29/2020 | 04/01/2021 | R$0.18 |
| Interest on equity | 12/19/2019 | 02/14/2020 | R$0.25 |
About Banco Bmg
- Sector
- Serviços Financeiros
- Segment
- Bancos
- Listing segment
- Level 1
- Tag along
- Set by the bylaws
- Free float
- 26.25%
- Shares issued
- 414.43M common · 233.86M preferred
- Average daily trading
- R$6.6M
- Listed since
- 10/28/2019
- CNPJ
- 61.186.680/0001-74
O Banco BMG S.A. é uma instituição financeira brasileira com atuação em banco de varejo e atacado, com foco tradicional em crédito consignado para aposentados, pensionistas e servidores públicos. A operação inclui conta digital, cartões, empréstimos pessoais, seguros, investimentos e distribuição por canais digitais e por rede de correspondentes e franquias de crédito. O banco também mantém frente de serviços para empresas no segmento de middle market. A estratégia comercial combina produtos de maior margem no varejo com gestão de risco de carteira e captação no mercado local. Em termos de posicionamento, o BMG é reconhecido no nicho de consignado e produtos vinculados a esse público no Brasil. As ações preferenciais são negociadas na B3 sob o ticker BMGB4, com desempenho ligado ao ciclo de crédito, custo de funding e qualidade dos ativos financeiros.
Investor website| Shareholder | Common | Preferred | Total |
|---|---|---|---|
| BMG Participações S.A.Controlling | 38.28% | 0.00% | 24.47% |
| RIVAGE PARTICIPAÇÕES S.A.Controlling | 12.85% | 4.24% | 9.74% |
| ÁGUA BOA PARTICIPAÇÕES S.A.Controlling | 12.85% | 4.24% | 9.74% |
| SÃO JUDAS TADEU PARTICIPAÇÕES S.A.Controlling | 12.85% | 4.08% | 9.69% |
| RAJ Participações S.A. | 4.18% | 14.85% | 8.02% |
| JERA2026 FUNDO DE INVESTIMENTO MULTIMERCADO CRÉDITO PRIVADOControlling | 7.62% | 1.84% | 5.54% |
| JOÃO ANNES GUIMARÃES | 4.08% | 5.72% | 4.67% |
| ANTÔNIO MOURÃO GUIMARÃES NETOControlling | 4.90% | 2.69% | 4.10% |
| ESPÓLIO FLAVIO PENTAGNA GUIMARÃESControlling | 0.00% | 2.08% | 0.75% |
| ÂNGELA ANNES GUIMARÃESControlling | 0.00% | 0.35% | 0.13% |
| Outros | 2.40% | 57.42% | 22.25% |
| Ações Tesouraria | 0.00% | 2.49% | 0.90% |
Questions about BMGB4
How much is BMGB4 today?
BMGB4 is at R$6.38 (4.93% on the day), last traded on 09/30/2026.
How much did BMGB4 pay in dividends in 2025?
BMGB4 paid R$0.40 per share in 2025, a dividend yield of 8.08%.
What are the P/E and P/B of BMGB4?
BMGB4 trades at a P/E of 6.54 and a P/B of 0.82.
How much did BMGB4 return in 12 months?
BMGB4 returned 77.65% in 12 months, with annualized volatility of 21.69% and a largest drawdown of -4.24%.
What sector is BMGB4 in?
Banco Bmg is in the Serviços Financeiros sector, Bancos segment.