B3 · BRL
CSED3
Cruzeiro do Sul Educacional SA
- Day's range
- R$5.09 – R$5.30
- Day's volume
- R$1.5M
- 52-week range
- R$3.39 – R$7.31
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See how CSED3 weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountCSED3 in numbers
- Market cap
- R$1.9B
- P/E
- 6.20
- P/B
- 1.15
- Dividend yield (12m)
- 9.21%
- Net debt/EBITDA
- 2.12
The 12-month dividend yield of CSED3 is 9.21%, above its 5-year average of 4.63%.
CSED3 price history
CSED3 risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | -1.34% | +74.56% | +16.29% |
| Volatility (annualized) | 46.78% | 45.81% | 55.00% |
| Largest drawdown | -45.72% | -45.72% | -72.26% |
| Positive months | 8/12 | 20/36 | 32/60 |
How much did investing in CSED3 return?
R$1,000.00 invested on 10/01/2021 would be worth R$1,162.92 today.
- Value today in CSED3
- R$1,162.92
- Return over the period
- +16.29%
- Return per year
- +3.07%
- In the Ibovespa
- R$1,777.43
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
CSED3 fundamentals
Valuation
- P/E6.20
- P/B1.15
- EV/EBITDA4.34
- EV/EBIT6.36
- EV/Revenue1.29
- P/EBIT3.24
- P/S0.66
- P/OCF2.22
- P/FCF2.61
- Earnings yield15.73%
- PEG ratio0.11
- Earnings per shareR$0.85
- Book value per shareR$4.60
Debt
- Net debtR$1.8B
- Net debt/EBITDA2.12
- Net debt/Equity1.10
- Debt/Equity1.62
- Current ratio1.49
- Quick ratio1.49
- Cash ratio1.06
Efficiency
- Gross margin51.28%
- EBITDA margin29.69%
- Operating margin20.25%
- Net margin10.59%
- Asset turnover0.61
Profitability
- ROE18.49%
- ROA6.44%
- ROIC16.83%
- Payout57.11%
Growth
- Revenue CAGR (5 years)10.19%
- Earnings CAGR (5 years)32.62%
- Revenue growth (year)10.43%
- Earnings growth (year)105.72%
- Revenue growth (quarter)9.14%
- Earnings growth (quarter)53.92%
What is CSED3's fair price?
Two classic value formulas, with today's numbers. The current price is R$5.27.
- Graham's fair price
- R$9.38
- 77.94% above the price
√(22.50 × R$0.85 × R$4.60)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- R$4.01
- 23.93% below the price
R$0.24 (5-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
CSED3's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| P/E | 7.64 | 8.08 | 19.23 | 213.36 | 36.13 | — | — |
| P/B | 1.43 | 0.79 | 1.39 | 1.00 | 2.06 | — | — |
| EV/EBITDA | 4.77 | 3.67 | 4.58 | 4.88 | 8.35 | — | — |
| Dividend yield | 7.81% | 5.14% | 4.40% | 3.41% | 2.40% | — | — |
| Earnings per share | R$0.81 | R$0.40 | R$0.28 | R$0.02 | R$0.22 | -R$0.09 | R$0.33 |
| Book value per share | R$4.36 | R$4.03 | R$3.80 | R$3.83 | R$3.81 | R$1.18 | R$1.40 |
| ROE | 18.66% | 9.81% | 7.25% | 0.47% | 5.71% | -7.70% | 23.66% |
| ROIC | 17.41% | 15.60% | 15.55% | 9.54% | 11.59% | 4.84% | 13.82% |
| Gross margin | 50.94% | 48.71% | 47.86% | 46.75% | 47.27% | 47.92% | 43.65% |
| EBITDA margin | 30.95% | 28.19% | 29.44% | 27.14% | 27.95% | 20.21% | 26.94% |
| Net margin | 10.47% | 5.62% | 4.37% | 0.33% | 4.56% | -1.93% | 8.20% |
| Net debt/EBITDA | 2.19 | 2.06 | 1.72 | 2.32 | 2.46 | 6.81 | 3.84 |
CSED3's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | R$2.8B | R$2.6B | R$2.3B | R$2B | R$1.8B | R$1.8B |
| Cost of revenue | -R$1.4B | -R$1.3B | -R$1.2B | -R$1.1B | -R$959.9M | -R$937.9M |
| Gross profit | R$1.4B | R$1.3B | R$1.1B | R$948.1M | R$860.7M | R$863.1M |
| EBITDA | R$877.8M | R$724M | R$676.5M | R$550.4M | R$508.9M | R$364M |
| EBIT | R$611.2M | R$469.9M | R$412.1M | R$311.6M | R$313.3M | R$175.9M |
| Financial result | -R$324.2M | -R$323.2M | -R$307.8M | -R$303.6M | -R$233.8M | -R$219M |
| Income before tax | R$287M | R$146.7M | R$104.4M | R$8M | R$79.5M | -R$43.1M |
| Income tax | R$9.8M | -R$2.4M | -R$3.9M | -R$1.4M | R$3.4M | R$8.4M |
| Net income | R$296.9M | R$144.3M | R$100.5M | R$6.6M | R$83M | -R$34.8M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
CSED3 against its sector
The same indicators for the company's other shares and the sector's largest stocks.
| Stock | P/E | P/B | Dividend yield (12m) | ROE | Market cap |
|---|---|---|---|---|---|
| CSED3Cruzeiro Do Sul Educacional | 6.20 | 1.15 | 9.21% | 18.49% | R$1.9B |
| SMFT3SMARTFIT ESCOLA DE GINÁSTICA E DANÇA S.A. | 15.76 | 1.78 | 5.91% | 11.30% | R$10.8B |
| SEER3SER EDUCACIONAL S.A. | 6.41 | 1.14 | 6.53% | 17.83% | R$1.7B |
| ANIM3ANIMA HOLDING S.A. | 1.61 | 0.10 | 2.60% | 6.36% | R$1.2B |
| ALPK3ALLPARK EMPREENDIMENTOS PARTICIPACOES SERVICOS S.A | 58.15 | 2.64 | 0.17% | 4.55% | R$971.5M |
| CVCB3CVC BRASIL OPERADORA E AGÊNCIA DE VIAGENS S.A. | -5.74 | 2.34 | 0.00% | -40.86% | R$756.9M |
Does CSED3 pay dividends?
Dividend yield per year
- 2.40%2021
- 3.41%2022
- 4.40%2023
- 5.14%2024
- 7.81%2025
- 4.01%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 04/28/2026 | 06/30/2026 | R$0.21 |
| Dividend | 12/18/2025 | 12/30/2025 | R$0.27 |
| Dividend | 04/30/2025 | 06/30/2025 | R$0.21 |
| Dividend | 08/27/2024 | 09/03/2024 | R$0.16 |
| Dividend | 11/14/2023 | 12/08/2023 | R$0.16 |
| Dividend | 04/28/2023 | 06/27/2023 | R$0.07 |
| Dividend | 04/29/2022 | 05/27/2022 | R$0.13 |
| Dividend | 04/30/2021 | 05/27/2021 | R$0.19 |
About Cruzeiro Do Sul Educacional
- Sector
- Educação
- Segment
- Serviços Educacionais
- Listing segment
- Novo Mercado
- Tag along
- 100.00%
- Free float
- 12.39%
- Shares issued
- 364.54M common
- Average daily trading
- R$1.5M
- Listed since
- 02/11/2021
- CNPJ
- 62.984.091/0001-02
A Cruzeiro do Sul Educacional S.A. é um grupo privado de ensino superior com operações em graduação presencial, educação a distância (EAD), pós-graduação lato sensu e cursos de extensão. A companhia controla universidades, centros universitários e faculdades em diferentes estados, além de polos EAD distribuídos nacionalmente. O portfólio inclui também cursos de medicina e programas voltados a áreas reguladas, com forte peso de mensalidades como fonte de receita. Na indústria de educação, a empresa concorre com outros grupos listados em B3 por captação, retenção e ticket médio dos alunos, além de eficiência operacional por campus e por polo digital. A estratégia operacional combina marcas regionais, integração acadêmica e centralização de processos administrativos, com uso de plataforma digital proprietária para conteúdo, avaliação e gestão de relacionamento com estudantes.
Investor website| Shareholder | Common | Preferred | Total |
|---|---|---|---|
| ARCHY LLC - CITIBANK DTVM SAControlling | 36.40% | 0.00% | 36.40% |
| D2HFP - FUNDO DE INVESTIMENTO FINANCEIRO EM AÇÕESControlling | 23.50% | 0.00% | 23.50% |
| GAMA 1 FUNDO DE INVESTIMENTO DE AÇÕESControlling | 11.75% | 0.00% | 11.75% |
| REDMOND FUNDO DE INVESTIMENTO DE AÇÕESControlling | 11.75% | 0.00% | 11.75% |
| Government of Singapore | 4.20% | 0.00% | 4.20% |
| Outros | 12.39% | 0.00% | 12.39% |
Questions about CSED3
How much is CSED3 today?
CSED3 is at R$5.27 (3.94% on the day), last traded on 09/30/2026.
How much did CSED3 pay in dividends in 2025?
CSED3 paid R$0.49 per share in 2025, a dividend yield of 7.81%.
What are the P/E and P/B of CSED3?
CSED3 trades at a P/E of 6.20 and a P/B of 1.15.
How much did CSED3 return in 12 months?
CSED3 returned -1.34% in 12 months, with annualized volatility of 46.78% and a largest drawdown of -45.72%.
What sector is CSED3 in?
Cruzeiro Do Sul Educacional is in the Educação sector, Serviços Educacionais segment.