B3 · BRL
CXSE3
Caixa Seguridade Participacoes SA
- Day's range
- R$19.86 – R$20.35
- Day's volume
- R$132.4M
- 52-week range
- R$14.53 – R$22.54
Follow CXSE3 in the Fuolio
See how CXSE3 weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountCXSE3 in numbers
- Market cap
- R$59.6B
- P/E
- 13.19
- P/B
- 4.32
- Dividend yield (12m)
- 6.80%
- Net debt/EBITDA
- -0.26
The 12-month dividend yield of CXSE3 is 6.80%, above its 5-year average of 6.74%.
CXSE3 price history
CXSE3 risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | +43.74% | +127.60% | +243.76% |
| Volatility (annualized) | 16.08% | 20.52% | 22.57% |
| Largest drawdown | -2.78% | -14.09% | -20.19% |
| Positive months | 8/12 | 22/36 | 39/60 |
How much did investing in CXSE3 return?
R$1,000.00 invested on 10/01/2021 would be worth R$3,437.64 today.
- Value today in CXSE3
- R$3,437.64
- Return over the period
- +243.76%
- Return per year
- +28.03%
- In the Ibovespa
- R$1,777.43
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
CXSE3 fundamentals
Valuation
- P/E13.19
- P/B4.32
- EV/EBITDA11.94
- EV/EBIT11.94
- EV/Revenue—
- P/EBIT12.21
- P/S—
- P/OCF14.46
- P/FCF15.14
- Earnings yield8.37%
- PEG ratio3.07
- Earnings per shareR$1.51
- Book value per shareR$4.60
Debt
- Net debt-R$1.3B
- Net debt/EBITDA-0.26
- Net debt/Equity-0.09
- Debt/Equity0.00
- Current ratio1.67
- Quick ratio1.67
- Cash ratio1.09
Efficiency
- Gross margin—
- EBITDA margin—
- Operating margin—
- Net margin—
- Asset turnover0.00
Profitability
- ROE32.79%
- ROA30.15%
- ROIC34.87%
- Payout89.68%
Growth
- Revenue CAGR (5 years)—
- Earnings CAGR (5 years)19.97%
- Revenue growth (year)—
- Earnings growth (year)13.98%
- Revenue growth (quarter)—
- Earnings growth (quarter)4.35%
What is CXSE3's fair price?
Two classic value formulas, with today's numbers. The current price is R$19.88.
- Graham's fair price
- R$12.49
- 37.18% below the price
√(22.50 × R$1.51 × R$4.60)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- R$14.15
- 28.81% below the price
R$0.85 (5-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
CXSE3's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 11.62 | 11.35 | 10.80 | 8.48 | 13.15 | — | — | — |
| P/B | 3.68 | 3.32 | 3.07 | 2.30 | 2.36 | — | — | — |
| EV/EBITDA | 10.36 | 9.84 | 9.58 | 7.27 | 11.24 | — | — | — |
| Dividend yield | 7.59% | 7.58% | 7.83% | 7.77% | 2.94% | — | — | — |
| Earnings per share | R$1.43 | R$1.26 | R$1.19 | R$0.98 | R$0.63 | R$0.59 | R$1.28 | R$1.23 |
| Book value per share | R$4.52 | R$4.30 | R$4.20 | R$3.63 | R$3.52 | R$3.03 | R$4.28 | R$3.84 |
| ROE | 31.67% | 29.21% | 28.46% | 27.12% | 17.96% | 19.48% | 29.88% | 32.10% |
| ROIC | 34.81% | 31.39% | 29.67% | 28.31% | 18.51% | 21.08% | 32.45% | 33.46% |
| Net debt/EBITDA | -0.36 | -0.29 | -0.22 | -0.28 | -0.17 | -0.38 | -0.29 | -0.15 |
CXSE3's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | R$0 | R$0 | R$0 | R$0 | R$0 | R$0 |
| Cost of revenue | R$0 | R$0 | R$0 | R$0 | R$0 | R$0 |
| Gross profit | R$0 | R$0 | R$0 | R$0 | R$0 | R$0 |
| EBITDA | R$4.6B | R$4.2B | R$4B | R$3.3B | R$2.2B | R$2B |
| EBIT | R$4.6B | R$4.2B | R$4B | R$3.3B | R$2.2B | R$2B |
| Financial result | R$182.2M | R$113.5M | R$113.9M | R$97.7M | R$10.6M | R$20.3M |
| Income before tax | R$4.8B | R$4.3B | R$4.1B | R$3.4B | R$2.2B | R$2B |
| Income tax | -R$538.2M | -R$571.3M | -R$482.9M | -R$513.2M | -R$300.1M | -R$276.4M |
| Net income | R$4.3B | R$3.8B | R$3.6B | R$3B | R$1.9B | R$1.8B |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
CXSE3 against its sector
The same indicators for the company's other shares and the sector's largest stocks.
| Stock | P/E | P/B | Dividend yield (12m) | ROE | Market cap |
|---|---|---|---|---|---|
| CXSE3Caixa Seguridade Participações | 13.19 | 4.32 | 6.80% | 32.79% | R$59.6B |
| ITUB4ITAU UNIBANCO HOLDING S.A. | 10.43 | 2.24 | 7.15% | 21.50% | R$511.8B |
| ITUB3ITAU UNIBANCO HOLDING S.A. | 11.41 | 2.45 | 6.53% | 21.50% | R$511.8B |
| BPAC3BCO BTG PACTUAL S.A. | 15.68 | 3.48 | 1.91% | 22.20% | R$271.9B |
| BPAC5BCO BTG PACTUAL S.A. | 13.14 | 2.92 | 2.28% | 22.20% | R$271.9B |
| BBDC4BCO BRADESCO S.A. | 7.92 | 1.08 | 6.80% | 13.66% | R$183.9B |
| BBDC3BCO BRADESCO S.A. | 6.94 | 0.95 | 7.05% | 13.66% | R$183.9B |
Does CXSE3 pay dividends?
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 11/03/2026 | 11/17/2026 | R$0.35 |
Dividend yield per year
- 2.94%2021
- 7.77%2022
- 7.83%2023
- 7.58%2024
- 7.59%2025
- 5.19%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 08/03/2026 | 08/17/2026 | R$0.35 |
| Dividend | 04/30/2026 | 05/15/2026 | R$0.33 |
| Income | 01/02/2026 | 01/16/2026 | R$0.00 |
| Dividend | 01/02/2026 | 01/16/2026 | R$0.35 |
| Dividend | 11/03/2025 | 11/17/2025 | R$0.32 |
| Dividend | 08/01/2025 | 08/15/2025 | R$0.31 |
| Dividend | 04/30/2025 | 05/15/2025 | R$0.32 |
| Dividend | 01/03/2025 | 01/17/2025 | R$0.31 |
| Income | 01/03/2025 | 01/17/2025 | R$0.00 |
| Dividend | 11/04/2024 | 11/18/2024 | R$0.23 |
| Dividend | 08/01/2024 | 08/15/2024 | R$0.28 |
| Income | 04/26/2024 | 05/08/2024 | R$0.02 |
See all 19 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 04/26/2024 | 05/08/2024 | R$0.55 |
| Dividend | 10/24/2023 | 11/06/2023 | R$0.50 |
| Income | 04/27/2023 | 05/08/2023 | R$0.01 |
| Dividend | 04/27/2023 | 05/08/2023 | R$0.50 |
| Dividend | 11/03/2022 | 11/11/2022 | R$0.35 |
| Dividend | 04/20/2022 | 04/29/2022 | R$0.30 |
| Dividend | 11/04/2021 | 11/16/2021 | R$0.24 |
About Caixa Seguridade Participações
- Sector
- Serviços Financeiros
- Segment
- Seguradoras
- Listing segment
- Novo Mercado
- Tag along
- 100.00%
- Free float
- 20.00%
- Shares issued
- 3B common
- Average daily trading
- R$123.3M
- Ibovespa weight
- 0.47%
- Listed since
- 04/29/2021
- CNPJ
- 22.543.331/0001-00
A Caixa Seguridade Participações S.A. é uma holding de seguros, previdência, capitalização, consórcios e corretagem ligada ao ecossistema da Caixa Econômica Federal. A companhia organiza participações societárias e parcerias comerciais para oferta de produtos por meio da rede bancassurance da Caixa. Constituída em 2015, a empresa abriu capital na B3 em 2021. Sua estrutura concentra contratos de distribuição e acordos com parceiros especializados em diferentes linhas de negócio, com foco em produtos massificados e base de clientes de varejo. Os resultados dependem do desempenho das empresas investidas, da produção comercial no canal da Caixa e da evolução de produtos de proteção e acumulação. O modelo combina previsibilidade de fluxo de distribuição com exposição a ciclos de crédito, renda e atividade econômica.
Investor website| Shareholder | Common | Preferred | Total |
|---|---|---|---|
| CAIXA ECONÔMICA FEDERALControlling | 80.00% | 0.00% | 80.00% |
| Outros | 20.00% | 0.00% | 20.00% |
Questions about CXSE3
How much is CXSE3 today?
CXSE3 is at R$19.88 (-1.14% on the day), last traded on 09/30/2026.
How much did CXSE3 pay in dividends in 2025?
CXSE3 paid R$1.26 per share in 2025, a dividend yield of 7.59%.
When is the next CXSE3 dividend?
The next announced payment is R$0.35 per share on 11/17/2026.
What are the P/E and P/B of CXSE3?
CXSE3 trades at a P/E of 13.19 and a P/B of 4.32.
How much did CXSE3 return in 12 months?
CXSE3 returned 43.74% in 12 months, with annualized volatility of 16.08% and a largest drawdown of -2.78%.
What sector is CXSE3 in?
Caixa Seguridade Participações is in the Serviços Financeiros sector, Seguradoras segment.