B3 · BRL

SANB3

Banco Santander (Brasil) S.A.

R$13.92-3.33% (-R$0.48)Updated 10/1/26, 4:54 PM

Day's range: R$13.86 – R$14.43
Day's volume: R$1M
52-week range: R$12.24 – R$18.68

Follow SANB3 in the Fuolio

See how SANB3 weighs in your net worth, what it has paid you and how far it is from your target allocation.

Create a free account

SANB3 in numbers

Market cap: R$103.9B

P/E: 6.31

P/B: 0.82

Dividend yield (12m): 7.89%

The 12-month dividend yield of SANB3 is 7.89%, above its 5-year average of 7.00%.

SANB3 price history

10/01/202510/01/2026

Compare with

SANB3 risk and return

Monthly closes adjusted for splits and distributions.

Metric	12 months	36 months	60 months
Return	-1.95%	+31.01%	+20.26%
Volatility (annualized)	27.59%	25.33%	25.67%
Largest drawdown	-27.29%	-27.29%	-27.29%
Positive months	5/12	16/36	26/60

How much did investing in SANB3 return?

Amount invested

R$1,000.00 invested on 10/01/2021 would be worth R$1,206.06 today.

Value today in SANB3: R$1,206.06

Return over the period: +20.61%

Return per year: +3.82%

In the Ibovespa: R$1,809.10

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

SANB3 fundamentals

Valuation

P/E
6.31
P/B
0.82
EV/EBITDA
—
EV/EBIT
—
EV/Revenue
0.62
P/EBIT
—
P/S
0.62
P/OCF
3.50
P/FCF
3.12
Earnings yield
—
PEG ratio
0.17
Earnings per share
R$2.21
Book value per share
R$16.97

Debt

Net debt
—
Net debt/EBITDA
—
Net debt/Equity
—
Debt/Equity
—
Current ratio
1.11
Quick ratio
0.24
Cash ratio
—

Efficiency

Gross margin
35.46%
EBITDA margin
—
Operating margin
—
Net margin
9.45%
Asset turnover
0.13

Profitability

ROE
12.99%
ROA
1.23%
ROIC
—
Payout
49.81%

Growth

Revenue CAGR (5 years)
21.62%
Earnings CAGR (5 years)
-5.10%
Revenue growth (year)
18.45%
Earnings growth (year)
18.63%
Revenue growth (quarter)
11.48%
Earnings growth (quarter)
39.46%

What is SANB3's fair price?

Two classic value formulas, with today's numbers. The current price is R$13.92.

Graham's fair price: R$29.02; 108.50% above the price

√(22.50 × R$2.21 × R$16.97)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price: R$16.24; 16.67% above the price

R$0.97 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

SANB3's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator	2025	2024	2023	2022	2021	2020	2019	2018
P/E	7.99	6.50	12.86	8.07	7.07	11.44	10.99	12.51
P/B	0.98	0.71	0.99	0.90	1.00	1.45	1.85	1.72
Dividend yield	5.42%	6.79%	5.22%	8.03%	9.55%	6.53%	4.14%	4.00%
Earnings per share	R$2.06	R$1.74	R$1.18	R$1.65	R$2.00	R$1.79	R$2.19	R$1.68
Book value per share	R$16.88	R$15.98	R$15.32	R$14.76	R$14.13	R$14.15	R$12.96	R$12.22
ROE	12.22%	10.88%	7.72%	11.17%	14.15%	12.65%	16.88%	13.74%
Gross margin	35.47%	41.32%	36.55%	41.23%	65.80%	70.80%	60.85%	59.48%
Net margin	9.52%	9.50%	6.91%	10.73%	19.23%	21.38%	22.52%	17.85%

SANB3's financial statements

Line	2025	2024	2023	2022	2021	2020
Net revenue	R$162.5B	R$137.2B	R$128.3B	R$115.2B	R$78B	R$62.8B
Cost of revenue	-R$104.9B	-R$80.5B	-R$81.4B	-R$67.7B	-R$26.7B	-R$18.3B
Gross profit	R$57.6B	R$56.7B	R$46.9B	R$47.5B	R$51.3B	R$44.4B
EBITDA	—	—	—	—	—	—
EBIT	—	—	—	—	—	—
Financial result	—	—	—	—	—	—
Income before tax	R$16.7B	R$19.2B	R$11.9B	R$19.6B	R$24.8B	R$9.7B
Income tax	-R$3.8B	-R$5.8B	-R$2.4B	-R$5.2B	-R$9.2B	R$3.8B
Net income	R$15.5B	R$13B	R$8.9B	R$12.4B	R$15B	R$13.4B

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

SANB3 against its sector

The same indicators for the company's other shares and the sector's largest stocks.

Stock	P/E	P/B	Dividend yield (12m)	ROE	Market cap
SANB3Banco Santander (brasil)	6.31	0.82	7.89%	12.99%	R$103.9B
ITUB4ITAU UNIBANCO HOLDING S.A.	10.28	2.21	7.25%	21.50%	R$505.5B
ITUB3ITAU UNIBANCO HOLDING S.A.	11.31	2.43	6.59%	21.50%	R$506.8B
BPAC3BCO BTG PACTUAL S.A.	15.43	3.43	1.94%	22.20%	R$269B
BPAC5BCO BTG PACTUAL S.A.	13.14	2.92	2.28%	22.20%	R$269B
BBDC3BCO BRADESCO S.A.	6.89	0.94	7.10%	13.66%	R$182.3B
BBDC4BCO BRADESCO S.A.	7.84	1.07	6.87%	13.66%	R$182.3B

Does SANB3 pay dividends?

Dividend yield per year

4.03%2017
4.00%2018
4.14%2019
6.53%2020
9.55%2021
8.03%2022
5.22%2023
6.79%2024
5.42%2025
6.08%2026

Payment history
Type	Last day to own	Payment	Per share
Interest on equity	07/21/2026	08/06/2026	R$0.25
Interest on equity	04/20/2026	05/07/2026	R$0.25
Interest on equity	01/20/2026	02/05/2026	R$0.26
Interest on equity	01/02/2026	02/05/2026	R$0.08
Interest on equity	10/21/2025	11/07/2025	R$0.26
Interest on equity	07/17/2025	08/08/2025	R$0.26
Interest on equity	04/17/2025	05/08/2025	R$0.19
Interest on equity	01/22/2025	02/12/2025	R$0.19
Interest on equity	10/17/2024	11/08/2024	R$0.17
Dividend	10/17/2024	11/08/2024	R$0.03
Interest on equity	07/19/2024	08/09/2024	R$0.19
Interest on equity	04/19/2024	05/15/2024	R$0.19

See all 105 distributions

Earlier distributions
Type	Last day to own	Payment	Per share
Interest on equity	01/19/2024	02/08/2024	R$0.19
Interest on equity	10/19/2023	11/10/2023	R$0.14
Dividend	10/19/2023	11/10/2023	R$0.05
Interest on equity	07/20/2023	08/16/2023	R$0.19
Interest on equity	04/24/2023	05/15/2023	R$0.19
Interest on equity	01/26/2023	03/06/2023	R$0.22
Interest on equity	10/21/2022	11/22/2022	R$0.11
Dividend	10/21/2022	11/22/2022	R$0.11
Interest on equity	08/12/2022	09/06/2022	R$0.22
Interest on equity	04/20/2022	05/16/2022	R$0.13
Dividend	04/20/2022	05/16/2022	R$0.09
Interest on equity	02/10/2022	03/04/2022	R$0.22
Dividend	02/10/2022	03/04/2022	R$0.17
Interest on equity	01/07/2022	02/03/2022	R$0.03
Dividend	11/04/2021	12/03/2021	R$0.38
Interest on equity	08/04/2021	09/03/2021	R$0.43
Dividend	05/07/2021	06/02/2021	R$0.38
Dividend	02/12/2021	03/03/2021	R$0.07
Interest on equity	01/08/2021	02/01/2021	R$0.08
Interest on equity	11/04/2020	12/23/2020	R$0.13
Interest on equity	08/06/2020	09/25/2020	R$0.10
Interest on equity	05/07/2020	06/26/2020	R$0.11
Interest on equity	01/03/2020	02/21/2020	R$0.13
Dividend	01/03/2020	02/21/2020	R$0.87
Interest on equity	10/08/2019	10/30/2019	R$0.13
Interest on equity	07/05/2019	07/31/2019	R$0.13
Interest on equity	04/05/2019	04/29/2019	R$0.13
Interest on equity	01/07/2019	02/26/2019	R$0.37
Dividend	01/07/2019	02/26/2019	R$0.24
Interest on equity	10/05/2018	10/26/2018	R$0.08
Dividend	07/04/2018	07/27/2018	R$0.08
Interest on equity	04/05/2018	04/26/2018	R$0.08
Dividend	01/05/2018	02/26/2018	R$0.32
Interest on equity	01/05/2018	02/26/2018	R$0.29
Interest on equity	10/06/2017	10/26/2017	R$0.06
Interest on equity	08/02/2017	08/25/2017	R$0.06
Interest on equity	05/03/2017	05/26/2017	R$0.06
Interest on equity	01/04/2017	02/23/2017	R$0.43
Dividend	01/04/2017	02/23/2017	R$0.09
Interest on equity	07/06/2016	08/26/2016	R$0.06
Dividend	12/30/2015	02/25/2016	R$0.20
Interest on equity	12/30/2015	02/25/2016	R$0.18
Dividend	12/30/2015	02/24/2016	R$0.20
Dividend	09/09/2015	10/05/2015	R$0.39
Dividend	03/27/2015	08/28/2015	R$0.02
Interest on equity	12/30/2014	02/26/2015	R$0.09
Dividend	09/25/2014	02/26/2015	R$0.03
Interest on equity	12/30/2014	02/25/2015	R$0.09
Dividend	03/26/2014	08/28/2014	R$0.00
Dividend	03/26/2014	08/28/2014	R$0.00
Dividend	06/25/2014	08/27/2014	R$0.05
Dividend	12/30/2013	02/26/2014	R$0.00
Dividend	12/30/2013	02/26/2014	R$0.00
Dividend	09/26/2013	02/26/2014	R$0.00
Dividend	06/25/2013	08/29/2013	R$0.00
Interest on equity	12/19/2012	02/26/2013	R$0.00
Dividend	12/19/2012	02/26/2013	R$0.00
Dividend	09/26/2012	02/26/2013	R$0.00
Dividend	09/26/2012	02/26/2013	R$0.00
Dividend	06/28/2012	08/29/2012	R$0.00
Interest on equity	06/28/2012	08/29/2012	R$0.00
Dividend	06/28/2012	08/29/2012	R$0.00
Interest on equity	03/28/2012	08/29/2012	R$0.00
Dividend	12/21/2011	02/28/2012	R$0.00
Interest on equity	09/22/2011	02/28/2012	R$0.00
Dividend	06/21/2011	08/29/2011	R$0.00
Interest on equity	06/21/2011	08/29/2011	R$0.00
Dividend	05/31/2011	08/29/2011	R$0.00
Dividend	05/31/2011	08/29/2011	R$0.00
Interest on equity	03/24/2011	08/29/2011	R$0.00
Dividend	12/22/2010	02/25/2011	R$0.00
Interest on equity	12/22/2010	02/25/2011	R$0.00
Interest on equity	09/22/2010	02/25/2011	R$0.00
Dividend	06/30/2010	08/25/2010	R$0.00
Interest on equity	06/30/2010	08/25/2010	R$0.00
Interest on equity	03/22/2010	08/25/2010	R$0.00
Dividend	12/28/2009	02/22/2010	R$0.00
Interest on equity	12/28/2009	02/22/2010	R$0.00
Dividend	12/28/2009	02/22/2010	R$0.00
Interest on equity	06/30/2009	02/22/2010	R$0.00
Interest on equity	04/28/2009	02/22/2010	R$0.00
Dividend	12/19/2008	03/25/2009	R$0.00
Dividend	12/19/2008	03/25/2009	R$0.00
Dividend	12/19/2008	03/25/2009	R$0.00
Interest on equity	12/19/2008	03/25/2009	R$0.00
Interest on equity	12/26/2007	03/19/2008	R$0.00
Dividend	12/26/2007	03/05/2008	R$0.00
Interest on equity	06/29/2007	10/01/2007	R$1.89
Dividend	06/29/2007	10/01/2007	R$3.76
Other	01/14/2014	—	R$0.02
Interest on equity	03/27/2013	—	R$0.00
Dividend	12/21/2007	—	R$0.00
Dividend	12/21/2007	—	R$0.00

Splits, reverse splits and bonus shares
Event	Last day to own	Ratio
Reverse split	05/30/2014	1 for 55
Bonus shares	05/27/2014	4.80% in shares

About Banco Santander (brasil)

Sector: Serviços Financeiros
Segment: Bancos
Listing segment: Traditional
Tag along: 80.00%
Free float: 9.87%
Shares issued: 3.82B common · 3.68B preferred
Average daily trading: R$4.9M
Listed since: 04/03/2007
CNPJ: 90.400.888/0001-42

Banco Santander (Brasil) S.A. é uma instituição financeira brasileira e subsidiária do Grupo Santander, um dos maiores bancos do mundo. O banco oferece serviços bancários completos para pessoas físicas, pequenas e médias empresas, e grandes corporações, incluindo contas correntes, poupança, empréstimos, financiamentos, investimentos, seguros e serviços de gestão patrimonial. Santander Brasil opera com extensa rede de agências e canais digitais, investindo em tecnologia e inovação para modernizar seus serviços. O banco é referência no mercado financeiro brasileiro, fornecendo soluções financeiras abrangentes e personalizadas.

Investor website

ShareholdersAs of 12/31/2026, from the Formulário de Referência filed with the CVM.
Shareholder	Common	Preferred	Total
Sterrebeeck B.V	47.39%	47.11%	47.25%
Grupo Empresarial Santander, S.L	42.63%	41.85%	42.25%
Banco Santander S/A Espanha	0.07%	0.00%	0.04%
Outros	9.55%	10.67%	10.10%
Ações Tesouraria	0.36%	0.38%	0.37%

Questions about SANB3

How much is SANB3 today?

SANB3 is at R$13.92 (-3.33% on the day), last traded on 10/01/2026.

How much did SANB3 pay in dividends in 2025?

SANB3 paid R$0.89 per share in 2025, a dividend yield of 5.42%.

What are the P/E and P/B of SANB3?

SANB3 trades at a P/E of 6.31 and a P/B of 0.82.

How much did SANB3 return in 12 months?

SANB3 returned -1.95% in 12 months, with annualized volatility of 27.59% and a largest drawdown of -27.29%.

What sector is SANB3 in?

Banco Santander (brasil) is in the Serviços Financeiros sector, Bancos segment.