B3 · BRL
QUAL3
Qualicorp Consultoria e Corretora de Seguros S.A.
- Day's range
- R$1.57 – R$1.68
- Day's volume
- R$5.8m
- 52-week range
- R$1.37 – R$2.82
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See how QUAL3 weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountQUAL3 in numbers
- Market cap
- R$471.5m
- P/E
- 18.18
- P/B
- 0.36
- Dividend yield (12m)
- 0.54%
- Net debt/EBITDA
- 3.68
The 12-month dividend yield of QUAL3 is 0.54%, below its 5-year average of 4.02%.
QUAL3 price history
QUAL3 risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | -36.04% | -47.30% | -91.58% |
| Volatility (annualised) | 31.81% | 58.88% | 55.37% |
| Largest drawdown | -43.26% | -58.82% | -92.73% |
| Positive months | 5/12 | 17/36 | 24/60 |
How much did investing in QUAL3 return?
R$1,000.00 invested on 01/10/2021 would be worth R$102.09 today.
- Value today in QUAL3
- R$102.09
- Return over the period
- -89.79%
- Return per year
- -36.65%
- In the Ibovespa
- R$1,787.56
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
QUAL3 fundamentals
Valuation
- P/E18.18
- P/B0.36
- EV/EBITDA4.55
- EV/EBIT8.51
- EV/Revenue1.82
- P/EBIT1.63
- P/S0.35
- P/OCF1.68
- P/FCF1.90
- Earnings yield11.75%
- PEG ratio0.08
- Earnings per shareR$0.09
- Book value per shareR$4.70
Debt
- Net debtR$2bn
- Net debt/EBITDA3.68
- Net debt/Equity1.47
- Debt/Equity1.78
- Current ratio0.58
- Quick ratio0.58
- Cash ratio0.31
Efficiency
- Gross margin87.86%
- EBITDA margin40.08%
- Operating margin21.41%
- Net margin2.56%
- Asset turnover0.39
Profitability
- ROE1.96%
- ROA1.01%
- ROIC1.42%
- Payout9.78%
Growth
- Revenue CAGR (5 years)-8.27%
- Earnings CAGR (5 years)-42.15%
- Revenue growth (year)-9.72%
- Earnings growth (year)62.11%
- Revenue growth (quarter)-10.32%
- Earnings growth (quarter)203.43%
What is QUAL3's fair price?
Two classic value formulas, with today's numbers. The current price is R$1.67.
- Graham's fair price
- R$3.12
- 86.55% above the price
√(22.50 × R$0.09 × R$4.70)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- R$8.44
- 405.35% above the price
R$0.51 (5-year average) ÷ 6%
Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.
Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.
QUAL3 indicators by year
Multiples at each year's closing price; margins and returns from that year's accounts.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 60.72 | 65.62 | -11.71 | 17.96 | 12.91 | 25.34 | 26.83 | 9.19 |
| P/B | 0.49 | 0.33 | 0.75 | 1.23 | 3.70 | 5.89 | 7.38 | 1.55 |
| EV/EBITDA | 5.62 | 5.61 | 7.46 | 6.97 | 7.54 | 12.15 | 12.90 | 4.48 |
| Dividend yield | 0.24% | 0.00% | 2.33% | 4.35% | 13.18% | 0.50% | 12.93% | 9.69% |
| Earnings per share | R$0.04 | R$0.02 | -R$0.29 | R$0.33 | R$1.29 | R$1.38 | R$1.38 | R$1.40 |
| Book value per share | R$4.61 | R$4.58 | R$4.53 | R$4.78 | R$4.49 | R$5.93 | R$5.02 | R$8.31 |
| ROE | 0.82% | 0.51% | -6.41% | 6.84% | 28.69% | 23.26% | 27.53% | 16.86% |
| ROIC | 0.26% | 4.46% | 1.67% | 4.90% | 10.59% | 12.07% | 11.63% | 13.40% |
| Gross margin | 87.13% | 83.15% | 78.92% | 77.24% | 79.69% | 81.59% | 81.05% | 80.92% |
| EBITDA margin | 40.67% | 37.02% | 33.88% | 39.85% | 47.68% | 48.21% | 49.19% | 50.70% |
| Net margin | 0.75% | 0.42% | -4.71% | 4.76% | 17.45% | 19.35% | 19.61% | 20.55% |
| Net debt/EBITDA | 4.51 | 4.87 | 5.83 | 4.83 | 2.82 | 1.97 | 2.20 | 0.76 |
QUAL3 financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | R$1.4bn | R$1.6bn | R$1.7bn | R$2bn | R$2.1bn | R$2bn |
| Cost of sales | -R$183.6m | -R$266.3m | -R$369m | -R$444.2m | -R$425.9m | -R$372.9m |
| Gross profit | R$1.2bn | R$1.3bn | R$1.4bn | R$1.5bn | R$1.7bn | R$1.7bn |
| EBITDA | R$580.3m | R$585.1m | R$592.8m | R$777.7m | R$999.6m | R$976.7m |
| EBIT | R$280m | R$185.3m | R$117.5m | R$362.3m | R$636.8m | R$609.2m |
| Net finance result | -R$173.3m | -R$184.1m | -R$229.1m | -R$215.6m | -R$82.4m | -R$56.9m |
| Profit before tax | R$106.6m | R$1.2m | -R$111.6m | R$146.7m | R$554.4m | R$552.3m |
| Income tax | -R$102.8m | R$13.8m | R$36.3m | -R$45.3m | -R$177m | -R$157.1m |
| Net income | R$10.7m | R$6.6m | -R$82.4m | R$92.8m | R$365.8m | R$392.1m |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
QUAL3 against its sector
The same indicators for the company's other shares and the sector's largest stocks.
| Stock | P/E | P/B | Dividend yield (12m) | ROE | Market cap |
|---|---|---|---|---|---|
| QUAL3Qualicorp Consultoria E Corretora De Seguros | 18.18 | 0.36 | 0.54% | 1.96% | R$471.5m |
| RDOR3REDE DOR SÃO LUIZ S.A. | 17.79 | 4.14 | 10.99% | 23.26% | R$85.8bn |
| SAUD3SAUD3 | 37.04 | 2.09 | 3.05% | 5.63% | R$39bn |
| FLRY3FLEURY S.A. | 17.71 | 2.30 | 5.70% | 13.00% | R$12.5bn |
| DASA3DIAGNOSTICOS DA AMERICA S.A. | -5.64 | 0.74 | 0.00% | -13.09% | R$5bn |
| HAPV3HAPVIDA PARTICIPACOES E INVESTIMENTOS SA | -19.31 | 0.07 | 0.00% | -0.36% | R$3.4bn |
| MATD3HOSPITAL MATER DEI S/A | 11.90 | 1.13 | 2.97% | 9.50% | R$1.7bn |
Does QUAL3 pay dividends?
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 29/06/2026 | 09/10/2026 | R$0.01 |
Dividend yield per year
- 2.72%2017
- 9.69%2018
- 12.93%2019
- 0.50%2020
- 13.18%2021
- 4.35%2022
- 2.33%2023
- 0.00%2024
- 0.24%2025
- 0.00%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 27/06/2025 | 17/12/2025 | R$0.01 |
| Dividend | 12/05/2023 | 12/12/2023 | R$0.08 |
| Dividend | 05/05/2022 | 12/12/2022 | R$0.26 |
| Dividend | 07/05/2021 | 28/12/2021 | R$1.30 |
| Interest on equity | 13/07/2021 | 28/07/2021 | R$0.06 |
| Dividend | 07/05/2021 | 31/05/2021 | R$0.71 |
| Interest on equity | 30/12/2020 | 13/01/2021 | R$0.12 |
| Dividend | 30/04/2020 | 21/12/2020 | R$0.00 |
| Interest on equity | 13/10/2020 | 26/10/2020 | R$0.17 |
| Other | 18/10/2019 | 05/11/2019 | R$3.49 |
| Dividend | 24/07/2019 | 02/08/2019 | R$0.65 |
| Dividend | 29/04/2019 | 10/05/2019 | R$0.66 |
See all 21 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 06/06/2018 | 19/06/2018 | R$0.36 |
| Dividend | 27/04/2018 | 10/05/2018 | R$0.36 |
| Dividend | 21/12/2017 | 16/01/2018 | R$0.53 |
| Dividend | 08/09/2017 | 19/09/2017 | R$0.35 |
| Dividend | 28/04/2017 | 25/05/2017 | R$0.49 |
| Dividend | 29/04/2016 | 30/12/2016 | R$0.80 |
| Dividend | 11/11/2016 | 25/11/2016 | R$0.90 |
| Other | 19/10/2015 | — | R$1.47 |
| Dividend | 30/04/2015 | — | R$0.42 |
About Qualicorp Consultoria E Corretora De Seguros
- Sector
- Saúde
- Segment
- Serv.Méd.Hospit..Análises e Diagnósticos
- Listing segment
- Novo Mercado
- Tag along
- 100.00%
- Free float
- 97.73%
- Shares issued
- 284.01m ordinary
- Average daily trading
- R$4.9m
- Listed since
- 29/06/2011
- CNPJ
- 11.992.680/0001-93
Qualicorp Consultoria e Corretora de Seguros S.A. é uma empresa brasileira especializada em consultoria, corretagem e administração de seguros de saúde. A companhia atua como intermediária entre seguradoras de saúde e clientes corporativos, oferecendo soluções de seguros de saúde, odontológico e outros benefícios. Qualicorp fornece consultoria especializada para empresas na seleção e gestão de planos de saúde, buscando otimizar custos e melhorar a qualidade de cobertura. A empresa investe em tecnologia e relacionamento com clientes para oferecer serviços de corretagem de seguros de saúde de alta qualidade.
Investor website| Shareholder | Ordinary | Preferred | Total |
|---|---|---|---|
| PrismaQuali Gestão Ativa de Participações S.A. | 19.85% | 0.00% | 19.85% |
| Pátria Investimentos Ltda | 17.73% | 0.00% | 17.73% |
| Rede D'Or São Luiz S/A | 6.00% | 0.00% | 6.00% |
| VIDEIRAS FIA IE | 2.24% | 0.00% | 2.24% |
| CHARDONNAY FUNDO DE INVESTIMENTO EM ACOES INVESTIMENTO NO EXTERIOR | 0.55% | 0.00% | 0.55% |
| PAULO JUNQUEIRA MOLL | 0.18% | 0.00% | 0.18% |
| ANDRE JUNQUEIRA MOLL | 0.11% | 0.00% | 0.11% |
| ALICE JUNQUEIRA MOLL | 0.05% | 0.00% | 0.05% |
| Outros | 52.10% | 0.00% | 52.10% |
| Ações Tesouraria | 1.19% | 0.00% | 1.19% |
Questions about QUAL3
How much is QUAL3 today?
QUAL3 is at R$1.67 (7.74% on the day), last traded on 01/10/2026.
How much did QUAL3 pay in dividends in 2025?
QUAL3 paid R$0.01 per share in 2025, a dividend yield of 0.24%.
When is the next QUAL3 dividend?
The next announced payment is R$0.01 per share on 09/10/2026.
What are the P/E and P/B of QUAL3?
QUAL3 trades at a P/E of 18.18 and a P/B of 0.36.
How much did QUAL3 return in 12 months?
QUAL3 returned -36.04% in 12 months, with annualised volatility of 31.81% and a largest drawdown of -43.26%.
What sector is QUAL3 in?
Qualicorp Consultoria E Corretora De Seguros is in the Saúde sector, Serv.Méd.Hospit..Análises e Diagnósticos segment.