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HIG

Hartford Financial Services Group

US$126.05+0.25% (US$0.31)
Day's range
US$124.76 – US$126.32
Day's volume
US$198.4m
52-week range
US$120.21 – US$145.04

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HIG in numbers

Market cap
US$34.1bn
P/E
7.82
P/B
1.74
Dividend yield (12m)
1.90%

The 12-month dividend yield of HIG is 1.90%, above its 5-year average of 1.87%.

HIG price history

03/10/202502/10/2026
Compare with

HIG risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return-6.36%+69.18%+109.48%
Volatility (annualised)17.69%20.71%19.99%
Largest drawdown-13.40%-13.40%-14.07%
Positive months7/1223/3637/60

How much did investing in HIG return?

US$1,000.00 invested on 01/11/2021 would be worth US$2,094.78 today.

Value today in HIG
US$2,094.78
Return over the period
+109.48%
Return per year
+16.23%
In the S&P 500
US$1,690.98

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

HIG fundamentals

Valuation

  • P/E
    7.82
  • P/B
    1.74
  • EV/EBITDA
    —
  • EV/EBIT
    —
  • EV/Revenue
    30.16
  • P/EBIT
    —
  • P/S
    26.74
  • P/OCF
    5.81
  • P/FCF
    5.81
  • Earnings yield
    —
  • PEG ratio
    —
  • Earnings per share
    US$16.11
  • Book value per share
    US$72.48

Debt

  • Net debt
    US$4.4bn
  • Net debt/EBITDA
    —
  • Net debt/Equity
    0.22
  • Debt/Equity
    0.22
  • Current ratio
    —
  • Quick ratio
    —
  • Cash ratio
    —

Efficiency

  • Gross margin
    —
  • EBITDA margin
    —
  • Operating margin
    —
  • Net margin
    341.82%
  • Asset turnover
    0.01

Profitability

  • ROE
    22.23%
  • ROA
    4.96%
  • ROIC
    —
  • Payout
    14.89%

Growth

  • Revenue CAGR (5 years)
    -27.66%
  • Earnings CAGR (5 years)
    15.22%
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

What is HIG's fair price?

Two classic value formulas, with today's numbers. The current price is US$126.05.

Graham's fair price
US$162.11
28.61% above the price

√(22.50 × US$16.11 × US$72.48)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
US$28.58
77.32% below the price

US$1.71 (5-year average) ÷ 6%

Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.

Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.

HIG indicators by year

Multiples at each year's closing price; margins and returns from that year's accounts.

Indicator20252024202320222021202020192018
P/E9.9110.049.5513.059.6610.0810.448.84
P/B2.001.901.561.741.290.941.341.22
Dividend yield1.51%1.72%2.11%2.03%1.99%2.60%1.97%2.36%
Earnings per shareUS$13.91US$10.90US$8.42US$5.81US$7.15US$4.86US$5.82US$5.03
Book value per shareUS$68.80US$57.63US$51.55US$43.69US$53.69US$51.90US$45.41US$36.45
ROE20.21%18.92%16.34%13.30%13.32%9.36%12.81%13.79%
Net margin254.71%213.37%181.19%127.83%151.12%127.72%148.50%127.43%

HIG financial statements

Line202520242023202220212020
Net revenueUS$1.5bnUS$1.5bnUS$1.4bnUS$1.4bnUS$1.6bnUS$1.4bn
Cost of sales——————
Gross profit——————
EBITDA——————
EBIT——————
Net finance result——————
Profit before taxUS$4.8bnUS$3.8bnUS$3.1bnUS$2.3bnUS$2.9bnUS$2.1bn
Income tax-US$924m-US$738m-US$584m-US$443m-US$534m-US$383m
Net incomeUS$3.8bnUS$3.1bnUS$2.5bnUS$1.8bnUS$2.4bnUS$1.7bn

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does HIG pay dividends?

Dividend yield per year

  • 1.63%2017
  • 2.36%2018
  • 1.97%2019
  • 2.60%2020
  • 1.99%2021
  • 2.03%2022
  • 2.11%2023
  • 1.72%2024
  • 1.51%2025
  • 1.90%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend31/08/202602/10/2026US$0.60
Dividend29/05/202602/07/2026US$0.60
Dividend27/02/202602/04/2026US$0.60
Dividend28/11/202505/01/2026US$0.60
Dividend01/09/202502/10/2025US$0.52
Dividend30/05/202502/07/2025US$0.52
Dividend28/02/202502/04/2025US$0.52
Dividend29/11/202403/01/2025US$0.52
Dividend02/09/202402/10/2024US$0.47
Dividend31/05/202402/07/2024US$0.47
Dividend29/02/202402/04/2024US$0.47
Dividend29/11/202303/01/2024US$0.47
See all 40 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Dividend30/08/202303/10/2023US$0.43
Dividend30/05/202305/07/2023US$0.43
Dividend02/03/202304/04/2023US$0.43
Dividend29/11/202204/01/2023US$0.43
Dividend30/08/202204/10/2022US$0.39
Dividend30/05/202205/07/2022US$0.39
Dividend25/02/202204/04/2022US$0.39
Dividend29/11/202104/01/2022US$0.39
Dividend30/08/202104/10/2021US$0.35
Dividend27/05/202102/07/2021US$0.35
Dividend25/02/202102/04/2021US$0.35
Dividend27/11/202005/01/2021US$0.33
Dividend28/08/202002/10/2020US$0.33
Dividend28/05/202002/07/2020US$0.33
Dividend27/02/202002/04/2020US$0.33
Dividend28/11/201902/01/2020US$0.30
Dividend29/08/201901/10/2019US$0.30
Dividend30/05/201901/07/2019US$0.30
Dividend28/02/201901/04/2019US$0.30
Dividend29/11/201802/01/2019US$0.30
Dividend30/08/201801/10/2018US$0.30
Dividend30/05/201802/07/2018US$0.25
Dividend01/03/201802/04/2018US$0.25
Dividend29/11/201702/01/2018US$0.25
Dividend29/08/201702/10/2017US$0.23
Dividend29/05/201703/07/2017US$0.23
Dividend01/03/201703/04/2017US$0.23
Dividend28/11/201603/01/2017US$0.23

About Hartford Financial Services Group

Sector
Finance, insurance and real estate

Questions about HIG

How much is HIG today?

HIG is at US$126.05 (0.25% on the day), last traded on 02/10/2026.

How much did HIG pay in dividends in 2025?

HIG paid US$2.08 per share in 2025, a dividend yield of 1.51%.

What are the P/E and P/B of HIG?

HIG trades at a P/E of 7.82 and a P/B of 1.74.

How much did HIG return in 12 months?

HIG returned -6.36% in 12 months, with annualised volatility of 17.69% and a largest drawdown of -13.40%.