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US · USD

MA

Mastercard Inc

US$551.47-2.15% (-US$12.11)
Day's range
US$551.43 – US$563.00
Day's volume
US$2.7bn
52-week range
US$470.76 – US$599.86

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MA in numbers

Market cap
US$67.6bn
P/B
12.04
Dividend yield (12m)
0.61%
Net debt/EBITDA
0.62

The 12-month dividend yield of MA is 0.61%, above its 5-year average of 0.52%.

MA price history

01/10/202530/09/2026
Compare with

MA risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return+0.14%+45.56%+67.70%
Volatility (annualised)16.87%15.80%20.71%
Largest drawdown-13.19%-16.64%-26.19%
Positive months5/1221/3633/60

How much did investing in MA return?

US$1,000.00 invested on 01/09/2021 would be worth US$1,677.04 today.

Value today in MA
US$1,677.04
Return over the period
+67.70%
Return per year
+10.90%
In the S&P 500
US$1,788.52

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

MA fundamentals

Valuation

  • P/E
    —
  • P/B
    12.04
  • EV/EBITDA
    3.74
  • EV/EBIT
    3.95
  • EV/Revenue
    2.31
  • P/EBIT
    3.30
  • P/S
    1.93
  • P/OCF
    3.88
  • P/FCF
    4.05
  • Earnings yield
    25.29%
  • PEG ratio
    —
  • Earnings per share
    —
  • Book value per share
    US$45.79

Debt

  • Net debt
    US$13.4bn
  • Net debt/EBITDA
    0.62
  • Net debt/Equity
    2.38
  • Debt/Equity
    4.39
  • Current ratio
    1.06
  • Quick ratio
    —
  • Cash ratio
    0.45

Efficiency

  • Gross margin
    —
  • EBITDA margin
    61.74%
  • Operating margin
    58.33%
  • Net margin
    —
  • Asset turnover
    0.61

Profitability

  • ROE
    —
  • ROA
    —
  • ROIC
    86.97%
  • Payout
    —

Growth

  • Revenue CAGR (5 years)
    6.17%
  • Earnings CAGR (5 years)
    —
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

What is MA's fair price?

Two classic value formulas, with today's numbers. The current price is US$551.47.

Graham's fair price
—
MA's earnings per share and book value per share are not available, so the formula cannot be calculated.

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
US$38.93
92.94% below the price

US$2.34 (5-year average) ÷ 6%

Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.

Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.

MA indicators by year

Multiples at each year's closing price; margins and returns from that year's accounts.

Indicator20252024202320222021202020192018
Dividend yield0.53%0.50%0.53%0.56%0.49%0.45%0.44%0.53%
ROE193.46%198.52%161.57%157.67%118.80%———
ROIC94.15%80.83%82.00%77.97%61.61%74.59%108.48%117.35%
EBITDA margin61.11%58.50%59.00%58.52%36.21%36.67%40.78%35.46%
Net margin45.65%45.71%44.61%44.66%29.11%———
Net debt/EBITDA0.420.590.480.540.600.300.15-0.04

MA financial statements

Line202520242023202220212020
Net revenueUS$32.8bnUS$28.2bnUS$25.1bnUS$22.2bnUS$29.8bnUS$23.6bn
Cost of sales——————
Gross profit——————
EBITDAUS$20bnUS$16.5bnUS$14.8bnUS$13bnUS$10.8bnUS$8.7bn
EBITUS$18.9bnUS$15.6bnUS$14bnUS$12.3bnUS$10.1bnUS$8.1bn
Net finance result-US$319m-US$328m-US$369m-US$532mUS$225m-US$321m
Profit before taxUS$18.6bnUS$15.3bnUS$13.6bnUS$11.7bnUS$10.3bnUS$7.8bn
Income tax-US$3.6bn-US$2.4bn-US$2.4bn-US$1.8bn-US$1.6bn-US$1.3bn
Net incomeUS$15bnUS$12.9bnUS$11.2bnUS$9.9bnUS$8.7bn—

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does MA pay dividends?

Dividend yield per year

  • 0.58%2017
  • 0.53%2018
  • 0.44%2019
  • 0.45%2020
  • 0.49%2021
  • 0.56%2022
  • 0.53%2023
  • 0.50%2024
  • 0.53%2025
  • 0.47%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend08/07/202607/08/2026US$0.87
Dividend08/04/202608/05/2026US$0.87
Dividend08/01/202609/02/2026US$0.87
Dividend08/10/202507/11/2025US$0.76
Dividend08/07/202508/08/2025US$0.76
Dividend08/04/202509/05/2025US$0.76
Dividend09/01/202507/02/2025US$0.76
Dividend08/10/202408/11/2024US$0.66
Dividend08/07/202409/08/2024US$0.66
Dividend05/04/202409/05/2024US$0.66
Dividend05/01/202409/02/2024US$0.66
Dividend04/10/202309/11/2023US$0.57
See all 40 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Dividend05/07/202309/08/2023US$0.57
Dividend04/04/202309/05/2023US$0.57
Dividend05/01/202309/02/2023US$0.57
Dividend05/10/202209/11/2022US$0.49
Dividend06/07/202209/08/2022US$0.49
Dividend06/04/202209/05/2022US$0.49
Dividend05/01/202209/02/2022US$0.49
Dividend06/10/202109/11/2021US$0.44
Dividend07/07/202109/08/2021US$0.44
Dividend07/04/202107/05/2021US$0.44
Dividend06/01/202109/02/2021US$0.44
Dividend07/10/202009/11/2020US$0.40
Dividend07/07/202007/08/2020US$0.40
Dividend07/04/202008/05/2020US$0.40
Dividend07/01/202007/02/2020US$0.40
Dividend07/10/201908/11/2019US$0.33
Dividend05/07/201909/08/2019US$0.33
Dividend05/04/201909/05/2019US$0.33
Dividend07/01/201908/02/2019US$0.33
Dividend04/10/201809/11/2018US$0.25
Dividend05/07/201809/08/2018US$0.25
Dividend05/04/201809/05/2018US$0.25
Dividend05/01/201809/02/2018US$0.25
Dividend04/10/201709/11/2017US$0.22
Dividend04/07/201709/08/2017US$0.22
Dividend04/04/201709/05/2017US$0.22
Dividend04/01/201709/02/2017US$0.22
Dividend04/10/201609/11/2016US$0.19

About Mastercard

Sector
Services

Questions about MA

How much is MA today?

MA is at US$551.47 (-2.15% on the day), last traded on 30/09/2026.

How much did MA pay in dividends in 2025?

MA paid US$3.04 per share in 2025, a dividend yield of 0.53%.

How much did MA return in 12 months?

MA returned 0.14% in 12 months, with annualised volatility of 16.87% and a largest drawdown of -13.19%.