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PYPL

PayPal Holdings Inc

US$53.06+1.01% (US$0.53)
Day's range
US$52.69 – US$53.64
Day's volume
US$557.5m
52-week range
US$38.74 – US$75.29

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See how PYPL weighs in your net worth, what it has paid you and how far it is from your target allocation.

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PYPL in numbers

Market cap
US$46.8bn
P/E
9.25
P/B
2.34
Dividend yield (12m)
1.06%
Net debt/EBITDA
0.01

PYPL trades at 9.25 times its earnings of the last 12 months.

PYPL price history

02/10/202501/10/2026
Compare with

PYPL risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return-20.79%-9.14%-79.59%
Volatility (annualised)43.53%33.95%40.26%
Largest drawdown-37.12%-50.83%-83.26%
Positive months3/1217/3626/60

How much did investing in PYPL return?

US$1,000.00 invested on 01/09/2021 would be worth US$204.13 today.

Value today in PYPL
US$204.13
Return over the period
-79.59%
Return per year
-27.23%
In the S&P 500
US$1,776.31

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

PYPL fundamentals

Valuation

  • P/E
    9.25
  • P/B
    2.34
  • EV/EBITDA
    6.72
  • EV/EBIT
    7.78
  • EV/Revenue
    1.39
  • P/EBIT
    7.77
  • P/S
    1.39
  • P/OCF
    7.32
  • P/FCF
    8.51
  • Earnings yield
    12.85%
  • PEG ratio
    —
  • Earnings per share
    US$5.74
  • Book value per share
    US$22.70

Debt

  • Net debt
    US$67m
  • Net debt/EBITDA
    0.01
  • Net debt/Equity
    0.00
  • Debt/Equity
    0.47
  • Current ratio
    1.26
  • Quick ratio
    —
  • Cash ratio
    0.20

Efficiency

  • Gross margin
    —
  • EBITDA margin
    20.69%
  • Operating margin
    17.85%
  • Net margin
    15.00%
  • Asset turnover
    0.42

Profitability

  • ROE
    25.26%
  • ROA
    6.28%
  • ROIC
    19.79%
  • Payout
    9.76%

Growth

  • Revenue CAGR (5 years)
    8.08%
  • Earnings CAGR (5 years)
    -0.61%
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

What is PYPL's fair price?

Two classic value formulas, with today's numbers. The current price is US$53.06.

Graham's fair price
US$54.12
2.00% above the price

√(22.50 × US$5.74 × US$22.70)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
US$2.33
95.60% below the price

US$0.14 (1-year average) ÷ 6%

Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.

Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.

PYPL indicators by year

Multiples at each year's closing price; margins and returns from that year's accounts.

Indicator20252024202320222021202020192018
P/E10.2720.3615.5033.3152.7065.2851.6047.96
P/B2.654.143.133.9710.1113.707.516.41
EV/EBITDA7.5913.1210.0715.5539.4960.3333.3530.15
Dividend yield0.24%———————
Earnings per shareUS$5.68US$4.19US$3.96US$2.14US$3.58US$3.59US$2.10US$1.75
Book value per shareUS$22.00US$20.64US$19.64US$17.92US$18.65US$17.09US$14.40US$13.11
ROE25.83%20.31%20.17%11.93%19.19%20.99%14.56%13.37%
ROIC20.20%18.14%19.91%13.91%21.02%17.19%20.11%30.26%
EBITDA margin21.19%19.99%20.49%18.73%21.78%20.87%20.43%19.22%
Net margin15.78%13.04%14.26%8.79%16.43%19.59%13.84%13.31%
Net debt/EBITDA-0.06-0.16-0.72-0.09-0.26-0.93-1.60-3.07

PYPL financial statements

Line202520242023202220212020
Net revenueUS$33.2bnUS$31.8bnUS$29.8bnUS$27.5bnUS$25.4bnUS$21.5bn
Cost of sales——————
Gross profit——————
EBITDAUS$7bnUS$6.4bnUS$6.1bnUS$5.2bnUS$5.5bnUS$4.5bn
EBITUS$6.1bnUS$5.3bnUS$5bnUS$3.8bnUS$4.3bnUS$3.3bn
Net finance resultUS$227mUS$4mUS$383m-US$471m-US$163mUS$1.8bn
Profit before tax———US$3.4bnUS$4.1bnUS$5.1bn
Income tax-US$1.1bn-US$1.2bn-US$1.2bn-US$947mUS$70m-US$863m
Net incomeUS$5.2bnUS$4.1bnUS$4.2bnUS$2.4bnUS$4.2bnUS$4.2bn

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does PYPL pay dividends?

Dividend yield per year

  • 0.24%2025
  • 0.79%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend03/09/202625/09/2026US$0.14
Dividend03/06/202625/06/2026US$0.14
Dividend03/03/202625/03/2026US$0.14
Dividend18/11/202510/12/2025US$0.14

About Paypal Holdings

Sector
Services

Questions about PYPL

How much is PYPL today?

PYPL is at US$53.06 (1.01% on the day), last traded on 01/10/2026.

How much did PYPL pay in dividends in 2025?

PYPL paid US$0.14 per share in 2025, a dividend yield of 0.24%.

What are the P/E and P/B of PYPL?

PYPL trades at a P/E of 9.25 and a P/B of 2.34.

How much did PYPL return in 12 months?

PYPL returned -20.79% in 12 months, with annualised volatility of 43.53% and a largest drawdown of -37.12%.