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USB-PH

U.S. Bancorp

US$18.330.00% (US$0.00)
Day's range
US$18.23 – US$18.41
Day's volume
US$1.4m
52-week range
US$16.87 – US$18.65

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See how USB-PH weighs in your net worth, what it has paid you and how far it is from your target allocation.

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USB-PH in numbers

Market cap
US$28.6bn
P/E
3.50
P/B
0.42
Dividend yield (12m)
6.38%

The 12-month dividend yield of USB-PH is 6.38%, above its 5-year average of 5.98%.

USB-PH price history

02/10/202501/10/2026
Compare with

USB-PH risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return+3.47%+16.07%+2.07%
Volatility (annualised)11.45%11.52%14.83%
Largest drawdown-3.96%-18.02%-25.47%
Positive months5/1219/3630/60

How much did investing in USB-PH return?

US$1,000.00 invested on 01/09/2021 would be worth US$1,022.66 today.

Value today in USB-PH
US$1,022.66
Return over the period
+2.27%
Return per year
+0.45%
In the S&P 500
US$1,776.31

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

USB-PH fundamentals

Valuation

  • P/E
    3.50
  • P/B
    0.42
  • EV/EBITDA
    —
  • EV/EBIT
    —
  • EV/Revenue
    2.22
  • P/EBIT
    —
  • P/S
    0.96
  • P/OCF
    2.28
  • P/FCF
    —
  • Earnings yield
    —
  • PEG ratio
    —
  • Earnings per share
    US$5.24
  • Book value per share
    US$43.28

Debt

  • Net debt
    US$37.3bn
  • Net debt/EBITDA
    —
  • Net debt/Equity
    0.55
  • Debt/Equity
    0.55
  • Current ratio
    —
  • Quick ratio
    —
  • Cash ratio
    —

Efficiency

  • Gross margin
    —
  • EBITDA margin
    —
  • Operating margin
    —
  • Net margin
    27.51%
  • Asset turnover
    0.04

Profitability

  • ROE
    12.11%
  • ROA
    1.13%
  • ROIC
    —
  • Payout
    22.30%

Growth

  • Revenue CAGR (5 years)
    —
  • Earnings CAGR (5 years)
    2.10%
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

What is USB-PH's fair price?

Two classic value formulas, with today's numbers. The current price is US$18.33.

Graham's fair price
US$71.45
289.80% above the price

√(22.50 × US$5.24 × US$43.28)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
US$20.27
10.59% above the price

US$1.22 (5-year average) ÷ 6%

Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.

Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.

USB-PH indicators by year

Multiples at each year's closing price; margins and returns from that year's accounts.

Indicator20252024202320222021202020192018
P/E3.665.465.834.844.637.504.734.22
P/B0.430.590.570.550.670.700.630.59
Dividend yield7.45%7.14%6.91%4.82%3.57%3.59%4.13%4.74%
Earnings per shareUS$4.87US$4.04US$3.48US$3.80US$5.37US$3.30US$4.54US$4.43
Book value per shareUS$41.96US$37.55US$35.50US$33.16US$37.01US$35.35US$34.06US$31.88
ROE11.61%10.75%9.82%11.47%14.50%9.34%13.33%13.91%
Net margin26.42%22.94%19.29%23.97%———31.35%

USB-PH financial statements

Line202520242023202220212020
Net revenueUS$28.7bnUS$27.5bnUS$28.1bnUS$24.3bn——
Cost of sales——————
Gross profit——————
EBITDA——————
EBIT——————
Net finance result——————
Profit before taxUS$9.5bnUS$7.9bnUS$6.9bnUS$7.3bnUS$10.2bnUS$6.1bn
Income tax-US$1.9bn-US$1.6bn-US$1.4bn-US$1.5bn-US$2.2bn-US$1.1bn
Net incomeUS$7.6bnUS$6.3bnUS$5.4bnUS$5.8bnUS$8bnUS$5bn

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does USB-PH pay dividends?

Announced payments
TypeLast day to ownPaymentPer share
Dividend29/09/202615/10/2026US$0.29

Dividend yield per year

  • 3.93%2017
  • 4.74%2018
  • 4.13%2019
  • 3.59%2020
  • 3.57%2021
  • 4.82%2022
  • 6.91%2023
  • 7.14%2024
  • 7.45%2025
  • 4.77%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend29/06/202615/07/2026US$0.29
Dividend30/03/202615/04/2026US$0.28
Dividend30/12/202515/01/2026US$0.30
Dividend29/09/202515/10/2025US$0.33
Dividend27/06/202515/07/2025US$0.32
Dividend28/03/202515/04/2025US$0.32
Dividend30/12/202415/01/2025US$0.35
Dividend27/09/202415/10/2024US$0.39
Dividend27/06/202415/07/2024US$0.39
Dividend26/03/202415/04/2024US$0.39
Dividend27/12/202316/01/2024US$0.40
Dividend27/09/202316/10/2023US$0.39
See all 39 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Dividend28/06/202317/07/2023US$0.37
Dividend29/03/202317/04/2023US$0.34
Dividend28/12/202217/01/2023US$0.30
Dividend28/09/202217/10/2022US$0.22
Dividend28/06/202215/07/2022US$0.22
Dividend29/03/202215/04/2022US$0.22
Dividend29/12/202118/01/2022US$0.22
Dividend28/09/202115/10/2021US$0.22
Dividend28/06/202115/07/2021US$0.22
Dividend29/03/202115/04/2021US$0.22
Dividend29/12/202015/01/2021US$0.22
Dividend28/09/202015/10/2020US$0.22
Dividend26/06/202015/07/2020US$0.22
Dividend27/03/202015/04/2020US$0.22
Dividend27/12/201915/01/2020US$0.22
Dividend26/09/201915/10/2019US$0.22
Dividend26/06/201915/07/2019US$0.22
Dividend27/03/201915/04/2019US$0.22
Dividend27/12/201815/01/2019US$0.22
Dividend26/09/201815/10/2018US$0.22
Dividend27/06/201816/07/2018US$0.22
Dividend27/03/201816/04/2018US$0.22
Dividend27/12/201716/01/2018US$0.22
Dividend27/09/201716/10/2017US$0.22
Dividend27/06/201717/07/2017US$0.22
Dividend28/03/201717/04/2017US$0.22
Dividend27/12/201617/01/2017US$0.22

About U.s. Bancorp

Sector
Finance, insurance and real estate

Questions about USB-PH

How much is USB-PH today?

USB-PH is at US$18.33 (0.00% on the day), last traded on 01/10/2026.

How much did USB-PH pay in dividends in 2025?

USB-PH paid US$1.33 per share in 2025, a dividend yield of 7.45%.

When is the next USB-PH dividend?

The next announced payment is US$0.29 per share on 15/10/2026.

What are the P/E and P/B of USB-PH?

USB-PH trades at a P/E of 3.50 and a P/B of 0.42.

How much did USB-PH return in 12 months?

USB-PH returned 3.47% in 12 months, with annualised volatility of 11.45% and a largest drawdown of -3.96%.