US · USD
USB-PS
U.S. Bancorp
- Day's range
- US$15.95 – US$16.36
- Day's volume
- US$777.8k
- 52-week range
- US$16.02 – US$18.65
Follow USB-PS on Fuolio
See how USB-PS weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountUSB-PS in numbers
- Market cap
- US$25.3bn
- P/E
- 3.08
- P/B
- 0.37
- Dividend yield (12m)
- 6.97%
The 12-month dividend yield of USB-PS is 6.97%, above its 5-year average of 5.43%.
USB-PS price history
USB-PS risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months |
|---|---|---|
| Return | -5.42% | +2.60% |
| Volatility (annualised) | 7.22% | 10.48% |
| Largest drawdown | -8.36% | -16.78% |
| Positive months | 6/12 | 21/36 |
How much did investing in USB-PS return?
US$1,000.00 invested on 01/03/2022 would be worth US$931.45 today.
- Value today in USB-PS
- US$931.45
- Return over the period
- -6.85%
- Return per year
- -1.54%
- In the S&P 500
- US$1,704.64
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
USB-PS fundamentals
Valuation
- P/E3.08
- P/B0.37
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue2.11
- P/EBIT—
- P/S0.85
- P/OCF2.02
- P/FCF—
- Earnings yield—
- PEG ratio—
- Earnings per shareUS$5.24
- Book value per shareUS$43.28
Debt
- Net debtUS$37.3bn
- Net debt/EBITDA—
- Net debt/Equity0.55
- Debt/Equity0.55
- Current ratio—
- Quick ratio—
- Cash ratio—
Efficiency
- Gross margin—
- EBITDA margin—
- Operating margin—
- Net margin27.51%
- Asset turnover0.04
Profitability
- ROE12.11%
- ROA1.13%
- ROIC—
- Payout21.46%
Growth
- Revenue CAGR (5 years)—
- Earnings CAGR (5 years)2.10%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is USB-PS's fair price?
Two classic value formulas, with today's numbers. The current price is US$16.14.
- Graham's fair price
- US$71.45
- 342.69% above the price
√(22.50 × US$5.24 × US$43.28)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- US$17.27
- 6.97% above the price
US$1.04 (4-year average) ÷ 6%
Décio Bazin only bought shares yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years divided by 6%.
Graham ignores growth and debt; Bazin assumes past distributions will repeat. They are reference points for comparison, not a buy recommendation.
USB-PS indicators by year
Multiples at each year's closing price; margins and returns from that year's accounts.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 3.73 | 4.99 | 5.61 | 4.82 | — | — | — | — |
| P/B | 0.43 | 0.54 | 0.55 | 0.55 | — | — | — | — |
| Dividend yield | 6.19% | 5.59% | 5.76% | 4.19% | — | — | — | — |
| Earnings per share | US$4.87 | US$4.04 | US$3.48 | US$3.80 | US$5.37 | US$3.30 | US$4.54 | US$4.43 |
| Book value per share | US$41.96 | US$37.55 | US$35.50 | US$33.16 | US$37.01 | US$35.35 | US$34.06 | US$31.88 |
| ROE | 11.61% | 10.75% | 9.82% | 11.47% | 14.50% | 9.34% | 13.33% | 13.91% |
| Net margin | 26.42% | 22.94% | 19.29% | 23.97% | — | — | — | 31.35% |
USB-PS financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | US$28.7bn | US$27.5bn | US$28.1bn | US$24.3bn | — | — |
| Cost of sales | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Net finance result | — | — | — | — | — | — |
| Profit before tax | US$9.5bn | US$7.9bn | US$6.9bn | US$7.3bn | US$10.2bn | US$6.1bn |
| Income tax | -US$1.9bn | -US$1.6bn | -US$1.4bn | -US$1.5bn | -US$2.2bn | -US$1.1bn |
| Net income | US$7.6bn | US$6.3bn | US$5.4bn | US$5.8bn | US$8bn | US$5bn |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does USB-PS pay dividends?
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 29/09/2026 | 15/10/2026 | US$0.28 |
Dividend yield per year
- 4.19%2022
- 5.76%2023
- 5.59%2024
- 6.19%2025
- 5.20%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 29/06/2026 | 15/07/2026 | US$0.28 |
| Dividend | 30/03/2026 | 15/04/2026 | US$0.28 |
| Dividend | 30/12/2025 | 15/01/2026 | US$0.28 |
| Dividend | 29/09/2025 | 15/10/2025 | US$0.28 |
| Dividend | 27/06/2025 | 15/07/2025 | US$0.28 |
| Dividend | 28/03/2025 | 15/04/2025 | US$0.28 |
| Dividend | 30/12/2024 | 15/01/2025 | US$0.28 |
| Dividend | 27/09/2024 | 15/10/2024 | US$0.28 |
| Dividend | 27/06/2024 | 15/07/2024 | US$0.28 |
| Dividend | 26/03/2024 | 15/04/2024 | US$0.28 |
| Dividend | 27/12/2023 | 16/01/2024 | US$0.28 |
| Dividend | 27/09/2023 | 16/10/2023 | US$0.28 |
See all 18 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 28/06/2023 | 17/07/2023 | US$0.28 |
| Dividend | 29/03/2023 | 17/04/2023 | US$0.28 |
| Dividend | 28/12/2022 | 17/01/2023 | US$0.28 |
| Dividend | 28/09/2022 | 17/10/2022 | US$0.28 |
| Dividend | 28/06/2022 | 15/07/2022 | US$0.28 |
| Dividend | 29/03/2022 | 15/04/2022 | US$0.21 |
About U.s. Bancorp
- Sector
- Finance, insurance and real estate
Questions about USB-PS
How much is USB-PS today?
USB-PS is at US$16.14 (-0.62% on the day), last traded on 02/10/2026.
How much did USB-PS pay in dividends in 2025?
USB-PS paid US$1.13 per share in 2025, a dividend yield of 6.19%.
When is the next USB-PS dividend?
The next announced payment is US$0.28 per share on 15/10/2026.
What are the P/E and P/B of USB-PS?
USB-PS trades at a P/E of 3.08 and a P/B of 0.37.
How much did USB-PS return in 12 months?
USB-PS returned -5.42% in 12 months, with annualised volatility of 7.22% and a largest drawdown of -8.36%.