US · USD

AFRM

Affirm Holdings Inc

$74.75+5.62% ($3.98)
Day's range
$70.25 – $74.93
Day's volume
$316.7M
52-week range
$42.53 – $85.78

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AFRM in numbers

Dividend yield (12m)
0.00%
Net debt/EBITDA
11.33

AFRM price history

10/06/202510/05/2026
Compare with

AFRM risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return+5.36%+117.23%-40.99%
Volatility (annualized)57.70%72.24%94.76%
Largest drawdown-38.44%-48.20%-92.37%
Positive months7/1218/3628/60

How much did investing in AFRM return?

$1,000.00 invested on 11/01/2021 would be worth $590.07 today.

Value today in AFRM
$590.07
Return over the period
-40.99%
Return per year
-10.16%
In the S&P 500
$1,702.20

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

AFRM fundamentals

Debt

  • Net debt
    $8.2B
  • Net debt/EBITDA
    11.33
  • Net debt/Equity
    1.49
  • Debt/Equity
    1.79
  • Current ratio
    —
  • Quick ratio
    —
  • Cash ratio
    —

Efficiency

  • Gross margin
    —
  • EBITDA margin
    49.89%
  • Operating margin
    28.88%
  • Net margin
    133.65%
  • Asset turnover
    0.09

Profitability

  • ROE
    35.19%
  • ROA
    12.22%
  • ROIC
    3.06%
  • Payout
    —

Growth

  • Revenue CAGR (5 years)
    27.45%
  • Earnings CAGR (5 years)
    —
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

AFRM's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator20262025202420232022202120202019
ROE35.19%1.70%-18.95%-38.88%-27.02%-17.12%30.67%45.73%
ROIC3.06%-0.79%-17.32%-47.20%-32.28%-14.82%——
EBITDA margin49.89%12.37%-54.09%-170.07%-145.44%-84.70%-35.62%-87.10%
Net margin133.65%4.68%-62.68%-157.17%-126.50%-102.71%-40.78%-85.87%
Net debt/EBITDA11.3345.39——————

AFRM's financial statements

Line202620252024202320222021
Net revenue$1.4B$1.1B$826M$626.9M$559.2M$429.4M
Cost of revenue——————
Gross profit——————
EBITDA$720.3M$137.8M-$446.8M-$1.1B-$813.3M-$363.7M
EBIT$417M-$87.3M-$615.8M-$1.2B-$866M-$383.7M
Financial result——————
Income before tax$492.7M$61.5M-$515.5M-$989.2M-$724.8M-$443.4M
Income tax$1.4B-$9.3M-$2.2M$3.9M$17.4M$2.3M
Net income$1.9B$52.2M-$517.8M-$985.3M-$707.4M-$441M

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does AFRM pay dividends?

AFRM has no distributions on record.

About Affirm Holdings

Sector
Finance, insurance and real estate

Questions about AFRM

How much is AFRM today?

AFRM is at $74.75 (5.62% on the day), last traded on 10/05/2026.

How much did AFRM return in 12 months?

AFRM returned 5.36% in 12 months, with annualized volatility of 57.70% and a largest drawdown of -38.44%.