US · USD

ALLY

Ally Financial Inc

$37.90+0.71% ($0.27)Updated 10/6/26, 10:58 AM

Day's range: $37.72 – $38.01
Day's volume: $12.5M
52-week range: $35.47 – $46.92

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ALLY in numbers

Market cap: $11.5B

P/E: 7.93

P/B: 0.74

Dividend yield (12m): 3.17%

The 12-month dividend yield of ALLY is 3.17%, below its 5-year average of 3.23%.

ALLY price history

10/06/202510/06/2026

Compare with

ALLY risk and return

Monthly closes adjusted for splits and distributions.

Metric	12 months	36 months	60 months
Return	-6.31%	+41.10%	-2.80%
Volatility (annualized)	24.70%	28.87%	35.07%
Largest drawdown	-17.56%	-25.76%	-49.65%
Positive months	4/12	18/36	30/60

How much did investing in ALLY return?

Amount invested

$1,000.00 invested on 11/01/2021 would be worth $972.04 today.

Value today in ALLY: $972.04

Return over the period: -2.80%

Return per year: -0.57%

In the S&P 500: $1,713.88

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

ALLY fundamentals

Valuation

P/E
7.93
P/B
0.74
EV/EBITDA
—
EV/EBIT
—
EV/Revenue
21.74
P/EBIT
—
P/S
9.40
P/OCF
2.53
P/FCF
—
Earnings yield
—
PEG ratio
—
Earnings per share
$4.78
Book value per share
$50.92

Debt

Net debt
$15.1B
Net debt/EBITDA
—
Net debt/Equity
0.98
Debt/Equity
1.48
Current ratio
—
Quick ratio
—
Cash ratio
—

Efficiency

Gross margin
—
EBITDA margin
—
Operating margin
—
Net margin
118.60%
Asset turnover
0.01

Profitability

ROE
9.39%
ROA
0.73%
ROIC
—
Payout
25.11%

Growth

Revenue CAGR (5 years)
-13.99%
Earnings CAGR (5 years)
-12.65%
Revenue growth (year)
—
Earnings growth (year)
—
Revenue growth (quarter)
—
Earnings growth (quarter)
—

What is ALLY's fair price?

Two classic value formulas, with today's numbers. The current price is $37.90.

Graham's fair price: $74.00; 95.27% above the price

√(22.50 × $4.78 × $50.92)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price: $18.93; 50.04% below the price

$1.14 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

ALLY's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator	2025	2024	2023	2022	2021	2020	2019	2018
P/E	16.43	16.56	11.09	4.29	5.18	12.29	6.68	7.22
P/B	0.90	0.80	0.77	0.57	0.93	0.91	0.80	0.69
Dividend yield	2.65%	3.33%	3.44%	4.91%	1.85%	2.13%	2.23%	2.47%
Earnings per share	$2.76	$2.18	$3.15	$5.70	$9.18	$2.90	$4.57	$3.14
Book value per share	$50.14	$45.27	$45.08	$42.75	$51.17	$39.31	$38.43	$32.95
ROE	5.50%	4.80%	6.98%	13.33%	17.95%	7.38%	11.90%	9.52%
Net margin	68.49%	55.76%	98.86%	188.77%	359.15%	144.09%	235.90%	183.31%

ALLY's financial statements

Line	2025	2024	2023	2022	2021	2020
Net revenue	$1.2B	$1.2B	$968M	$908M	$852M	$753M
Cost of revenue	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—
EBITDA	—	—	—	—	—	—
EBIT	—	—	—	—	—	—
Financial result	—	—	—	—	—	—
Income before tax	$1.1B	$836M	$1.1B	$2.3B	$3.9B	$1.4B
Income tax	-$199M	-$167M	-$144M	-$627M	-$790M	-$328M
Net income	$852M	$668M	$957M	$1.7B	$3.1B	$1.1B

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does ALLY pay dividends?

Dividend yield per year

1.37%2017
2.47%2018
2.23%2019
2.13%2020
1.85%2021
4.91%2022
3.44%2023
3.33%2024
2.65%2025
2.37%2026

Payment history
Type	Last day to own	Payment	Per share
Dividend	07/30/2026	08/14/2026	$0.30
Dividend	04/30/2026	05/15/2026	$0.30
Dividend	01/30/2026	02/17/2026	$0.30
Dividend	10/30/2025	11/14/2025	$0.30
Dividend	07/31/2025	08/15/2025	$0.30
Dividend	04/30/2025	05/15/2025	$0.30
Dividend	01/30/2025	02/14/2025	$0.30
Dividend	10/31/2024	11/15/2024	$0.30
Dividend	07/31/2024	08/15/2024	$0.30
Dividend	04/29/2024	05/15/2024	$0.30
Dividend	01/30/2024	02/15/2024	$0.30
Dividend	10/30/2023	11/15/2023	$0.30

See all 40 distributions

Earlier distributions
Type	Last day to own	Payment	Per share
Dividend	07/28/2023	08/15/2023	$0.30
Dividend	04/27/2023	05/15/2023	$0.30
Dividend	01/30/2023	02/15/2023	$0.30
Dividend	10/28/2022	11/15/2022	$0.30
Dividend	07/28/2022	08/15/2022	$0.30
Dividend	04/28/2022	05/16/2022	$0.30
Dividend	01/28/2022	02/15/2022	$0.30
Dividend	10/28/2021	11/15/2021	$0.25
Dividend	07/29/2021	08/16/2021	$0.25
Dividend	04/28/2021	05/14/2021	$0.19
Dividend	01/28/2021	02/12/2021	$0.19
Dividend	10/28/2020	11/13/2020	$0.19
Dividend	07/29/2020	08/14/2020	$0.19
Dividend	04/29/2020	05/15/2020	$0.19
Dividend	01/29/2020	02/14/2020	$0.19
Dividend	10/30/2019	11/15/2019	$0.17
Dividend	07/30/2019	08/15/2019	$0.17
Dividend	04/29/2019	05/15/2019	$0.17
Dividend	01/30/2019	02/15/2019	$0.17
Dividend	10/30/2018	11/15/2018	$0.15
Dividend	07/30/2018	08/15/2018	$0.15
Dividend	04/27/2018	05/15/2018	$0.13
Dividend	01/30/2018	02/15/2018	$0.13
Dividend	10/30/2017	11/15/2017	$0.12
Dividend	07/27/2017	08/15/2017	$0.12
Dividend	04/26/2017	05/15/2017	$0.08
Dividend	01/27/2017	02/15/2017	$0.08
Dividend	10/27/2016	11/15/2016	$0.08

About Ally Financial

Sector: Finance, insurance and real estate

Questions about ALLY

How much is ALLY today?

ALLY is at $37.90 (0.71% on the day), last traded on 10/06/2026.

How much did ALLY pay in dividends in 2025?

ALLY paid $1.20 per share in 2025, a dividend yield of 2.65%.

What are the P/E and P/B of ALLY?

ALLY trades at a P/E of 7.93 and a P/B of 0.74.

How much did ALLY return in 12 months?

ALLY returned -6.31% in 12 months, with annualized volatility of 24.70% and a largest drawdown of -17.56%.