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C

Citigroup Inc.

$126.90-2.98% (-$3.90)
Day's range
$129.45 – $131.20
Day's volume
$1.2B
52-week range
$91.98 – $144.93

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See how C weighs in your net worth, what it has paid you and how far it is from your target allocation.

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C in numbers

Market cap
$226.5B
P/E
15.52
P/B
1.05
Dividend yield (12m)
1.95%

The 12-month dividend yield of C is 1.95%, below its 5-year average of 3.40%.

C price history

10/01/202510/01/2026
Compare with

C risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return+30.61%+259.41%+120.47%
Volatility (annualized)22.13%24.29%28.38%
Largest drawdown-7.02%-15.44%-38.66%
Positive months6/1221/3630/60

How much did investing in C return?

$1,000.00 invested on 10/01/2021 would be worth $2,160.74 today.

Value today in C
$2,160.74
Return over the period
+116.07%
Return per year
+16.66%
In the S&P 500
$1,665.97

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

C fundamentals

Valuation

  • P/E
    15.52
  • P/B
    1.05
  • EV/EBITDA
    —
  • EV/EBIT
    —
  • EV/Revenue
    7.21
  • P/EBIT
    —
  • P/S
    2.66
  • P/OCF
    -3.35
  • P/FCF
    -3.05
  • Earnings yield
    —
  • PEG ratio
    —
  • Earnings per share
    $8.18
  • Book value per share
    $121.36

Debt

  • Net debt
    $387.6B
  • Net debt/EBITDA
    —
  • Net debt/Equity
    1.83
  • Debt/Equity
    1.83
  • Current ratio
    —
  • Quick ratio
    —
  • Cash ratio
    —

Efficiency

  • Gross margin
    —
  • EBITDA margin
    —
  • Operating margin
    —
  • Net margin
    16.79%
  • Asset turnover
    0.03

Profitability

  • ROE
    6.74%
  • ROA
    0.54%
  • ROIC
    —
  • Payout
    30.20%

Growth

  • Revenue CAGR (5 years)
    2.45%
  • Earnings CAGR (5 years)
    5.31%
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

What is C's fair price?

Two classic value formulas, with today's numbers. The current price is $126.90.

Graham's fair price
$149.43
17.76% above the price

√(22.50 × $8.18 × $121.36)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
$35.53
72.00% below the price

$2.13 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

C's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator20252024202320222021202020192018
P/E14.2710.4610.655.925.4511.658.676.78
P/B0.960.640.480.440.590.650.870.62
Dividend yield1.99%3.10%4.04%4.51%3.38%3.31%2.40%2.96%
Earnings per share$8.18$6.73$4.83$7.64$11.08$5.29$9.21$7.67
Book value per share$121.36$110.69$107.49$103.51$101.96$95.55$91.74$83.44
ROE6.74%6.08%4.49%7.38%10.87%5.54%10.04%9.20%
Gross margin—————76.83%88.83%89.61%
Net margin16.79%15.71%11.82%19.70%30.54%14.63%25.84%24.77%

C's financial statements

Line202520242023202220212020
Net revenue$85.2B$80.7B$78.1B$75.3B$71.9B$75.5B
Cost of revenue—————-$17.5B
Gross profit—————$58B
EBITDA——————
EBIT——————
Financial result——————
Income before tax$19.8B$17B$12.9B$18.8B$27.5B$13.6B
Income tax-$5.4B-$4.2B-$3.5B-$3.6B-$5.5B-$2.5B
Net income$14.3B$12.7B$9.2B$14.8B$22B$11B

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does C pay dividends?

Dividend yield per year

  • 1.29%2017
  • 2.96%2018
  • 2.40%2019
  • 3.31%2020
  • 3.38%2021
  • 4.51%2022
  • 4.04%2023
  • 3.10%2024
  • 1.99%2025
  • 1.44%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend07/31/202608/28/2026$0.67
Dividend05/01/202605/22/2026$0.60
Dividend01/30/202602/27/2026$0.60
Dividend10/31/202511/26/2025$0.60
Dividend08/01/202508/22/2025$0.60
Dividend05/02/202505/23/2025$0.56
Dividend01/31/202502/28/2025$0.56
Dividend11/01/202411/22/2024$0.56
Dividend08/02/202408/23/2024$0.56
Dividend05/02/202405/24/2024$0.53
Dividend02/01/202402/23/2024$0.53
Dividend11/02/202311/22/2023$0.53
See all 40 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Dividend08/03/202308/25/2023$0.53
Dividend04/27/202305/26/2023$0.51
Dividend02/02/202302/24/2023$0.51
Dividend11/03/202211/23/2022$0.51
Dividend07/28/202208/26/2022$0.51
Dividend04/28/202205/27/2022$0.51
Dividend02/03/202202/25/2022$0.51
Dividend10/28/202111/24/2021$0.51
Dividend07/29/202108/27/2021$0.51
Dividend04/29/202105/28/2021$0.51
Dividend01/28/202102/26/2021$0.51
Dividend10/29/202011/25/2020$0.51
Dividend07/30/202008/28/2020$0.51
Dividend04/30/202005/22/2020$0.51
Dividend01/30/202002/28/2020$0.51
Dividend10/31/201911/22/2019$0.51
Dividend08/01/201908/23/2019$0.51
Dividend05/02/201905/24/2019$0.45
Dividend01/31/201902/22/2019$0.45
Dividend11/01/201811/21/2018$0.45
Dividend08/02/201808/24/2018$0.45
Dividend05/03/201805/25/2018$0.32
Dividend02/01/201802/23/2018$0.32
Dividend11/02/201711/22/2017$0.32
Dividend08/02/201708/25/2017$0.32
Dividend04/26/201705/26/2017$0.16
Dividend02/01/201702/24/2017$0.16
Dividend11/02/201611/23/2016$0.16

About Citigroup

Sector
Finance, insurance and real estate

Questions about C

How much is C today?

C is at $126.90 (-2.98% on the day), last traded on 10/01/2026.

How much did C pay in dividends in 2025?

C paid $2.32 per share in 2025, a dividend yield of 1.99%.

What are the P/E and P/B of C?

C trades at a P/E of 15.52 and a P/B of 1.05.

How much did C return in 12 months?

C returned 30.61% in 12 months, with annualized volatility of 22.13% and a largest drawdown of -7.02%.