US · USD
CACC
Credit Acceptance Corporation
- Day's range
- $529.68 – $538.96
- Day's volume
- $37.9M
- 52-week range
- $411.04 – $657.20
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- Market cap
- $5.6B
- P/E
- 70.87
- P/B
- 3.48
- Dividend yield (12m)
- 0.00%
CACC trades at 70.87 times its earnings of the last 12 months.
CACC price history
CACC risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | +16.15% | +17.41% | -14.13% |
| Volatility (annualized) | 36.47% | 30.97% | 35.07% |
| Largest drawdown | -16.61% | -26.34% | -41.48% |
| Positive months | 6/12 | 17/36 | 29/60 |
How much did investing in CACC return?
$1,000.00 invested on 11/01/2021 would be worth $852.22 today.
- Value today in CACC
- $852.22
- Return over the period
- -14.78%
- Return per year
- -3.19%
- In the S&P 500
- $1,708.29
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
CACC fundamentals
Valuation
- P/E70.87
- P/B3.48
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue2.39
- P/EBIT—
- P/S2.39
- P/OCF4.55
- P/FCF4.56
- Earnings yield—
- PEG ratio—
- Earnings per share$7.51
- Book value per share$153.06
Efficiency
- Gross margin—
- EBITDA margin—
- Operating margin—
- Net margin3.35%
- Asset turnover0.27
Profitability
- ROE4.91%
- ROA0.90%
- ROIC—
- Payout0.00%
Growth
- Revenue CAGR (5 years)5.33%
- Earnings CAGR (5 years)-38.67%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is CACC's fair price?
Two classic value formulas, with today's numbers. The current price is $532.55.
- Graham's fair price
- $160.87
- 69.79% below the price
√(22.50 × $7.51 × $153.06)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- —
- Does not apply to CACC: it paid no distributions in the last five years.
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
CACC's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 11,243,611.63 | 22,784,900.76 | 22,908,608.80 | 11,362,745.78 | 10,128,518.78 | 13.83 | 12.24 | 12.49 |
| P/B | 3.13 | 3.23 | 3.74 | 3.75 | 5.32 | 2.53 | 3.41 | 3.60 |
| Earnings per share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25.03 | $36.15 | $30.56 |
| Book value per share | $141.76 | $145.42 | $142.54 | $126.54 | $129.24 | $136.90 | $129.76 | $106.01 |
| ROE | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 18.28% | 27.86% | 28.83% |
| Net margin | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 25.22% | 44.06% | 44.64% |
CACC's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | $2.3B | $2.2B | $1.9B | $1.8B | $1.9B | $1.7B |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | $565.4M | $329.5M | $367.6M | $711.7M | $1.3B | $549.5M |
| Income tax | -$141.5M | -$81.6M | -$81.5M | -$175.9M | -$302.6M | -$128.5M |
| Net income | $423.9 | $247.9 | $286.1 | $535.8 | $958.3 | $421M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does CACC pay dividends?
CACC has no distributions on record.
About Credit Acceptance
- Sector
- Finance, insurance and real estate
Questions about CACC
How much is CACC today?
CACC is at $532.55 (0.23% on the day), last traded on 10/07/2026.
What are the P/E and P/B of CACC?
CACC trades at a P/E of 70.87 and a P/B of 3.48.
How much did CACC return in 12 months?
CACC returned 16.15% in 12 months, with annualized volatility of 36.47% and a largest drawdown of -16.61%.