US · USD
CINF
Cincinnati Financial Corporation
- Day's range
- $161.13 – $163.44
- Day's volume
- $87.5M
- 52-week range
- $148.06 – $190.94
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See how CINF weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountCINF in numbers
- Market cap
- $24.9B
- P/E
- 7.48
- P/B
- 1.49
- Dividend yield (12m)
- 2.28%
The 12-month dividend yield of CINF is 2.28%, below its 5-year average of 2.39%.
CINF price history
CINF risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | -1.08% | +69.63% | +61.18% |
| Volatility (annualized) | 22.29% | 20.92% | 23.84% |
| Largest drawdown | -13.43% | -13.76% | -33.27% |
| Positive months | 5/12 | 21/36 | 33/60 |
How much did investing in CINF return?
$1,000.00 invested on 11/01/2021 would be worth $1,611.82 today.
- Value today in CINF
- $1,611.82
- Return over the period
- +61.18%
- Return per year
- +10.18%
- In the S&P 500
- $1,702.20
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
CINF fundamentals
Valuation
- P/E7.48
- P/B1.49
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue1.70
- P/EBIT—
- P/S1.78
- P/OCF7.28
- P/FCF7.32
- Earnings yield—
- PEG ratio—
- Earnings per share$21.68
- Book value per share$108.62
Debt
- Net debt-$1.1B
- Net debt/EBITDA—
- Net debt/Equity-0.07
- Debt/Equity0.05
- Current ratio—
- Quick ratio—
- Cash ratio—
Efficiency
- Gross margin—
- EBITDA margin—
- Operating margin—
- Net margin23.84%
- Asset turnover0.32
Profitability
- ROE19.96%
- ROA7.70%
- ROIC—
- Payout17.02%
Growth
- Revenue CAGR (5 years)8.12%
- Earnings CAGR (5 years)3.10%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is CINF's fair price?
Two classic value formulas, with today's numbers. The current price is $162.14.
- Graham's fair price
- $230.17
- 41.96% above the price
√(22.50 × $21.68 × $108.62)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $49.10
- 69.72% below the price
$2.95 (5-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
CINF's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 10.62 | 9.81 | 8.79 | -33.06 | 6.16 | 11.58 | 8.57 | 43.95 |
| P/B | 1.60 | 1.61 | 1.34 | 1.52 | 1.43 | 1.31 | 1.73 | 1.61 |
| Dividend yield | 2.09% | 2.21% | 2.84% | 2.64% | 2.19% | 2.70% | 2.10% | 2.70% |
| Earnings per share | $15.38 | $14.64 | $11.76 | -$3.10 | $18.50 | $7.54 | $12.28 | $1.76 |
| Book value per share | $102.24 | $89.03 | $77.22 | $67.17 | $79.56 | $66.93 | $60.63 | $48.07 |
| ROE | 15.04% | 16.45% | 15.23% | -4.61% | 23.25% | 11.27% | 20.25% | 3.66% |
| Net margin | 18.95% | 20.22% | 18.41% | -7.42% | 30.83% | 16.14% | 25.20% | 5.31% |
CINF's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | $12.6B | $11.3B | $10B | $6.6B | $9.6B | $7.5B |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | $3B | $2.9B | $2.3B | -$694M | $3.7B | $1.5B |
| Income tax | -$587M | -$566M | -$433M | $207M | -$730M | -$283M |
| Net income | $2.4B | $2.3B | $1.8B | -$487M | $3B | $1.2B |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does CINF pay dividends?
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/22/2026 | 10/15/2026 | $0.94 |
Dividend yield per year
- 3.31%2017
- 2.70%2018
- 2.10%2019
- 2.70%2020
- 2.19%2021
- 2.64%2022
- 2.84%2023
- 2.21%2024
- 2.09%2025
- 1.70%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 06/22/2026 | 07/15/2026 | $0.94 |
| Dividend | 03/23/2026 | 04/15/2026 | $0.94 |
| Dividend | 12/19/2025 | 01/15/2026 | $0.87 |
| Dividend | 09/19/2025 | 10/15/2025 | $0.87 |
| Dividend | 06/20/2025 | 07/15/2025 | $0.87 |
| Dividend | 03/21/2025 | 04/15/2025 | $0.87 |
| Dividend | 12/18/2024 | 01/15/2025 | $0.81 |
| Dividend | 09/16/2024 | 10/15/2024 | $0.81 |
| Dividend | 06/17/2024 | 07/15/2024 | $0.81 |
| Dividend | 03/15/2024 | 04/15/2024 | $0.81 |
| Dividend | 12/15/2023 | 01/16/2024 | $0.75 |
| Dividend | 09/14/2023 | 10/16/2023 | $0.75 |
See all 40 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 06/14/2023 | 07/14/2023 | $0.75 |
| Dividend | 03/15/2023 | 04/14/2023 | $0.75 |
| Dividend | 12/14/2022 | 01/13/2023 | $0.69 |
| Dividend | 09/14/2022 | 10/14/2022 | $0.69 |
| Dividend | 06/15/2022 | 07/15/2022 | $0.69 |
| Dividend | 03/16/2022 | 04/15/2022 | $0.69 |
| Dividend | 12/14/2021 | 01/14/2022 | $0.63 |
| Dividend | 09/14/2021 | 10/15/2021 | $0.63 |
| Dividend | 06/15/2021 | 07/15/2021 | $0.63 |
| Dividend | 03/15/2021 | 04/15/2021 | $0.63 |
| Dividend | 12/14/2020 | 01/15/2021 | $0.60 |
| Dividend | 09/14/2020 | 10/15/2020 | $0.60 |
| Dividend | 06/15/2020 | 07/15/2020 | $0.60 |
| Dividend | 03/16/2020 | 04/15/2020 | $0.60 |
| Dividend | 12/17/2019 | 01/15/2020 | $0.56 |
| Dividend | 09/16/2019 | 10/15/2019 | $0.56 |
| Dividend | 06/17/2019 | 07/15/2019 | $0.56 |
| Dividend | 03/18/2019 | 04/15/2019 | $0.56 |
| Dividend | 12/17/2018 | 01/15/2019 | $0.53 |
| Dividend | 09/17/2018 | 10/15/2018 | $0.53 |
| Dividend | 06/18/2018 | 07/16/2018 | $0.53 |
| Dividend | 03/19/2018 | 04/16/2018 | $0.53 |
| Dividend | 12/18/2017 | 01/16/2018 | $0.50 |
| Dividend | 11/29/2017 | 12/15/2017 | $0.50 |
| Dividend | 09/20/2017 | 10/16/2017 | $0.50 |
| Dividend | 06/16/2017 | 07/14/2017 | $0.50 |
| Dividend | 03/17/2017 | 04/14/2017 | $0.50 |
| Dividend | 12/16/2016 | 01/17/2017 | $0.48 |
About Cincinnati Financial
- Sector
- Finance, insurance and real estate
Questions about CINF
How much is CINF today?
CINF is at $162.14 (0.12% on the day), last traded on 10/05/2026.
How much did CINF pay in dividends in 2025?
CINF paid $3.42 per share in 2025, a dividend yield of 2.09%.
When is the next CINF dividend?
The next announced payment is $0.94 per share on 10/15/2026.
What are the P/E and P/B of CINF?
CINF trades at a P/E of 7.48 and a P/B of 1.49.
How much did CINF return in 12 months?
CINF returned -1.08% in 12 months, with annualized volatility of 22.29% and a largest drawdown of -13.43%.