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COF

Capital One Financial Corporation

$190.70-2.93% (-$5.76)
Day's range
$192.91 – $197.00
Day's volume
$609.2M
52-week range
$174.73 – $254.96

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COF in numbers

Market cap
$118.4B
P/E
11.12
P/B
1.03
Dividend yield (12m)
1.68%

The 12-month dividend yield of COF is 1.68%, below its 5-year average of 1.72%.

COF price history

10/01/202510/01/2026
Compare with

COF risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return-6.07%+112.21%+32.56%
Volatility (annualized)24.19%26.33%30.99%
Largest drawdown-24.44%-24.44%-42.03%
Positive months6/1223/3634/60

How much did investing in COF return?

$1,000.00 invested on 10/01/2021 would be worth $1,378.87 today.

Value today in COF
$1,378.87
Return over the period
+37.89%
Return per year
+6.64%
In the S&P 500
$1,659.68

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

COF fundamentals

Valuation

  • P/E
    11.12
  • P/B
    1.03
  • EV/EBITDA
    —
  • EV/EBIT
    —
  • EV/Revenue
    12.03
  • P/EBIT
    —
  • P/S
    11.96
  • P/OCF
    3.77
  • P/FCF
    3.99
  • Earnings yield
    —
  • PEG ratio
    —
  • Earnings per share
    $17.15
  • Book value per share
    $185.49

Debt

  • Net debt
    $694M
  • Net debt/EBITDA
    —
  • Net debt/Equity
    0.01
  • Debt/Equity
    0.01
  • Current ratio
    —
  • Quick ratio
    —
  • Cash ratio
    —

Efficiency

  • Gross margin
    —
  • EBITDA margin
    —
  • Operating margin
    —
  • Net margin
    106.25%
  • Asset turnover
    0.01

Profitability

  • ROE
    9.24%
  • ROA
    1.56%
  • ROIC
    —
  • Payout
    18.66%

Growth

  • Revenue CAGR (5 years)
    18.50%
  • Earnings CAGR (5 years)
    -2.32%
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

What is COF's fair price?

Two classic value formulas, with today's numbers. The current price is $190.70.

Graham's fair price
$267.52
40.28% above the price

√(22.50 × $17.15 × $185.49)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
$41.33
78.33% below the price

$2.48 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

COF's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator20252024202320222021202020192018
P/E61.4514.3210.204.814.8416.738.485.88
P/B1.331.120.860.670.980.750.810.68
Dividend yield1.07%1.35%1.83%2.58%1.79%1.01%1.55%2.12%
Earnings per share$3.94$12.46$12.85$19.31$29.95$5.91$12.13$12.86
Book value per share$182.68$159.40$152.78$137.98$147.53$131.10$126.90$110.43
ROE2.16%7.81%8.41%14.00%20.30%4.51%9.56%11.64%
Net margin30.43%80.30%86.57%135.87%259.21%72.63%145.18%175.31%

COF's financial statements

Line202520242023202220212020
Net revenue$8.1B$5.9B$5.6B$5.4B$4.8B$3.7B
Cost of revenue——————
Gross profit——————
EBITDA——————
EBIT——————
Financial result——————
Income before tax$2.3B$5.9B$6B$9.2B$15.8B$3.2B
Income tax-$193M-$1.2B-$1.2B-$1.9B-$3.4B-$486M
Net income$2.5B$4.8B$4.9B$7.4B$12.4B$2.7B

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does COF pay dividends?

Dividend yield per year

  • 1.61%2017
  • 2.12%2018
  • 1.55%2019
  • 1.01%2020
  • 1.79%2021
  • 2.58%2022
  • 1.83%2023
  • 1.35%2024
  • 1.07%2025
  • 1.24%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend08/14/202609/01/2026$0.80
Dividend05/18/202606/01/2026$0.80
Dividend02/18/202603/02/2026$0.80
Dividend11/14/202512/01/2025$0.80
Dividend08/14/202509/02/2025$0.60
Dividend05/22/202506/05/2025$0.60
Dividend02/17/202503/03/2025$0.60
Dividend11/13/202411/22/2024$0.60
Dividend08/09/202408/23/2024$0.60
Dividend05/09/202405/24/2024$0.60
Dividend02/08/202402/23/2024$0.60
Dividend11/09/202311/24/2023$0.60
See all 40 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Dividend08/03/202308/18/2023$0.60
Dividend05/11/202305/26/2023$0.60
Dividend02/02/202302/17/2023$0.60
Dividend11/09/202211/25/2022$0.60
Dividend08/04/202208/19/2022$0.60
Dividend05/12/202205/27/2022$0.60
Dividend02/10/202202/25/2022$0.60
Dividend11/11/202111/26/2021$0.60
Dividend08/05/202108/20/2021$1.20
Dividend05/13/202105/28/2021$0.40
Dividend02/15/202103/01/2021$0.40
Dividend11/05/202011/19/2020$0.10
Dividend08/06/202008/20/2020$0.10
Dividend05/07/202005/21/2020$0.40
Dividend02/06/202002/21/2020$0.40
Dividend11/07/201911/22/2019$0.40
Dividend08/01/201908/15/2019$0.40
Dividend05/09/201905/23/2019$0.40
Dividend02/07/201902/22/2019$0.40
Dividend11/07/201811/23/2018$0.40
Dividend08/02/201808/16/2018$0.40
Dividend05/10/201805/24/2018$0.40
Dividend02/08/201802/23/2018$0.40
Dividend11/09/201711/24/2017$0.40
Dividend08/02/201708/17/2017$0.40
Dividend05/10/201705/25/2017$0.40
Dividend02/08/201702/24/2017$0.40
Dividend11/08/201611/25/2016$0.40

About Capital One Financial

Sector
Finance, insurance and real estate

Questions about COF

How much is COF today?

COF is at $190.70 (-2.93% on the day), last traded on 10/01/2026.

How much did COF pay in dividends in 2025?

COF paid $2.60 per share in 2025, a dividend yield of 1.07%.

What are the P/E and P/B of COF?

COF trades at a P/E of 11.12 and a P/B of 1.03.

How much did COF return in 12 months?

COF returned -6.07% in 12 months, with annualized volatility of 24.19% and a largest drawdown of -24.44%.