US · USD
ESNT
Essent Group Ltd
- Day's range
- $61.41 – $62.20
- Day's volume
- $42.6M
- 52-week range
- $55.56 – $69.63
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See how ESNT weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountESNT in numbers
- Market cap
- $5.6B
- P/E
- 8.17
- P/B
- 0.98
- Dividend yield (12m)
- 2.20%
The 12-month dividend yield of ESNT is 2.20%, above its 5-year average of 1.92%.
ESNT price history
ESNT risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | +0.35% | +34.30% | +62.96% |
| Volatility (annualized) | 22.90% | 22.13% | 22.49% |
| Largest drawdown | -14.28% | -14.91% | -22.41% |
| Positive months | 6/12 | 19/36 | 32/60 |
How much did investing in ESNT return?
$1,000.00 invested on 11/01/2021 would be worth $1,629.64 today.
- Value today in ESNT
- $1,629.64
- Return over the period
- +62.96%
- Return per year
- +10.41%
- In the S&P 500
- $1,708.29
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
ESNT fundamentals
Valuation
- P/E8.17
- P/B0.98
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue4.21
- P/EBIT—
- P/S4.21
- P/OCF6.67
- P/FCF6.74
- Earnings yield—
- PEG ratio—
- Earnings per share$7.57
- Book value per share$63.01
Efficiency
- Gross margin—
- EBITDA margin—
- Operating margin—
- Net margin51.45%
- Asset turnover0.17
Profitability
- ROE12.02%
- ROA8.97%
- ROIC—
- Payout17.96%
Growth
- Revenue CAGR (5 years)6.22%
- Earnings CAGR (5 years)4.60%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is ESNT's fair price?
Two classic value formulas, with today's numbers. The current price is $61.90.
- Graham's fair price
- $103.63
- 67.41% above the price
√(22.50 × $7.57 × $63.01)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $16.40
- 73.51% below the price
$0.98 (5-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
ESNT's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 8.91 | 7.75 | 8.09 | 5.06 | 7.26 | 11.80 | 9.21 | 7.19 |
| P/B | 1.07 | 1.01 | 1.10 | 0.94 | 1.17 | 1.26 | 1.71 | 1.42 |
| Dividend yield | 1.91% | 2.06% | 1.90% | 2.21% | 1.54% | 1.48% | 0.58% | — |
| Earnings per share | $7.30 | $7.02 | $6.52 | $7.69 | $6.27 | $3.66 | $5.64 | $4.76 |
| Book value per share | $60.89 | $53.97 | $47.74 | $41.28 | $38.94 | $34.23 | $30.32 | $24.07 |
| ROE | 11.99% | 13.02% | 13.65% | 18.63% | 16.09% | 10.69% | 18.62% | 19.76% |
| Net margin | 54.72% | 58.69% | 62.75% | 83.07% | 66.29% | 43.24% | 64.05% | 64.97% |
ESNT's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | $1.3B | $1.2B | $1.1B | $1B | $1B | $955.2M |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | $821.9M | $855.5M | $823M | $988.2M | $822.3M | $490.1M |
| Income tax | -$131.9M | -$126.1M | -$126.6M | -$156.8M | -$140.5M | -$77.1M |
| Net income | $690M | $729.4M | $696.4M | $831.4M | $681.8M | $413M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does ESNT pay dividends?
Dividend yield per year
- 0.58%2019
- 1.48%2020
- 1.54%2021
- 2.21%2022
- 1.90%2023
- 2.06%2024
- 1.91%2025
- 1.70%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 08/28/2026 | 09/10/2026 | $0.35 |
| Dividend | 05/29/2026 | 06/10/2026 | $0.35 |
| Dividend | 03/12/2026 | 03/23/2026 | $0.35 |
| Dividend | 11/28/2025 | 12/10/2025 | $0.31 |
| Dividend | 08/28/2025 | 09/10/2025 | $0.31 |
| Dividend | 05/29/2025 | 06/10/2025 | $0.31 |
| Dividend | 03/13/2025 | 03/24/2025 | $0.31 |
| Dividend | 11/29/2024 | 12/11/2024 | $0.28 |
| Dividend | 08/29/2024 | 09/10/2024 | $0.28 |
| Dividend | 05/30/2024 | 06/10/2024 | $0.28 |
| Dividend | 03/11/2024 | 03/22/2024 | $0.28 |
| Dividend | 11/29/2023 | 12/11/2023 | $0.25 |
See all 29 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 08/30/2023 | 09/11/2023 | $0.25 |
| Dividend | 05/30/2023 | 06/12/2023 | $0.25 |
| Dividend | 03/08/2023 | 03/20/2023 | $0.25 |
| Dividend | 11/29/2022 | 12/12/2022 | $0.23 |
| Dividend | 08/30/2022 | 09/12/2022 | $0.22 |
| Dividend | 05/30/2022 | 06/10/2022 | $0.21 |
| Dividend | 03/08/2022 | 03/21/2022 | $0.20 |
| Dividend | 11/29/2021 | 12/10/2021 | $0.19 |
| Dividend | 08/30/2021 | 09/10/2021 | $0.18 |
| Dividend | 05/27/2021 | 06/10/2021 | $0.17 |
| Dividend | 03/08/2021 | 03/19/2021 | $0.16 |
| Dividend | 11/27/2020 | 12/10/2020 | $0.16 |
| Dividend | 08/27/2020 | 09/10/2020 | $0.16 |
| Dividend | 05/29/2020 | 06/12/2020 | $0.16 |
| Dividend | 03/06/2020 | 03/20/2020 | $0.16 |
| Dividend | 12/02/2019 | 12/16/2019 | $0.15 |
| Dividend | 09/02/2019 | 09/16/2019 | $0.15 |
About Essent Group
- Sector
- Finance, insurance and real estate
Questions about ESNT
How much is ESNT today?
ESNT is at $61.90 (0.02% on the day), last traded on 10/07/2026.
How much did ESNT pay in dividends in 2025?
ESNT paid $1.24 per share in 2025, a dividend yield of 1.91%.
What are the P/E and P/B of ESNT?
ESNT trades at a P/E of 8.17 and a P/B of 0.98.
How much did ESNT return in 12 months?
ESNT returned 0.35% in 12 months, with annualized volatility of 22.90% and a largest drawdown of -14.28%.