US · USD

HUM

Humana Inc

$379.68-0.50% (-$1.89)Updated 10/1/26, 5:04 PM

Day's range: $376.23 – $386.86
Day's volume: $338.5M
52-week range: $162.46 – $409.80

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HUM in numbers

Market cap: $45.6B

P/E: 40.34

P/B: 2.45

Dividend yield (12m): 0.70%

Net debt/EBITDA: -3.10

The 12-month dividend yield of HUM is 0.70%, below its 5-year average of 0.94%.

HUM price history

10/02/202510/01/2026

Compare with

HUM risk and return

Monthly closes adjusted for splits and distributions.

Metric	12 months	36 months	60 months
Return	+48.26%	-18.82%	+2.90%
Volatility (annualized)	64.11%	49.28%	41.71%
Largest drawdown	-37.14%	-65.81%	-67.69%
Positive months	6/12	14/36	28/60

How much did investing in HUM return?

Amount invested

$1,000.00 invested on 09/01/2021 would be worth $1,028.98 today.

Value today in HUM: $1,028.98

Return over the period: +2.90%

Return per year: +0.57%

In the S&P 500: $1,776.31

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

HUM fundamentals

Valuation

P/E
40.34
P/B
2.45
EV/EBITDA
11.50
EV/EBIT
14.69
EV/Revenue
0.26
P/EBIT
18.65
P/S
0.33
P/OCF
24.72
P/FCF
35.84
Earnings yield
6.81%
PEG ratio
—
Earnings per share
$9.41
Book value per share
$154.75

Debt

Net debt
-$9.7B
Net debt/EBITDA
-3.10
Net debt/Equity
-0.52
Debt/Equity
0.66
Current ratio
1.77
Quick ratio
—
Cash ratio
1.02

Efficiency

Gross margin
—
EBITDA margin
2.28%
Operating margin
1.78%
Net margin
0.82%
Asset turnover
2.48

Profitability

ROE
6.08%
ROA
2.04%
ROIC
22.60%
Payout
28.21%

Growth

Revenue CAGR (5 years)
11.70%
Earnings CAGR (5 years)
-21.21%
Revenue growth (year)
—
Earnings growth (year)
—
Revenue growth (quarter)
—
Earnings growth (quarter)
—

What is HUM's fair price?

Two classic value formulas, with today's numbers. The current price is $379.68.

Graham's fair price: $181.03; 52.32% below the price

√(22.50 × $9.41 × $154.75)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price: $54.37; 85.68% below the price

$3.26 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

HUM's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator	2025	2024	2023	2022	2021	2020	2019	2018
P/E	26.00	25.36	22.19	22.81	20.03	15.70	17.89	23.08
P/B	1.75	1.87	3.40	4.18	3.65	3.85	4.02	3.82
EV/EBITDA	6.86	6.27	9.21	12.00	14.07	—	—	12.01
Dividend yield	1.38%	1.40%	0.75%	0.60%	0.59%	0.59%	0.59%	0.66%
Earnings per share	$9.85	$10.00	$20.63	$22.45	$23.16	$26.13	$20.49	$12.41
Book value per share	$146.41	$135.73	$134.78	$122.51	$126.98	$106.53	$91.12	$74.95
ROE	6.73%	7.37%	15.31%	18.33%	18.24%	24.53%	22.49%	16.56%
ROIC	22.07%	26.95%	58.27%	55.29%	26.92%	140.25%	125.89%	18.11%
EBITDA margin	2.62%	2.89%	4.50%	4.86%	4.51%	—	—	6.23%
Net margin	0.92%	1.02%	2.34%	3.02%	3.53%	4.36%	4.17%	2.96%
Net debt/EBITDA	-2.21	-2.73	-2.32	-2.20	-1.61	—	—	1.05

HUM's financial statements

Line	2025	2024	2023	2022	2021	2020
Net revenue	$129.7B	$117.8B	$106.4B	$92.9B	$83.1B	$77.2B
Cost of revenue	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—
EBITDA	$3.4B	$3.4B	$4.8B	$4.5B	$3.7B	—
EBIT	$2.7B	$2.6B	$4B	$3.8B	$3.1B	$5B
Financial result	—	—	—	—	—	—
Income before tax	$1.4B	$1.6B	$3.3B	$3.6B	$3.4B	$4.7B
Income tax	-$250M	-$413M	-$836M	-$762M	-$485M	-$1.3B
Net income	$1.2B	$1.2B	$2.5B	$2.8B	$2.9B	$3.4B

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does HUM pay dividends?

Announced payments
Type	Last day to own	Payment	Per share
Dividend	10/29/2026	11/27/2026	$0.89

Dividend yield per year

0.60%2017
0.66%2018
0.59%2019
0.59%2020
0.59%2021
0.60%2022
0.75%2023
1.40%2024
1.38%2025
0.70%2026

Payment history
Type	Last day to own	Payment	Per share
Dividend	06/25/2026	07/31/2026	$0.89
Dividend	03/26/2026	04/24/2026	$0.89
Dividend	12/25/2025	01/30/2026	$0.89
Dividend	09/25/2025	10/31/2025	$0.89
Dividend	06/26/2025	07/25/2025	$0.89
Dividend	03/27/2025	04/25/2025	$0.89
Dividend	12/30/2024	01/31/2025	$0.89
Dividend	09/27/2024	10/25/2024	$0.89
Dividend	06/27/2024	07/26/2024	$0.89
Dividend	03/26/2024	04/26/2024	$0.89
Dividend	12/27/2023	01/26/2024	$0.89
Dividend	09/27/2023	10/27/2023	$0.89

See all 40 distributions

Earlier distributions
Type	Last day to own	Payment	Per share
Dividend	06/28/2023	07/28/2023	$0.89
Dividend	03/29/2023	04/28/2023	$0.89
Dividend	12/28/2022	01/27/2023	$0.79
Dividend	09/28/2022	10/28/2022	$0.79
Dividend	06/28/2022	07/29/2022	$0.79
Dividend	03/29/2022	04/29/2022	$0.79
Dividend	12/29/2021	01/28/2022	$0.70
Dividend	09/28/2021	10/29/2021	$0.70
Dividend	06/28/2021	07/30/2021	$0.70
Dividend	03/29/2021	04/30/2021	$0.70
Dividend	12/29/2020	01/29/2021	$0.63
Dividend	09/28/2020	10/30/2020	$0.63
Dividend	06/26/2020	07/31/2020	$0.63
Dividend	03/27/2020	04/24/2020	$0.63
Dividend	12/27/2019	01/31/2020	$0.55
Dividend	09/26/2019	10/25/2019	$0.55
Dividend	06/26/2019	07/26/2019	$0.55
Dividend	03/27/2019	04/26/2019	$0.55
Dividend	12/27/2018	01/25/2019	$0.50
Dividend	09/26/2018	10/26/2018	$0.50
Dividend	06/27/2018	07/27/2018	$0.50
Dividend	03/27/2018	04/27/2018	$0.50
Dividend	12/27/2017	01/26/2018	$0.40
Dividend	09/27/2017	10/27/2017	$0.40
Dividend	06/27/2017	07/31/2017	$0.40
Dividend	03/28/2017	04/28/2017	$0.40
Dividend	01/09/2017	01/27/2017	$0.29
Dividend	10/10/2016	10/28/2016	$0.29

About Humana

Sector: Finance, insurance and real estate

Questions about HUM

How much is HUM today?

HUM is at $379.68 (-0.50% on the day), last traded on 10/01/2026.

How much did HUM pay in dividends in 2025?

HUM paid $3.54 per share in 2025, a dividend yield of 1.38%.

When is the next HUM dividend?

The next announced payment is $0.89 per share on 11/27/2026.

What are the P/E and P/B of HUM?

HUM trades at a P/E of 40.34 and a P/B of 2.45.

How much did HUM return in 12 months?

HUM returned 48.26% in 12 months, with annualized volatility of 64.11% and a largest drawdown of -37.14%.