US · USD
LOB-PA
Live Oak Bancshares, Inc.
- Day's range
- $24.85 – $25.00
- Day's volume
- $312.4K
- 52-week range
- $23.01 – $25.38
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Create a free accountLOB-PA in numbers
- Market cap
- $1.2B
- P/E
- 8.24
- P/B
- 0.88
- Dividend yield (12m)
- 8.43%
LOB-PA trades at 8.24 times its earnings of the last 12 months.
LOB-PA price history
LOB-PA risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months |
|---|---|
| Return | +5.60% |
| Volatility (annualized) | 3.03% |
| Largest drawdown | -1.20% |
| Positive months | 10/12 |
How much did investing in LOB-PA return?
$1,000.00 invested on 09/01/2025 would be worth $1,035.97 today.
- Value today in LOB-PA
- $1,035.97
- Return over the period
- +3.60%
- Return per year
- +3.27%
- In the S&P 500
- $1,166.45
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
LOB-PA fundamentals
Valuation
- P/E8.24
- P/B0.88
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue—
- P/EBIT—
- P/S—
- P/OCF4.54
- P/FCF4.85
- Earnings yield—
- PEG ratio—
- Earnings per share$3.02
- Book value per share$28.37
Profitability
- ROE10.63%
- ROA0.87%
- ROIC—
- Payout69.44%
Growth
- Revenue CAGR (5 years)—
- Earnings CAGR (5 years)-3.45%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is LOB-PA's fair price?
Two classic value formulas, with today's numbers. The current price is $24.85.
- Graham's fair price
- $43.87
- 76.53% above the price
√(22.50 × $3.02 × $28.37)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $3.97
- 84.01% below the price
$0.24 (1-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
LOB-PA's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 11.15 | — | — | — | — | — | — | — |
| P/B | 0.94 | — | — | — | — | — | — | — |
| Dividend yield | 0.93% | — | — | — | — | — | — | — |
| Earnings per share | $2.29 | $1.70 | $1.65 | $3.99 | $3.82 | — | — | — |
| Book value per share | $27.04 | $21.93 | $20.16 | $18.37 | $16.36 | — | — | — |
| ROE | 8.47% | 7.75% | 8.19% | 21.73% | 23.35% | 10.49% | 3.39% | 10.42% |
LOB-PA's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | $142.8M | $89.2M | $82.8M | $210.3M | $210.8M | $47.4M |
| Income tax | -$37.2M | -$11.8M | -$8.9M | -$34.1M | -$43.8M | $12.2M |
| Net income | $105.9M | $77.5M | $73.9M | $176.2M | $167M | $59.5M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does LOB-PA pay dividends?
Dividend yield per year
- 0.93%2025
- 0.00%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/01/2025 | 09/15/2025 | $0.24 |
| Dividend | 12/01/2025 | — | $0.52 |
| Dividend | 03/04/2026 | — | $0.52 |
| Dividend | 06/01/2026 | — | $0.52 |
| Dividend | 08/31/2026 | — | $0.52 |
About Live Oak Bancshares
- Sector
- Finance, insurance and real estate
Questions about LOB-PA
How much is LOB-PA today?
LOB-PA is at $24.85 (-0.80% on the day), last traded on 10/07/2026.
How much did LOB-PA pay in dividends in 2025?
LOB-PA paid $0.24 per share in 2025, a dividend yield of 0.93%.
What are the P/E and P/B of LOB-PA?
LOB-PA trades at a P/E of 8.24 and a P/B of 0.88.
How much did LOB-PA return in 12 months?
LOB-PA returned 5.60% in 12 months, with annualized volatility of 3.03% and a largest drawdown of -1.20%.