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MCY

Mercury General Corporation

$102.29-0.69% (-$0.71)
Day's range
$102.00 – $104.01
Day's volume
$25.8M
52-week range
$75.21 – $110.77

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See how MCY weighs in your net worth, what it has paid you and how far it is from your target allocation.

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MCY in numbers

Market cap
$5.7B
P/E
6.05
Dividend yield (12m)
1.24%

The 12-month dividend yield of MCY is 1.24%, below its 5-year average of 3.40%.

MCY price history

10/08/202510/07/2026
Compare with

MCY risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return+11.33%+191.27%+132.45%
Volatility (annualized)17.74%32.68%33.95%
Largest drawdown-7.43%-36.60%-47.09%
Positive months7/1225/3636/60

How much did investing in MCY return?

$1,000.00 invested on 11/01/2021 would be worth $2,324.51 today.

Value today in MCY
$2,324.51
Return over the period
+132.45%
Return per year
+18.66%
In the S&P 500
$1,708.29

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

MCY fundamentals

Valuation

  • P/E6.05
  • P/B—
  • EV/EBITDA—
  • EV/EBIT—
  • EV/Revenue1.04
  • P/EBIT—
  • P/S0.89
  • P/OCF4.27
  • P/FCF—
  • Earnings yield—
  • PEG ratio—
  • Earnings per share$16.91
  • Book value per share—

Debt

  • Net debt$943.8M
  • Net debt/EBITDA—
  • Net debt/Equity—
  • Debt/Equity—
  • Current ratio—
  • Quick ratio—
  • Cash ratio—

Efficiency

  • Gross margin99.74%
  • EBITDA margin—
  • Operating margin—
  • Net margin14.77%
  • Asset turnover0.60

Profitability

  • ROE—
  • ROA8.89%
  • ROIC—
  • Payout7.52%

Growth

  • Revenue CAGR (5 years)9.21%
  • Earnings CAGR (5 years)13.30%
  • Revenue growth (year)—
  • Earnings growth (year)—
  • Revenue growth (quarter)—
  • Earnings growth (quarter)—

What is MCY's fair price?

Two classic value formulas, with today's numbers. The current price is $102.29.

Graham's fair price
—
MCY's earnings per share and book value per share are not available, so the formula cannot be computed.

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
$27.52
73.10% below the price

$1.65 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

MCY's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator20252024202320222021202020192018
P/E9.637.8721.44-3.6911.857.728.43-499.59
Dividend yield1.35%1.91%3.41%5.57%4.78%4.83%5.16%4.84%
Earnings per share$9.77$8.45$1.74-$9.26$4.48$6.77$5.78-$0.10
Gross margin99.75%99.76%99.75%99.70%99.68%99.69%99.74%99.69%
Net margin9.03%8.55%2.08%-14.07%6.21%9.90%8.06%-0.17%

MCY's financial statements

Line202520242023202220212020
Net revenue$6B$5.5B$4.6B$3.6B$4B$3.8B
Cost of revenue-$15.2M-$13.4M-$11.4M-$11M-$12.8M-$11.8M
Gross profit$6B$5.5B$4.6B$3.6B$4B$3.8B
EBITDA——————
EBIT——————
Financial result——————
Income before tax$663.6M$574.9M$99.4M-$670.7M$299.3M$458.5M
Income tax-$122.6M-$106.9M-$3.1M$158M-$51.4M-$83.9M
Net income$541.1M$468M$96.3M-$512.7M$247.9M$374.6M

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does MCY pay dividends?

Dividend yield per year

  • 4.67%2017
  • 4.84%2018
  • 5.16%2019
  • 4.83%2020
  • 4.78%2021
  • 5.57%2022
  • 3.41%2023
  • 1.91%2024
  • 1.35%2025
  • 0.93%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend09/09/202609/24/2026$0.32
Dividend06/10/202606/25/2026$0.32
Dividend03/11/202603/26/2026$0.32
Dividend12/09/202512/24/2025$0.32
Dividend09/10/202509/25/2025$0.32
Dividend06/11/202506/26/2025$0.32
Dividend03/12/202503/27/2025$0.32
Dividend12/11/202412/26/2024$0.32
Dividend09/11/202409/26/2024$0.32
Dividend06/12/202406/27/2024$0.32
Dividend03/11/202403/27/2024$0.32
Dividend12/12/202312/28/2023$0.32
See all 40 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Dividend09/12/202309/28/2023$0.32
Dividend06/13/202306/29/2023$0.32
Dividend03/13/202303/29/2023$0.32
Dividend12/13/202212/29/2022$0.32
Dividend09/13/202209/29/2022$0.32
Dividend06/14/202206/30/2022$0.64
Dividend03/14/202203/30/2022$0.64
Dividend12/14/202112/30/2021$0.64
Dividend09/14/202109/30/2021$0.63
Dividend06/14/202106/30/2021$0.63
Dividend03/15/202103/31/2021$0.63
Dividend12/14/202012/30/2020$0.63
Dividend09/11/202009/29/2020$0.63
Dividend06/09/202006/25/2020$0.63
Dividend03/13/202003/31/2020$0.63
Dividend12/10/201912/26/2019$0.63
Dividend09/10/201909/26/2019$0.63
Dividend06/11/201906/27/2019$0.63
Dividend03/12/201903/28/2019$0.63
Dividend12/11/201812/27/2018$0.63
Dividend09/11/201809/27/2018$0.63
Dividend06/12/201806/28/2018$0.63
Dividend03/13/201803/29/2018$0.63
Dividend12/12/201712/28/2017$0.63
Dividend09/12/201709/28/2017$0.62
Dividend06/12/201706/29/2017$0.62
Dividend03/13/201703/30/2017$0.62
Dividend12/12/201612/29/2016$0.62

About Mercury General

Sector
Finance, insurance and real estate

Questions about MCY

How much is MCY today?

MCY is at $102.29 (-0.69% on the day), last traded on 10/07/2026.

How much did MCY pay in dividends in 2025?

MCY paid $1.27 per share in 2025, a dividend yield of 1.35%.

How much did MCY return in 12 months?

MCY returned 11.33% in 12 months, with annualized volatility of 17.74% and a largest drawdown of -7.43%.