US · USD
MSBIP
Midland States Bancorp, Inc.
- Day's range
- $25.25 – $25.43
- Day's volume
- $233.2K
- 52-week range
- $21.80 – $25.94
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See how MSBIP weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountMSBIP in numbers
- Market cap
- $524.4M
- P/E
- 12.18
- P/B
- 0.92
- Dividend yield (12m)
- 7.66%
The 12-month dividend yield of MSBIP is 7.66%, above its 5-year average of 6.45%.
MSBIP price history
MSBIP risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months |
|---|---|---|
| Return | +12.15% | +29.92% |
| Volatility (annualized) | 8.53% | 12.33% |
| Largest drawdown | -2.70% | -9.94% |
| Positive months | 7/12 | 22/36 |
How much did investing in MSBIP return?
$1,000.00 invested on 09/01/2022 would be worth $1,366.86 today.
- Value today in MSBIP
- $1,366.86
- Return over the period
- +36.69%
- Return per year
- +7.92%
- In the S&P 500
- $2,175.85
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
MSBIP fundamentals
Valuation
- P/E12.18
- P/B0.92
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue—
- P/EBIT—
- P/S—
- P/OCF4.39
- P/FCF4.51
- Earnings yield—
- PEG ratio—
- Earnings per share$2.07
- Book value per share$27.45
Debt
- Net debt-$291.1M
- Net debt/EBITDA—
- Net debt/Equity-0.51
- Debt/Equity0.01
- Current ratio—
- Quick ratio—
- Cash ratio—
Profitability
- ROE7.55%
- ROA0.64%
- ROIC—
- Payout93.39%
Growth
- Revenue CAGR (5 years)—
- Earnings CAGR (5 years)-1.79%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is MSBIP's fair price?
Two classic value formulas, with today's numbers. The current price is $25.26.
- Graham's fair price
- $35.78
- 41.67% above the price
√(22.50 × $2.07 × $27.45)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $27.07
- 7.18% above the price
$1.62 (4-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
MSBIP's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | -4.23 | 14.48 | 8.54 | 5.76 | — | — | — | — |
| P/B | 0.93 | 0.77 | 0.73 | 0.83 | — | — | — | — |
| Dividend yield | 7.74% | 9.45% | 5.98% | 2.65% | — | — | — | — |
| Earnings per share | -$5.92 | $1.77 | $2.84 | $4.51 | $3.69 | $1.01 | $2.30 | $1.64 |
| Book value per share | $26.94 | $33.04 | $33.25 | $31.32 | $27.24 | $27.90 | $27.24 | $25.30 |
| ROE | -21.98% | 5.35% | 8.55% | 14.40% | 13.55% | 3.63% | 8.43% | 6.48% |
MSBIP's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | -$114.9M | $46.9M | $88M | $131.4M | $99.1M | $32M |
| Income tax | -$9.4M | -$8.9M | -$26.8M | -$31.1M | -$17.8M | -$9.5M |
| Net income | -$124.3M | $38M | $61.2M | $100.2M | $81.3M | $22.5M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does MSBIP pay dividends?
Dividend yield per year
- 2.65%2022
- 5.98%2023
- 9.45%2024
- 7.74%2025
- 5.75%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/14/2026 | 09/30/2026 | $0.48 |
| Dividend | 06/12/2026 | 06/30/2026 | $0.48 |
| Dividend | 03/13/2026 | 03/30/2026 | $0.48 |
| Dividend | 12/12/2025 | 12/30/2025 | $0.48 |
| Dividend | 09/12/2025 | 09/30/2025 | $0.48 |
| Dividend | 06/13/2025 | 06/30/2025 | $0.48 |
| Dividend | 03/14/2025 | 03/31/2025 | $0.48 |
| Dividend | 12/13/2024 | 12/30/2024 | $0.48 |
| Dividend | 09/13/2024 | 09/30/2024 | $0.48 |
| Dividend | 06/14/2024 | 07/01/2024 | $0.48 |
| Dividend | 03/13/2024 | 04/01/2024 | $0.48 |
| Dividend | 12/13/2023 | 01/02/2024 | $0.48 |
See all 16 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/13/2023 | 10/02/2023 | $0.48 |
| Dividend | 06/13/2023 | 06/30/2023 | $0.48 |
| Dividend | 03/13/2023 | 03/30/2023 | $0.48 |
| Dividend | 12/13/2022 | 12/30/2022 | $0.69 |
About Midland States Bancorp
- Sector
- Finance, insurance and real estate
Questions about MSBIP
How much is MSBIP today?
MSBIP is at $25.26 (-0.28% on the day), last traded on 10/07/2026.
How much did MSBIP pay in dividends in 2025?
MSBIP paid $1.94 per share in 2025, a dividend yield of 7.74%.
What are the P/E and P/B of MSBIP?
MSBIP trades at a P/E of 12.18 and a P/B of 0.92.
How much did MSBIP return in 12 months?
MSBIP returned 12.15% in 12 months, with annualized volatility of 8.53% and a largest drawdown of -2.70%.