US · USD
PYPL
PayPal Holdings Inc
- Day's range
- $52.69 – $53.64
- Day's volume
- $557.5M
- 52-week range
- $38.74 – $75.29
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See how PYPL weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountPYPL in numbers
- Market cap
- $46.8B
- P/E
- 9.25
- P/B
- 2.34
- Dividend yield (12m)
- 1.06%
- Net debt/EBITDA
- 0.01
PYPL trades at 9.25 times its earnings of the last 12 months.
PYPL price history
PYPL risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | -20.79% | -9.14% | -79.59% |
| Volatility (annualized) | 43.53% | 33.95% | 40.26% |
| Largest drawdown | -37.12% | -50.83% | -83.26% |
| Positive months | 3/12 | 17/36 | 26/60 |
How much did investing in PYPL return?
$1,000.00 invested on 09/01/2021 would be worth $204.13 today.
- Value today in PYPL
- $204.13
- Return over the period
- -79.59%
- Return per year
- -27.23%
- In the S&P 500
- $1,776.31
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
PYPL fundamentals
Valuation
- P/E9.25
- P/B2.34
- EV/EBITDA6.72
- EV/EBIT7.78
- EV/Revenue1.39
- P/EBIT7.77
- P/S1.39
- P/OCF7.32
- P/FCF8.51
- Earnings yield12.85%
- PEG ratio—
- Earnings per share$5.74
- Book value per share$22.70
Debt
- Net debt$67M
- Net debt/EBITDA0.01
- Net debt/Equity0.00
- Debt/Equity0.47
- Current ratio1.26
- Quick ratio—
- Cash ratio0.20
Efficiency
- Gross margin—
- EBITDA margin20.69%
- Operating margin17.85%
- Net margin15.00%
- Asset turnover0.42
Profitability
- ROE25.26%
- ROA6.28%
- ROIC19.79%
- Payout9.76%
Growth
- Revenue CAGR (5 years)8.08%
- Earnings CAGR (5 years)-0.61%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is PYPL's fair price?
Two classic value formulas, with today's numbers. The current price is $53.06.
- Graham's fair price
- $54.12
- 2.00% above the price
√(22.50 × $5.74 × $22.70)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $2.33
- 95.60% below the price
$0.14 (1-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
PYPL's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 10.27 | 20.36 | 15.50 | 33.31 | 52.70 | 65.28 | 51.60 | 47.96 |
| P/B | 2.65 | 4.14 | 3.13 | 3.97 | 10.11 | 13.70 | 7.51 | 6.41 |
| EV/EBITDA | 7.59 | 13.12 | 10.07 | 15.55 | 39.49 | 60.33 | 33.35 | 30.15 |
| Dividend yield | 0.24% | — | — | — | — | — | — | — |
| Earnings per share | $5.68 | $4.19 | $3.96 | $2.14 | $3.58 | $3.59 | $2.10 | $1.75 |
| Book value per share | $22.00 | $20.64 | $19.64 | $17.92 | $18.65 | $17.09 | $14.40 | $13.11 |
| ROE | 25.83% | 20.31% | 20.17% | 11.93% | 19.19% | 20.99% | 14.56% | 13.37% |
| ROIC | 20.20% | 18.14% | 19.91% | 13.91% | 21.02% | 17.19% | 20.11% | 30.26% |
| EBITDA margin | 21.19% | 19.99% | 20.49% | 18.73% | 21.78% | 20.87% | 20.43% | 19.22% |
| Net margin | 15.78% | 13.04% | 14.26% | 8.79% | 16.43% | 19.59% | 13.84% | 13.31% |
| Net debt/EBITDA | -0.06 | -0.16 | -0.72 | -0.09 | -0.26 | -0.93 | -1.60 | -3.07 |
PYPL's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | $33.2B | $31.8B | $29.8B | $27.5B | $25.4B | $21.5B |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | $7B | $6.4B | $6.1B | $5.2B | $5.5B | $4.5B |
| EBIT | $6.1B | $5.3B | $5B | $3.8B | $4.3B | $3.3B |
| Financial result | $227M | $4M | $383M | -$471M | -$163M | $1.8B |
| Income before tax | — | — | — | $3.4B | $4.1B | $5.1B |
| Income tax | -$1.1B | -$1.2B | -$1.2B | -$947M | $70M | -$863M |
| Net income | $5.2B | $4.1B | $4.2B | $2.4B | $4.2B | $4.2B |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does PYPL pay dividends?
Dividend yield per year
- 0.24%2025
- 0.79%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/03/2026 | 09/25/2026 | $0.14 |
| Dividend | 06/03/2026 | 06/25/2026 | $0.14 |
| Dividend | 03/03/2026 | 03/25/2026 | $0.14 |
| Dividend | 11/18/2025 | 12/10/2025 | $0.14 |
About Paypal Holdings
- Sector
- Services
Questions about PYPL
How much is PYPL today?
PYPL is at $53.06 (1.01% on the day), last traded on 10/01/2026.
How much did PYPL pay in dividends in 2025?
PYPL paid $0.14 per share in 2025, a dividend yield of 0.24%.
What are the P/E and P/B of PYPL?
PYPL trades at a P/E of 9.25 and a P/B of 2.34.
How much did PYPL return in 12 months?
PYPL returned -20.79% in 12 months, with annualized volatility of 43.53% and a largest drawdown of -37.12%.