US · USD
RC-PC
Ready Capital Corporation
- Day's range
- $10.63 – $10.73
- Day's volume
- $4.6K
- 52-week range
- $9.62 – $14.20
Follow RC-PC in the Fuolio
See how RC-PC weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountRC-PC in numbers
- Market cap
- $1.8B
- P/E
- 41.81
- P/B
- 2.30
- Dividend yield (12m)
- 13.76%
The 12-month dividend yield of RC-PC is 13.76%, above its 5-year average of 8.36%.
RC-PC price history
RC-PC risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | -7.68% | -16.04% | -28.85% |
| Volatility (annualized) | 22.28% | 17.15% | 16.77% |
| Largest drawdown | -14.48% | -31.75% | -35.05% |
| Positive months | 8/12 | 20/36 | 31/60 |
How much did investing in RC-PC return?
$1,000.00 invested on 11/01/2021 would be worth $711.52 today.
- Value today in RC-PC
- $711.52
- Return over the period
- -28.85%
- Return per year
- -6.67%
- In the S&P 500
- $1,715.55
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
RC-PC fundamentals
Valuation
- P/E41.81
- P/B2.30
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue—
- P/EBIT—
- P/S—
- P/OCF25.49
- P/FCF—
- Earnings yield—
- PEG ratio—
- Earnings per share$0.27
- Book value per share$4.94
Debt
- Net debt$303.8M
- Net debt/EBITDA—
- Net debt/Equity0.37
- Debt/Equity0.54
- Current ratio—
- Quick ratio—
- Cash ratio—
Profitability
- ROE5.50%
- ROA0.84%
- ROIC—
- Payout575.25%
Growth
- Revenue CAGR (5 years)—
- Earnings CAGR (5 years)2.13%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is RC-PC's fair price?
Two classic value formulas, with today's numbers. The current price is $11.36.
- Graham's fair price
- $5.49
- 51.64% below the price
√(22.50 × $0.27 × $4.94)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $24.74
- 117.84% above the price
$1.48 (5-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
RC-PC's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | -10.12 | -6.80 | 9.31 | 9.71 | 13.13 | — | — | — |
| P/B | 1.45 | 1.59 | 1.28 | 1.10 | 1.65 | — | — | — |
| Dividend yield | 11.37% | 8.71% | 8.31% | 8.77% | 4.65% | — | — | — |
| Earnings per share | -$1.36 | -$2.64 | $2.02 | $1.83 | $1.92 | $0.82 | $1.40 | $1.84 |
| Book value per share | $9.48 | $11.27 | $14.72 | $16.17 | $15.31 | $14.98 | $15.86 | $16.96 |
| ROE | -14.32% | -23.42% | 13.72% | 11.34% | 12.54% | 5.50% | 8.84% | 10.88% |
RC-PC's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | -$302.6M | -$516.5M | $358.4M | $175M | $132.2M | $54.5M |
| Income tax | $86.7M | $104.5M | -$7.2M | -$15.5M | -$14.9M | -$8.4M |
| Net income | -$221.1M | -$430.4M | $348.4M | $203.2M | $160M | $44.9M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does RC-PC pay dividends?
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/29/2026 | 10/15/2026 | $0.39 |
Dividend yield per year
- 4.65%2021
- 8.77%2022
- 8.31%2023
- 8.71%2024
- 11.37%2025
- 11.02%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 06/29/2026 | 07/15/2026 | $0.39 |
| Dividend | 03/30/2026 | 04/15/2026 | $0.39 |
| Dividend | 12/30/2025 | 01/15/2026 | $0.39 |
| Dividend | 09/29/2025 | 10/15/2025 | $0.39 |
| Dividend | 06/27/2025 | 07/15/2025 | $0.39 |
| Dividend | 03/28/2025 | 04/15/2025 | $0.39 |
| Dividend | 12/30/2024 | 01/15/2025 | $0.39 |
| Dividend | 09/27/2024 | 10/15/2024 | $0.39 |
| Dividend | 06/27/2024 | 07/15/2024 | $0.39 |
| Dividend | 03/26/2024 | 04/15/2024 | $0.39 |
| Dividend | 12/27/2023 | 01/12/2024 | $0.39 |
| Dividend | 09/27/2023 | 10/13/2023 | $0.39 |
See all 22 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 06/28/2023 | 07/14/2023 | $0.39 |
| Dividend | 03/29/2023 | 04/14/2023 | $0.39 |
| Dividend | 12/28/2022 | 01/13/2023 | $0.39 |
| Dividend | 09/28/2022 | 10/14/2022 | $0.39 |
| Dividend | 06/28/2022 | 07/15/2022 | $0.39 |
| Dividend | 03/29/2022 | 04/15/2022 | $0.39 |
| Dividend | 12/29/2021 | 01/14/2022 | $0.39 |
| Dividend | 09/28/2021 | 10/15/2021 | $0.39 |
| Dividend | 06/28/2021 | 07/15/2021 | $0.39 |
| Dividend | 03/29/2021 | 04/15/2021 | $0.39 |
About Ready Capital
- Sector
- Finance, insurance and real estate
Questions about RC-PC
How much is RC-PC today?
RC-PC is at $11.36 (4.77% on the day), last traded on 10/06/2026.
How much did RC-PC pay in dividends in 2025?
RC-PC paid $1.56 per share in 2025, a dividend yield of 11.37%.
When is the next RC-PC dividend?
The next announced payment is $0.39 per share on 10/15/2026.
What are the P/E and P/B of RC-PC?
RC-PC trades at a P/E of 41.81 and a P/B of 2.30.
How much did RC-PC return in 12 months?
RC-PC returned -7.68% in 12 months, with annualized volatility of 22.28% and a largest drawdown of -14.48%.