US · USD
RZC
7.125% Fixed-Rate Reset Subordinated Debentures due 2052
- Day's range
- $25.04 – $25.27
- Day's volume
- $1.5M
- 52-week range
- $23.67 – $25.37
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See how RZC weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountRZC in numbers
- Market cap
- $1.6B
- P/E
- 1.09
- P/B
- 0.12
- Dividend yield (12m)
- 7.10%
The 12-month dividend yield of RZC is 7.10%, below its 5-year average of 7.62%.
RZC price history
RZC risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months |
|---|---|---|
| Return | +4.92% | +17.92% |
| Volatility (annualized) | 3.02% | 4.30% |
| Largest drawdown | -0.91% | -2.98% |
| Positive months | 8/12 | 25/36 |
How much did investing in RZC return?
$1,000.00 invested on 11/01/2022 would be worth $1,239.58 today.
- Value today in RZC
- $1,239.58
- Return over the period
- +23.96%
- Return per year
- +5.62%
- In the S&P 500
- $1,915.35
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
RZC fundamentals
Valuation
- P/E1.09
- P/B0.12
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue0.08
- P/EBIT—
- P/S0.06
- P/OCF0.55
- P/FCF—
- Earnings yield—
- PEG ratio—
- Earnings per share$23.09
- Book value per share$209.70
Debt
- Net debt$421M
- Net debt/EBITDA—
- Net debt/Equity0.03
- Debt/Equity0.42
- Current ratio—
- Quick ratio—
- Cash ratio—
Efficiency
- Gross margin—
- EBITDA margin—
- Operating margin—
- Net margin5.81%
- Asset turnover0.16
Profitability
- ROE11.01%
- ROA0.90%
- ROIC—
- Payout7.71%
Growth
- Revenue CAGR (5 years)10.11%
- Earnings CAGR (5 years)12.74%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is RZC's fair price?
Two classic value formulas, with today's numbers. The current price is $25.07.
- Graham's fair price
- $330.09
- 1,216.67% above the price
√(22.50 × $23.09 × $209.70)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $32.75
- 30.62% above the price
$1.96 (3-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
RZC's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 1.41 | 2.38 | 1.90 | 2.78 | — | — | — | — |
| P/B | 0.12 | 0.16 | 0.19 | 0.25 | — | — | — | — |
| Dividend yield | 7.00% | 6.90% | 8.95% | — | — | — | — | — |
| Earnings per share | $18.03 | $10.86 | $13.72 | $9.32 | $9.18 | $6.11 | $13.90 | $11.39 |
| Book value per share | $205.31 | $163.82 | $138.10 | $105.91 | $121.74 | $211.14 | $185.37 | $134.47 |
| ROE | 8.78% | 6.63% | 9.93% | 8.80% | 7.54% | 2.89% | 7.50% | 8.47% |
| Net margin | 4.99% | 3.24% | 4.86% | 3.84% | 3.70% | 2.84% | 6.08% | 5.56% |
RZC's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | $23.7B | $22.1B | $18.6B | $16.2B | $16.7B | $14.6B |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | $1.5B | $980M | $1.2B | $718M | $1.4B | $553M |
| Income tax | -$351M | -$256M | -$251M | -$197M | -$215M | -$138M |
| Net income | $1.2B | $717M | $902M | $623M | $617M | $415M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does RZC pay dividends?
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/30/2026 | 10/15/2026 | $0.45 |
Dividend yield per year
- 8.95%2023
- 6.90%2024
- 7.00%2025
- 5.31%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 06/30/2026 | 07/15/2026 | $0.45 |
| Dividend | 03/31/2026 | 04/15/2026 | $0.45 |
| Dividend | 12/30/2025 | 01/15/2026 | $0.45 |
| Dividend | 09/30/2025 | 10/15/2025 | $0.45 |
| Dividend | 06/30/2025 | 07/15/2025 | $0.45 |
| Dividend | 03/31/2025 | 04/15/2025 | $0.45 |
| Dividend | 12/30/2024 | 01/15/2025 | $0.45 |
| Dividend | 09/30/2024 | 10/15/2024 | $0.45 |
| Dividend | 06/28/2024 | 07/15/2024 | $0.45 |
| Dividend | 03/27/2024 | 04/15/2024 | $0.45 |
| Dividend | 12/27/2023 | 01/16/2024 | $0.45 |
| Dividend | 08/28/2023 | 10/16/2023 | $0.45 |
See all 16 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/27/2023 | 10/16/2023 | $0.45 |
| Dividend | 06/28/2023 | 07/17/2023 | $0.45 |
| Dividend | 03/29/2023 | 04/17/2023 | $0.45 |
| Dividend | 12/28/2022 | 01/17/2023 | $0.55 |
About 7.125% Fixed-Rate Reset Subordinated Debentures Due 2052
- Sector
- Finance, insurance and real estate
Questions about RZC
How much is RZC today?
RZC is at $25.07 (-0.91% on the day), last traded on 10/06/2026.
How much did RZC pay in dividends in 2025?
RZC paid $1.78 per share in 2025, a dividend yield of 7.00%.
When is the next RZC dividend?
The next announced payment is $0.45 per share on 10/15/2026.
What are the P/E and P/B of RZC?
RZC trades at a P/E of 1.09 and a P/B of 0.12.
How much did RZC return in 12 months?
RZC returned 4.92% in 12 months, with annualized volatility of 3.02% and a largest drawdown of -0.91%.