US · USD
SAJ
Saratoga Investment Corp 8.00%
- Day's range
- $25.24 – $25.24
- Day's volume
- $25.2
- 52-week range
- $23.40 – $25.38
Follow SAJ in the Fuolio
See how SAJ weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountSAJ in numbers
- Market cap
- $411.7M
- P/E
- 26.11
- P/B
- 1.09
- Dividend yield (12m)
- 7.92%
The 12-month dividend yield of SAJ is 7.92%, below its 5-year average of 8.15%.
SAJ price history
SAJ risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months |
|---|---|---|
| Return | +6.31% | +23.92% |
| Volatility (annualized) | 1.60% | 2.40% |
| Largest drawdown | 0.00% | -0.99% |
| Positive months | 12/12 | 30/36 |
How much did investing in SAJ return?
$1,000.00 invested on 12/01/2022 would be worth $1,368.77 today.
- Value today in SAJ
- $1,368.77
- Return over the period
- +36.88%
- Return per year
- +8.50%
- In the S&P 500
- $2,040.05
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
SAJ fundamentals
Valuation
- P/E26.11
- P/B1.09
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue—
- P/EBIT—
- P/S—
- P/OCF-2.81
- P/FCF—
- Earnings yield—
- PEG ratio—
- Earnings per share$0.97
- Book value per share$23.20
Debt
- Net debt$771.2M
- Net debt/EBITDA—
- Net debt/Equity2.04
- Debt/Equity2.16
- Current ratio—
- Quick ratio—
- Cash ratio—
Profitability
- ROE4.17%
- ROA1.32%
- ROIC—
- Payout206.87%
Growth
- Revenue CAGR (5 years)—
- Earnings CAGR (5 years)-29.24%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is SAJ's fair price?
Two classic value formulas, with today's numbers. The current price is $25.24.
- Graham's fair price
- $22.47
- 10.99% below the price
√(22.50 × $0.97 × $23.20)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $34.38
- 36.23% above the price
$2.06 (3-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
SAJ's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| P/E | 11.22 | 13.93 | 38.90 | 12.07 | — |
| P/B | 1.04 | 1.00 | 0.94 | 0.86 | — |
| Dividend yield | 5.94% | 7.86% | 7.88% | 8.72% | — |
| Earnings per share | $2.25 | $1.83 | $0.65 | $2.08 | — |
| Book value per share | $24.35 | $25.56 | $27.03 | $29.25 | — |
| ROE | 9.24% | 7.15% | 2.41% | 7.11% | 12.85% |
SAJ's financial statements
| Line | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Net revenue | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| EBIT | — | — | — | — | — |
| Financial result | — | — | — | — | — |
| Income before tax | — | — | — | — | — |
| Income tax | $138.2K | -$412K | -$42.9K | $153K | $39.6K |
| Net income | $36.6M | $28.1M | $8.9M | $24.7M | $45.7M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does SAJ pay dividends?
Dividend yield per year
- 8.72%2023
- 7.88%2024
- 7.86%2025
- 5.94%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 08/13/2026 | 08/31/2026 | $0.50 |
| Dividend | 05/14/2026 | 06/01/2026 | $0.50 |
| Dividend | 02/12/2026 | 03/02/2026 | $0.50 |
| Dividend | 11/13/2025 | 12/01/2025 | $0.50 |
| Dividend | 08/14/2025 | 09/02/2025 | $0.50 |
| Dividend | 05/14/2025 | 06/02/2025 | $0.50 |
| Dividend | 02/13/2025 | 02/28/2025 | $0.50 |
| Dividend | 11/14/2024 | 12/02/2024 | $0.50 |
| Dividend | 08/14/2024 | 09/03/2024 | $0.50 |
| Dividend | 05/13/2024 | 05/31/2024 | $0.50 |
| Dividend | 02/13/2024 | 02/28/2024 | $0.50 |
| Dividend | 11/13/2023 | 11/30/2023 | $0.50 |
See all 15 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 08/11/2023 | 08/31/2023 | $0.50 |
| Dividend | 05/11/2023 | 05/31/2023 | $0.50 |
| Dividend | 02/13/2023 | 02/28/2023 | $0.69 |
Questions about SAJ
How much is SAJ today?
SAJ is at $25.24 (0.00% on the day), last traded on 10/06/2026.
How much did SAJ pay in dividends in 2025?
SAJ paid $2.00 per share in 2025, a dividend yield of 7.86%.
What are the P/E and P/B of SAJ?
SAJ trades at a P/E of 26.11 and a P/B of 1.09.
How much did SAJ return in 12 months?
SAJ returned 6.31% in 12 months, with annualized volatility of 1.60% and a largest drawdown of 0.00%.