US · USD
UBSI
United Bankshares Inc
- Day's range
- $45.02 – $45.88
- Day's volume
- $32.4M
- 52-week range
- $33.10 – $48.97
Follow UBSI in the Fuolio
See how UBSI weighs in your net worth, what it has paid you and how far it is from your target allocation.
Create a free accountUBSI in numbers
- Market cap
- $6.2B
- P/E
- 11.99
- P/B
- 1.12
- Dividend yield (12m)
- 3.35%
The 12-month dividend yield of UBSI is 3.35%, below its 5-year average of 3.81%.
UBSI price history
UBSI risk and return
Monthly closes adjusted for splits and distributions.
| Metric | 12 months | 36 months | 60 months |
|---|---|---|---|
| Return | +26.20% | +54.28% | +55.14% |
| Volatility (annualized) | 14.81% | 21.86% | 25.08% |
| Largest drawdown | -5.66% | -17.24% | -32.96% |
| Positive months | 7/12 | 18/36 | 29/60 |
How much did investing in UBSI return?
$1,000.00 invested on 11/01/2021 would be worth $1,551.43 today.
- Value today in UBSI
- $1,551.43
- Return over the period
- +55.14%
- Return per year
- +9.32%
- In the S&P 500
- $1,708.29
With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.
UBSI fundamentals
Valuation
- P/E11.99
- P/B1.12
- EV/EBITDA—
- EV/EBIT—
- EV/Revenue—
- P/EBIT—
- P/S—
- P/OCF11.09
- P/FCF11.54
- Earnings yield—
- PEG ratio—
- Earnings per share$3.78
- Book value per share$40.46
Debt
- Net debt$167M
- Net debt/EBITDA—
- Net debt/Equity0.03
- Debt/Equity0.03
- Current ratio—
- Quick ratio—
- Cash ratio—
Profitability
- ROE9.35%
- ROA1.53%
- ROIC—
- Payout40.19%
Growth
- Revenue CAGR (5 years)—
- Earnings CAGR (5 years)5.30%
- Revenue growth (year)—
- Earnings growth (year)—
- Revenue growth (quarter)—
- Earnings growth (quarter)—
What is UBSI's fair price?
Two classic value formulas, with today's numbers. The current price is $45.34.
- Graham's fair price
- $58.67
- 29.41% above the price
√(22.50 × $3.78 × $40.46)
Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.
- Bazin's ceiling price
- $24.13
- 46.77% below the price
$1.45 (5-year average) ÷ 6%
Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.
Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.
UBSI's indicators by year
Multiples at each year's closing price; margins and returns from that year's statements.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E | 11.52 | 14.42 | 13.83 | 14.37 | 13.47 | 14.46 | 15.10 | 12.39 |
| P/B | 0.97 | 1.08 | 1.06 | 1.21 | 1.05 | 0.97 | 1.17 | 0.98 |
| Dividend yield | 3.85% | 3.94% | 3.83% | 3.56% | 3.86% | 4.32% | 3.52% | 4.37% |
| Earnings per share | $3.33 | $2.60 | $2.71 | $2.82 | $2.69 | $2.24 | $2.56 | $2.51 |
| Book value per share | $39.42 | $34.87 | $35.35 | $33.52 | $34.56 | $33.32 | $33.12 | $31.85 |
| ROE | 8.45% | 7.47% | 7.68% | 8.41% | 7.79% | 6.73% | 7.73% | 7.88% |
| Net margin | — | — | — | 121.69% | 111.11% | 109.79% | 94.03% | 106.95% |
UBSI's financial statements
| Line | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Net revenue | — | — | — | $312M | $331M | $263.2M |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| Financial result | — | — | — | — | — | — |
| Income before tax | $583.4M | $464.6M | $463.8M | $475.8M | $462.9M | $359.7M |
| Income tax | -$118.8M | -$91.6M | -$97.5M | -$96.2M | -$95.1M | -$70.7M |
| Net income | $464.6M | $373M | $366.3M | $379.6M | $367.7M | $289M |
Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.
Does UBSI pay dividends?
Dividend yield per year
- 3.80%2017
- 4.37%2018
- 3.52%2019
- 4.32%2020
- 3.86%2021
- 3.56%2022
- 3.83%2023
- 3.94%2024
- 3.85%2025
- 3.36%2026
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/10/2026 | 10/01/2026 | $0.38 |
| Dividend | 06/11/2026 | 07/01/2026 | $0.38 |
| Dividend | 03/12/2026 | 04/01/2026 | $0.38 |
| Dividend | 12/11/2025 | 01/02/2026 | $0.38 |
| Dividend | 09/11/2025 | 10/01/2025 | $0.37 |
| Dividend | 06/12/2025 | 07/01/2025 | $0.37 |
| Dividend | 03/13/2025 | 04/01/2025 | $0.37 |
| Dividend | 12/12/2024 | 01/02/2025 | $0.37 |
| Dividend | 09/12/2024 | 10/01/2024 | $0.37 |
| Dividend | 06/13/2024 | 07/01/2024 | $0.37 |
| Dividend | 03/06/2024 | 04/01/2024 | $0.37 |
| Dividend | 12/06/2023 | 01/02/2024 | $0.37 |
See all 40 distributions
| Type | Last day to own | Payment | Per share |
|---|---|---|---|
| Dividend | 09/06/2023 | 10/02/2023 | $0.36 |
| Dividend | 06/07/2023 | 07/03/2023 | $0.36 |
| Dividend | 03/08/2023 | 04/03/2023 | $0.36 |
| Dividend | 12/07/2022 | 01/03/2023 | $0.36 |
| Dividend | 09/07/2022 | 10/03/2022 | $0.36 |
| Dividend | 06/08/2022 | 07/01/2022 | $0.36 |
| Dividend | 03/09/2022 | 04/01/2022 | $0.36 |
| Dividend | 11/30/2021 | 01/03/2022 | $0.36 |
| Dividend | 09/08/2021 | 10/01/2021 | $0.35 |
| Dividend | 06/09/2021 | 07/01/2021 | $0.35 |
| Dividend | 03/10/2021 | 04/01/2021 | $0.35 |
| Dividend | 12/09/2020 | 01/04/2021 | $0.35 |
| Dividend | 09/09/2020 | 10/01/2020 | $0.35 |
| Dividend | 06/10/2020 | 07/01/2020 | $0.35 |
| Dividend | 03/11/2020 | 04/01/2020 | $0.35 |
| Dividend | 12/11/2019 | 01/02/2020 | $0.35 |
| Dividend | 09/11/2019 | 10/01/2019 | $0.34 |
| Dividend | 06/12/2019 | 07/01/2019 | $0.34 |
| Dividend | 03/06/2019 | 04/01/2019 | $0.34 |
| Dividend | 12/12/2018 | 01/02/2019 | $0.34 |
| Dividend | 09/12/2018 | 10/01/2018 | $0.34 |
| Dividend | 06/06/2018 | 07/02/2018 | $0.34 |
| Dividend | 03/07/2018 | 04/02/2018 | $0.34 |
| Dividend | 12/06/2017 | 01/02/2018 | $0.34 |
| Dividend | 09/06/2017 | 10/02/2017 | $0.33 |
| Dividend | 06/06/2017 | 07/03/2017 | $0.33 |
| Dividend | 03/07/2017 | 04/03/2017 | $0.33 |
| Dividend | 12/06/2016 | 01/03/2017 | $0.33 |
About United Bankshares
- Sector
- Finance, insurance and real estate
Questions about UBSI
How much is UBSI today?
UBSI is at $45.34 (-1.56% on the day), last traded on 10/07/2026.
How much did UBSI pay in dividends in 2025?
UBSI paid $1.48 per share in 2025, a dividend yield of 3.85%.
What are the P/E and P/B of UBSI?
UBSI trades at a P/E of 11.99 and a P/B of 1.12.
How much did UBSI return in 12 months?
UBSI returned 26.20% in 12 months, with annualized volatility of 14.81% and a largest drawdown of -5.66%.