US · USD

UNH

UnitedHealth Group Incorporated

$371.90+1.83% ($6.70)
Day's range
$364.47 – $372.68
Day's volume
$1.2B
52-week range
$255.97 – $433.68

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UNH in numbers

Market cap
$333.8B
P/E
23.64
Dividend yield (12m)
2.44%
Net debt/EBITDA
1.47

The 12-month dividend yield of UNH is 2.44%, above its 5-year average of 1.59%.

UNH price history

10/06/202510/02/2026
Compare with

UNH risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return+15.78%-28.38%-8.36%
Volatility (annualized)43.31%41.45%34.01%
Largest drawdown-17.39%-58.48%-58.48%
Positive months6/1217/3628/60

How much did investing in UNH return?

$1,000.00 invested on 11/01/2021 would be worth $916.38 today.

Value today in UNH
$916.38
Return over the period
-8.36%
Return per year
-1.76%
In the S&P 500
$1,690.98

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

UNH fundamentals

Valuation

  • P/E
    23.64
  • P/B
    —
  • EV/EBITDA
    14.32
  • EV/EBIT
    17.15
  • EV/Revenue
    0.83
  • P/EBIT
    15.40
  • P/S
    0.74
  • P/OCF
    12.36
  • P/FCF
    14.13
  • Earnings yield
    5.83%
  • PEG ratio
    —
  • Earnings per share
    $15.73
  • Book value per share
    —

Debt

  • Net debt
    $38B
  • Net debt/EBITDA
    1.47
  • Net debt/Equity
    —
  • Debt/Equity
    —
  • Current ratio
    0.78
  • Quick ratio
    —
  • Cash ratio
    0.28

Efficiency

  • Gross margin
    88.57%
  • EBITDA margin
    5.77%
  • Operating margin
    4.82%
  • Net margin
    3.14%
  • Asset turnover
    1.45

Profitability

  • ROE
    —
  • ROA
    4.56%
  • ROIC
    —
  • Payout
    57.59%

Growth

  • Revenue CAGR (5 years)
    10.59%
  • Earnings CAGR (5 years)
    -0.54%
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

What is UNH's fair price?

Two classic value formulas, with today's numbers. The current price is $371.90.

Graham's fair price
—
UNH's earnings per share and book value per share are not available, so the formula cannot be computed.

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
$120.67
67.55% below the price

$7.24 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

UNH's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator20252024202320222021202020192018
P/E24.8532.1221.6924.5827.3321.5220.1519.94
EV/EBITDA14.7413.9114.1516.3718.2714.0413.6313.21
Dividend yield2.64%1.62%1.38%1.21%1.12%1.38%1.41%1.38%
Earnings per share$13.28$15.75$24.28$21.57$18.37$16.29$14.59$12.49
Gross margin88.68%88.33%89.57%89.60%89.21%88.04%88.39%88.07%
EBITDA margin5.21%9.09%9.78%9.82%9.41%9.84%9.25%8.74%
Net margin2.69%3.60%6.02%6.21%6.01%5.99%5.71%5.30%
Net debt/EBITDA1.891.190.790.840.820.941.181.12

UNH's financial statements

Line202520242023202220212020
Net revenue$447.6B$400.3B$371.6B$324.2B$287.6B$257.1B
Cost of revenue-$50.7B-$46.7B-$38.8B-$33.7B-$31B-$30.7B
Gross profit$396.9B$353.6B$332.9B$290.5B$256.6B$226.4B
EBITDA$23.3B$36.4B$36.3B$31.8B$27.1B$25.3B
EBIT$19B$32.3B$32.4B$28.4B$24B$22.4B
Financial result——————
Income before tax$14.7B$20.1B$29.1B$26.3B$22.3B$20.7B
Income tax-$1.9B-$4.8B-$6B-$5.7B-$4.6B-$5B
Net income$12.1B$14.4B$22.4B$20.1B$17.3B$15.4B

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does UNH pay dividends?

Dividend yield per year

  • 1.30%2017
  • 1.38%2018
  • 1.41%2019
  • 1.38%2020
  • 1.12%2021
  • 1.21%2022
  • 1.38%2023
  • 1.62%2024
  • 2.64%2025
  • 1.84%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend09/11/202609/22/2026$2.32
Dividend06/12/202606/23/2026$2.32
Dividend03/06/202603/17/2026$2.21
Dividend12/05/202512/16/2025$2.21
Dividend09/12/202509/23/2025$2.21
Dividend06/13/202506/24/2025$2.21
Dividend03/07/202503/18/2025$2.10
Dividend12/06/202412/17/2024$2.10
Dividend09/13/202409/24/2024$2.10
Dividend06/14/202406/25/2024$2.10
Dividend03/07/202403/19/2024$1.88
Dividend11/30/202312/12/2023$1.88
See all 40 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Dividend09/07/202309/19/2023$1.88
Dividend06/15/202306/27/2023$1.88
Dividend03/09/202303/21/2023$1.65
Dividend12/01/202212/13/2022$1.65
Dividend09/08/202209/20/2022$1.65
Dividend06/15/202206/28/2022$1.65
Dividend03/10/202203/22/2022$1.45
Dividend12/02/202112/14/2021$1.45
Dividend09/09/202109/21/2021$1.45
Dividend06/17/202106/29/2021$1.45
Dividend03/11/202103/23/2021$1.25
Dividend12/03/202012/15/2020$1.25
Dividend09/10/202009/22/2020$1.25
Dividend06/18/202006/30/2020$1.25
Dividend03/12/202003/24/2020$1.08
Dividend12/05/201912/17/2019$1.08
Dividend09/12/201909/24/2019$1.08
Dividend06/13/201906/25/2019$1.08
Dividend03/07/201903/19/2019$0.90
Dividend11/29/201812/13/2018$0.90
Dividend09/05/201809/18/2018$0.90
Dividend06/14/201806/26/2018$0.90
Dividend03/07/201803/20/2018$0.75
Dividend11/29/201712/12/2017$0.75
Dividend09/06/201709/19/2017$0.75
Dividend06/14/201706/27/2017$0.75
Dividend03/07/201703/21/2017$0.63
Dividend11/29/201612/13/2016$0.63

About Unitedhealth Group Incorporated

Sector
Finance, insurance and real estate

Questions about UNH

How much is UNH today?

UNH is at $371.90 (1.83% on the day), last traded on 10/02/2026.

How much did UNH pay in dividends in 2025?

UNH paid $8.73 per share in 2025, a dividend yield of 2.64%.

How much did UNH return in 12 months?

UNH returned 15.78% in 12 months, with annualized volatility of 43.31% and a largest drawdown of -17.39%.