US · USD

UNM

Unum Group

$89.93+1.54% ($1.36)Updated 10/5/26, 5:02 PM

Day's range: $87.00 – $90.97
Day's volume: $157.4M
52-week range: $69.83 – $96.57

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UNM in numbers

Market cap: $14.2B

P/E: 20.26

P/B: 1.32

Dividend yield (12m): 2.10%

The 12-month dividend yield of UNM is 2.10%, below its 5-year average of 3.07%.

UNM price history

10/06/202510/05/2026

Compare with

UNM risk and return

Monthly closes adjusted for splits and distributions.

Metric	12 months	36 months	60 months
Return	+20.51%	+124.28%	+347.71%
Volatility (annualized)	18.22%	22.89%	25.74%
Largest drawdown	-6.88%	-14.16%	-14.16%
Positive months	8/12	22/36	38/60

How much did investing in UNM return?

Amount invested

$1,000.00 invested on 11/01/2021 would be worth $4,477.12 today.

Value today in UNM: $4,477.12

Return over the period: +347.71%

Return per year: +35.57%

In the S&P 500: $1,702.20

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

UNM fundamentals

Valuation

P/E
20.26
P/B
1.32
EV/EBITDA
—
EV/EBIT
—
EV/Revenue
1.07
P/EBIT
—
P/S
1.07
P/OCF
17.14
P/FCF
20.54
Earnings yield
—
PEG ratio
—
Earnings per share
$4.44
Book value per share
$68.28

Efficiency

Gross margin
—
EBITDA margin
—
Operating margin
—
Net margin
5.26%
Asset turnover
0.21

Profitability

ROE
6.50%
ROA
1.11%
ROIC
—
Payout
42.47%

Growth

Revenue CAGR (5 years)
0.02%
Earnings CAGR (5 years)
0.01%
Revenue growth (year)
—
Earnings growth (year)
—
Revenue growth (quarter)
—
Earnings growth (quarter)
—

What is UNM's fair price?

Two classic value formulas, with today's numbers. The current price is $89.93.

Graham's fair price: $82.58; 8.17% below the price

√(22.50 × $4.44 × $68.28)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price: $23.83; 73.50% below the price

$1.43 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

UNM's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator	2025	2024	2023	2022	2021	2020	2019	2018
P/E	17.18	7.26	6.75	5.75	5.07	5.89	5.38	12.05
P/B	1.14	1.18	0.90	0.93	0.82	0.43	0.59	0.73
Dividend yield	2.27%	2.15%	3.07%	3.07%	4.76%	4.97%	3.74%	3.34%
Earnings per share	$4.51	$10.06	$6.70	$7.13	$4.84	$3.89	$5.42	$2.44
Book value per share	$67.90	$62.00	$50.39	$44.27	$29.79	$53.36	$49.10	$40.17
ROE	6.64%	16.23%	13.30%	16.11%	16.26%	7.29%	11.04%	6.07%
Net margin	5.65%	13.81%	10.37%	11.74%	8.17%	6.02%	9.17%	4.51%

UNM's financial statements

Line	2025	2024	2023	2022	2021	2020
Net revenue	$13.1B	$12.9B	$12.4B	$12B	$12B	$13.2B
Cost of revenue	—	—	—	—	—	—
Gross profit	—	—	—	—	—	—
EBITDA	—	—	—	—	—	—
EBIT	—	—	—	—	—	—
Financial result	—	—	—	—	—	—
Income before tax	$933.5M	$2.3B	$1.6B	$1.8B	$1.3B	$964M
Income tax	-$195M	-$472.2M	-$356.3M	-$342.8M	-$279.6M	-$171M
Net income	$738.5M	$1.8B	$1.3B	$1.4B	$981M	$793M

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does UNM pay dividends?

Dividend yield per year

1.57%2017
3.34%2018
3.74%2019
4.97%2020
4.76%2021
3.07%2022
3.07%2023
2.15%2024
2.27%2025
1.58%2026

Payment history
Type	Last day to own	Payment	Per share
Dividend	07/23/2026	08/14/2026	$0.51
Dividend	04/23/2026	05/15/2026	$0.46
Dividend	01/29/2026	02/20/2026	$0.46
Dividend	10/23/2025	11/14/2025	$0.46
Dividend	07/24/2025	08/15/2025	$0.46
Dividend	04/24/2025	05/16/2025	$0.42
Dividend	01/23/2025	02/14/2025	$0.42
Dividend	10/24/2024	11/15/2024	$0.42
Dividend	07/25/2024	08/16/2024	$0.42
Dividend	04/24/2024	05/17/2024	$0.37
Dividend	01/24/2024	02/16/2024	$0.37
Dividend	10/25/2023	11/17/2023	$0.37

See all 40 distributions

Earlier distributions
Type	Last day to own	Payment	Per share
Dividend	07/26/2023	08/18/2023	$0.37
Dividend	04/26/2023	05/19/2023	$0.33
Dividend	01/25/2023	02/17/2023	$0.33
Dividend	10/26/2022	11/18/2022	$0.33
Dividend	07/27/2022	08/19/2022	$0.33
Dividend	04/27/2022	05/20/2022	$0.30
Dividend	01/26/2022	02/18/2022	$0.30
Dividend	10/27/2021	11/19/2021	$0.30
Dividend	07/28/2021	08/20/2021	$0.30
Dividend	04/28/2021	05/21/2021	$0.29
Dividend	01/27/2021	02/19/2021	$0.29
Dividend	10/28/2020	11/20/2020	$0.29
Dividend	07/29/2020	08/21/2020	$0.29
Dividend	04/23/2020	05/15/2020	$0.29
Dividend	01/29/2020	02/21/2020	$0.29
Dividend	10/24/2019	11/15/2019	$0.29
Dividend	07/25/2019	08/16/2019	$0.29
Dividend	04/25/2019	05/17/2019	$0.26
Dividend	01/24/2019	02/15/2019	$0.26
Dividend	10/25/2018	11/16/2018	$0.26
Dividend	07/26/2018	08/17/2018	$0.26
Dividend	04/26/2018	05/18/2018	$0.23
Dividend	01/25/2018	02/16/2018	$0.23
Dividend	10/26/2017	11/17/2017	$0.23
Dividend	07/26/2017	08/18/2017	$0.23
Dividend	04/25/2017	05/19/2017	$0.20
Dividend	01/25/2017	02/17/2017	$0.20
Dividend	10/26/2016	11/18/2016	$0.20

About Unum Group

Sector: Finance, insurance and real estate

Questions about UNM

How much is UNM today?

UNM is at $89.93 (1.54% on the day), last traded on 10/05/2026.

How much did UNM pay in dividends in 2025?

UNM paid $1.76 per share in 2025, a dividend yield of 2.27%.

What are the P/E and P/B of UNM?

UNM trades at a P/E of 20.26 and a P/B of 1.32.

How much did UNM return in 12 months?

UNM returned 20.51% in 12 months, with annualized volatility of 18.22% and a largest drawdown of -6.88%.