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USB-PH

U.S. Bancorp

$18.330.00% ($0.00)
Day's range
$18.23 – $18.41
Day's volume
$1.4M
52-week range
$16.87 – $18.65

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See how USB-PH weighs in your net worth, what it has paid you and how far it is from your target allocation.

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USB-PH in numbers

Market cap
$28.6B
P/E
3.50
P/B
0.42
Dividend yield (12m)
6.38%

The 12-month dividend yield of USB-PH is 6.38%, above its 5-year average of 5.98%.

USB-PH price history

10/02/202510/01/2026
Compare with

USB-PH risk and return

Monthly closes adjusted for splits and distributions.

Metric12 months36 months60 months
Return+3.47%+16.07%+2.07%
Volatility (annualized)11.45%11.52%14.83%
Largest drawdown-3.96%-18.02%-25.47%
Positive months5/1219/3630/60

How much did investing in USB-PH return?

$1,000.00 invested on 09/01/2021 would be worth $1,022.66 today.

Value today in USB-PH
$1,022.66
Return over the period
+2.27%
Return per year
+0.45%
In the S&P 500
$1,776.31

With dividends reinvested, before taxes and costs, at month-end closes. Past returns do not guarantee future ones.

USB-PH fundamentals

Valuation

  • P/E
    3.50
  • P/B
    0.42
  • EV/EBITDA
    —
  • EV/EBIT
    —
  • EV/Revenue
    2.22
  • P/EBIT
    —
  • P/S
    0.96
  • P/OCF
    2.28
  • P/FCF
    —
  • Earnings yield
    —
  • PEG ratio
    —
  • Earnings per share
    $5.24
  • Book value per share
    $43.28

Debt

  • Net debt
    $37.3B
  • Net debt/EBITDA
    —
  • Net debt/Equity
    0.55
  • Debt/Equity
    0.55
  • Current ratio
    —
  • Quick ratio
    —
  • Cash ratio
    —

Efficiency

  • Gross margin
    —
  • EBITDA margin
    —
  • Operating margin
    —
  • Net margin
    27.51%
  • Asset turnover
    0.04

Profitability

  • ROE
    12.11%
  • ROA
    1.13%
  • ROIC
    —
  • Payout
    22.30%

Growth

  • Revenue CAGR (5 years)
    —
  • Earnings CAGR (5 years)
    2.10%
  • Revenue growth (year)
    —
  • Earnings growth (year)
    —
  • Revenue growth (quarter)
    —
  • Earnings growth (quarter)
    —

What is USB-PH's fair price?

Two classic value formulas, with today's numbers. The current price is $18.33.

Graham's fair price
$71.45
289.80% above the price

√(22.50 × $5.24 × $43.28)

Benjamin Graham paid no more than a P/E of 15 and a P/B of 1.5. Their product, 22.5, times earnings (EPS) and book value per share gives the fair price.

Bazin's ceiling price
$20.27
10.59% above the price

$1.22 (5-year average) ÷ 6%

Décio Bazin only bought stocks yielding at least 6% a year in distributions. The ceiling price is the average dividend per share of recent years over 6%.

Graham ignores growth and debt; Bazin assumes past distributions repeat. They are references to compare, not a buy recommendation.

USB-PH's indicators by year

Multiples at each year's closing price; margins and returns from that year's statements.

Indicator20252024202320222021202020192018
P/E3.665.465.834.844.637.504.734.22
P/B0.430.590.570.550.670.700.630.59
Dividend yield7.45%7.14%6.91%4.82%3.57%3.59%4.13%4.74%
Earnings per share$4.87$4.04$3.48$3.80$5.37$3.30$4.54$4.43
Book value per share$41.96$37.55$35.50$33.16$37.01$35.35$34.06$31.88
ROE11.61%10.75%9.82%11.47%14.50%9.34%13.33%13.91%
Net margin26.42%22.94%19.29%23.97%———31.35%

USB-PH's financial statements

Line202520242023202220212020
Net revenue$28.7B$27.5B$28.1B$24.3B——
Cost of revenue——————
Gross profit——————
EBITDA——————
EBIT——————
Financial result——————
Income before tax$9.5B$7.9B$6.9B$7.3B$10.2B$6.1B
Income tax-$1.9B-$1.6B-$1.4B-$1.5B-$2.2B-$1.1B
Net income$7.6B$6.3B$5.4B$5.8B$8B$5B

Figures the company filed with the CVM. Debt excludes leases; each quarter is that quarter alone.

Does USB-PH pay dividends?

Announced payments
TypeLast day to ownPaymentPer share
Dividend09/29/202610/15/2026$0.29

Dividend yield per year

  • 3.93%2017
  • 4.74%2018
  • 4.13%2019
  • 3.59%2020
  • 3.57%2021
  • 4.82%2022
  • 6.91%2023
  • 7.14%2024
  • 7.45%2025
  • 4.77%2026
Payment history
TypeLast day to ownPaymentPer share
Dividend06/29/202607/15/2026$0.29
Dividend03/30/202604/15/2026$0.28
Dividend12/30/202501/15/2026$0.30
Dividend09/29/202510/15/2025$0.33
Dividend06/27/202507/15/2025$0.32
Dividend03/28/202504/15/2025$0.32
Dividend12/30/202401/15/2025$0.35
Dividend09/27/202410/15/2024$0.39
Dividend06/27/202407/15/2024$0.39
Dividend03/26/202404/15/2024$0.39
Dividend12/27/202301/16/2024$0.40
Dividend09/27/202310/16/2023$0.39
See all 39 distributions
Earlier distributions
TypeLast day to ownPaymentPer share
Dividend06/28/202307/17/2023$0.37
Dividend03/29/202304/17/2023$0.34
Dividend12/28/202201/17/2023$0.30
Dividend09/28/202210/17/2022$0.22
Dividend06/28/202207/15/2022$0.22
Dividend03/29/202204/15/2022$0.22
Dividend12/29/202101/18/2022$0.22
Dividend09/28/202110/15/2021$0.22
Dividend06/28/202107/15/2021$0.22
Dividend03/29/202104/15/2021$0.22
Dividend12/29/202001/15/2021$0.22
Dividend09/28/202010/15/2020$0.22
Dividend06/26/202007/15/2020$0.22
Dividend03/27/202004/15/2020$0.22
Dividend12/27/201901/15/2020$0.22
Dividend09/26/201910/15/2019$0.22
Dividend06/26/201907/15/2019$0.22
Dividend03/27/201904/15/2019$0.22
Dividend12/27/201801/15/2019$0.22
Dividend09/26/201810/15/2018$0.22
Dividend06/27/201807/16/2018$0.22
Dividend03/27/201804/16/2018$0.22
Dividend12/27/201701/16/2018$0.22
Dividend09/27/201710/16/2017$0.22
Dividend06/27/201707/17/2017$0.22
Dividend03/28/201704/17/2017$0.22
Dividend12/27/201601/17/2017$0.22

About U.s. Bancorp

Sector
Finance, insurance and real estate

Questions about USB-PH

How much is USB-PH today?

USB-PH is at $18.33 (0.00% on the day), last traded on 10/01/2026.

How much did USB-PH pay in dividends in 2025?

USB-PH paid $1.33 per share in 2025, a dividend yield of 7.45%.

When is the next USB-PH dividend?

The next announced payment is $0.29 per share on 10/15/2026.

What are the P/E and P/B of USB-PH?

USB-PH trades at a P/E of 3.50 and a P/B of 0.42.

How much did USB-PH return in 12 months?

USB-PH returned 3.47% in 12 months, with annualized volatility of 11.45% and a largest drawdown of -3.96%.